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In The Media

Equifax and the Oligopoly Engineer Failure Into Your Effort To Get 3 Credit Reports

by Larry Chiang on March 15, 2020

By Larry Chiang
TLDR, there are two sets of laws that govern access via the Internet and access to your credit reports via written request
Here is another example of a person who cannot get their credit reports via the internet. 
Peter Villeroy (@PeterVilleroy)
Why is it so hard to buy a credit report? The three bureaus seem overly occupied trying to sell me subscriptions that include everything except… a full credit report!
⁦‪@Experian_US‬⁩ ⁦‪@Equifax‬⁩ ⁦‪@TransUnion‬⁩ I’ll pay for a full report in PDF format, I just can’t find the link!


Mr Villeroy tweeted, “Why is it so hard to buy a credit report? The three bureaus seem overly occupied trying to sell me subscriptions that include everything except… a full credit report!
⁦‪@Experian_US‬⁩ ⁦‪@Equifax‬⁩ ⁦‪@TransUnion‬⁩ I’ll pay for a full report in PDF format, I just can’t find the link!”


David from Equifax replied not with #poBox105281 but instead with a link that sends you into a dead end rabbit hole help.equifax.com 


Equifax Inc. (@Equifax)
⁦‪@PeterVilleroy‬⁩ We apologize for the trouble this has caused. The following link may address your concern. 
help.equifax.com/s/article/How-…-David

Peter Villeroy (@PeterVilleroy)
⁦‪@Equifax‬⁩ This is a link to free reports. I tried to order that, but equifax’s identity verification didn’t work so it denied me online ordering. A highlight: “Our records show you took out a loan on for a car in Jan 2020…” Sorry but I have never taken a loan for a car.
 

This is a link to free reports. I tried to order that, but equifax’s identity verification didn’t work so it denied me online ordering. A highlight: “Our records show you took out a loan on for a car in Jan 2020…” Sorry but I have never taken a loan for a car.


equifax’s identity verification didn’t work because it never works. 


Use #poBox105281, ATL ga 30348. Also, click on the hashtag for videos that solve your exact issue


In short, print out the #PObox105281 form and photocopy your drivers license to then mail in. HAVING PROBLEMS?? Email or text me and I’ll send you the form

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