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In The Media

Employers and VCs Use Credit Data and Even Credit Scores To Screen Job Applicants

by Larry Chiang on March 23, 2020

By Larry Chiang
Employers. 
Employers want to mitigate risk. Employers want to minimize the risk in hiring the wrong people. Employers want to risk eliminate people who might burn the store down or steal. 

“VCs want to see how efficient you are at managing your credit line before they fund your Delaware corporation. Thus, credit data is important.”

– Larry Chiang

image1.jpegJobapreneur have high fico scores and clean credit because they prepare
To risk mitigate, risk minimize and try to risk eliminate, employers use credit data. 
Greg Fisher 🕘 (@creditscoring)
⁦‪@LarryChiang‬⁩ . I looked into it a long, long time ago.

Please explain, Mr. Chiang. #Myth2 #1510aD youtu.be/qAQGgROORus

Greg Fisher, when a company confesses to using credit scores, we would be wise to believe their confession

Two videos from a monopoly and an oligopoly that clearly state a confession that Fair Isaac and Equifax use credit card credit scores 
– Video one
– Video 2
CEO of Duck9, Larry at (650) 283-8008 (@6502838008)
National Association Of Professional Background Screeners #NAPBS said this in 2015 from the stage* at 110 E 2nd St. 

*I wanna say Oct!

“When an investigator confesses, I believe them”. 
twitter.com/ebiinc/status/…

– ⁦‪@LarryChiang‬⁩, CEO duck9 pic.twitter.com/aNScmKJPQY


When a monopoly advertises a confession that employers rely on credit scoring candidates, I’d believe the fact that employers pull credit reports and score credit

CEO of Duck9, Larry at (650) 283-8008 (@6502838008)
When a monopoly advertises a confession that employers rely on credit scoring candidates, I’d believe the fact that employers pull credit reports and score credit #cs183creditScore
#cs183law 🇺🇸 pic.twitter.com/Q4mouSB4f6

Experian, Trans Union and Equifax only provide credit data to employers. 


CEO of Duck9, Larry at (650) 283-8008 (@6502838008)
Experian, Trans Union and Equifax only provide credit data to employers. 

Steve Sly is on TV saying Equifax runs credit score checks. youtube.com/watch?v=IM46EG…

He’s president of Equifax as per this tv segment pic.twitter.com/aww0nbhVT7


CEO of Duck9, Larry at (650) 283-8008 (@6502838008)
Employers like Equifax check job applicants credit score #cs183creditScore
#cs183law When oligopolies confess to bending rules, I tend to believe that they continue to break away from rigorously adhering to FCRA with best efforts pic.twitter.com/sRpYhUHD1M




CEO of Duck9, Larry at (650) 283-8008 (@6502838008)
“I’ve been doing this since 1998.”

– first time caller, ‘Greg Fisher’Conclusion: Fisher interchanged credit data with credit scoring thinking the two were the same. Credit data is at the basis for credit scores but are not scores themselves pic.twitter.com/RHmulRED1h



CEO of Duck9, Larry at (650) 283-8008 (@6502838008)
Employers like Steve Ely use credit scores to screen job applicants for Equifax Personal Information Solutions pic.twitter.com/ggGOLf4cno
What’s more the #NAPBS openly spoke about using credit scores at their #National APBS

CEO of Duck9, Larry at (650) 283-8008 (@6502838008)
Credit scores, CNBC, #NAPBScnbc.com/2018/08/10/bac…

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