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In The Media

Admin Level dB Access to The Oligopoly

by Larry Chiang on December 11, 2016

By Larry Chiang
I use wordFence. It lets me know that a computer hacker in St Petersburg is trying to login to @duck9 using the user name “admin”. 
Here is a question for you, “What if you had admin access to Experian, Trans Union, Equifax?” You can write to their database. There is a maze that is wired using 1970s laws. 
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Hold onto your butts because Dorothy, it’s about to get wild. A belfie is like a look back at 24 months of working, massaging and exercising data into Experian, Trans Union, Equifax. Fun!!

Larry Chiang (@LarryChiang)
#31envelopes — Finding a direct, admin level dB access to The Oligopoly. #ExpTransFax is @ExpTransFax is Experian, Trans Union, Equifax pic.twitter.com/yeu71JDHs6


“Fact: You cannot access full credit reports via the Internet.”

— Larry Chiang
CEO, Duck9 
Product mgr for #ExpTransFax
Access. Tantamount access 
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Access by paper since https is fully cockblocked. https is “secure web”
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Initialize your Experian, Trans Union, Equifax credit reports. Equifax. Experian, Trans Union will send you paper credit reports. You must initialize. Initialization does not damage your credit score*

*Inquiring, pinging and querying Experian, Trans Union, Equifax counts as a (self) consumer inquiry. There are 3 types of inquiry. Only hard inquiries hurt your credit score. Consumer inquires and advertiser inquiries are FICO neutral. 

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FTC Disclosure – I benefit from being super good looking 

Next #31envelopes step is to start adding in positive credit data to Experian, Trans Union, Equifax. Remember envelope #1 of #31envelopes went to #poBox105281

On time payments into credit card companies. ONTIME payments are 1’s in code de la Experian, Trans Union, Equifax. 1s are ONTIME submissions of money. 

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A mailed, paper check for when you owe zero records a 1 on your Experian, Trans Union, Equifax   It’s impossible to pay a zero balance using online pay. Let me repeat, online bill paying is only possible if you owe. 
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#31envelopes – is like foie gras. You’re sticking a tube down a ducks threat and force feeding it. Therefore, the liver increases to 7-10x normal size. 

Email me what you end up writing into Experian, Trans Union, and Equifax 

Larry Chiang (@LarryChiang)
people have so many credit cards that they need a credit score enema. Young credit-virgins and young adult start-ups need the oppo of a store softener #Fico750 #31envelopes pic.twitter.com/9meWN9rRgZ
I am a tech guru to the Nth degree. After flippantly watching 3 entrepreneurship classes taught by Silicon Valley VCs, I did 28 sequels. Behold, the genius:

I am saying network with Experian, Trans Union, Equifax like they wanna bang you (without consent in the buttocks). We all have a friend like that

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We all have a friend like that

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