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In The Media

47 Annual Credit Report complaints from Sharon B., Bridget M., Raquel S. and 44 More

by Larry Chiang on November 20, 2015

Larry Chiang’s book, WTDTYA Stanford Business School, is a sequel to his mentor’s, Mark McCormack’s, book, “What They Don’t Teach You at HARVARD Business School“. Chiang had a book launch party at IMG’s, International Management Group’s New York Fashion Week. As an undergrad entrepreneur, Larry Chiang mentored college students at public schools to get a FICO over 765 as an undergrad. See “Harbus”, it is Harvard University’s B-school’s blog.


“NY Fashion Week!”
– Larry Chiang, CEO

By Larry Chiang

There are a lot of annual credit report dot com complaints
Good news: Its not a scam
Bad news: Your online results will suck.

Larry Chiang (@LarryChiang)
annual credit report complaints consumeraffairs.com/online/annualc…

Sharon B. She wanted,  “all three credit reports. I only received a copy from Experian. I never received a copy from Equifax or TransUnion”

Sharon, it happens a lot that you do not get all three when you request ONLINE.

Bridget M, from McLean Virginia, said part of her identity confirmation was to, “present me with the last 4 digits of a random phone number”. Unfortunately for Bridget, she has an iPhone that she stores telephone numbers in. The cell number turned out to be her sisters number.

There is an avalanche of user complaints: “This site is just not user-friendly at all. Why give a transaction code if I can’t go back in and view it for the 30 days that it states that it’s active??? This is ridiculous!!”

Raquel S said, “I answered my own personal information 3 times on annualcreditreport for Transunion and it kept giving me an error.”

Here is the method I recommend

Best to use mail. #PObox105281 Best to use mail. #PObox105281

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