Larry Chiang, President and CEO


I'll shoot you w/a nerf gun if you don't manage your credit.

11:11 is my goal of getting duck9 consumers lots of 1s.

24 1's in a row equals a 750 FICO.

A "one" is an on-time payment in credit reporting code.

A '9'=charged off bad-debt. You wanna duck 9s.

Duck9 = Deep Underground Credit Knowledge (Duck 9's on your credit report. 9's are charge-offs)

"Making sure college credit virgins get deflowered right since 2004"

"Larry Chiang is an expert at the dark art of FICO score preparation"

from Paul Thompson, Founder Scottish American Capital

Harvard Business School '09

"Who needs Stanford Business School when you have Larry Chiang"

from David Rohrsheim, Draper Fisher Jurvetson

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In The Media

Mimicking a 1209 North Orange St address for college aged consumers to go from FICO 0 to 808 or Zero to FICO 8008

May 22, 2020

By Larry Chiang PROBLEM: Young adult address volatility  Problem: You don’t have a power bill in your own name BEFORE you apply for a $300 line of credit.  Problem: you do not know the GENIUS of the 1209 North Orange St, Wilmington, Delaware 19850, address.  Solution: 1209 North Orange St, Wilmington, Delaware is the legal address […]

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Stratospheric high 6/8/11 $28.68

May 19, 2020

midnight (@midmagic) 6/8/11, 1:50 AM #bitcoin Stratospheric high today: $28.678USD per ฿, up from $18.40USD earlier.. Sent from my personal iPhone, 650-283-8008, number that Steve Jobs texted me on

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Ducking Debt Slavery

May 8, 2020

By Larry Chiang Another 20.5 million people that are either in or getting into a cycle of debt slavery. The way out is savings and opting out of the fiat/debt slavery system. Jimmy Song (송재준) (@jimmysong) 5/8/20, 11:32 AM Another 20.5 million people that are either in or getting into a cycle of debt slavery. […]

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Garage Access

May 7, 2020

{CAPTION} {CAPTION} Private keys. Public keys.

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PayPal, Not Cool But Necessary For High Credit Score as a 17 1/2 yo

May 7, 2020

A PayPal account is critical for your FICO score – Real email address 🐳 – bank accounts and verifications require the ability to be patient and be able to read🐥 – bank account is a “high bar” for some people – shipping address🙌 – #cs183creditSCORE 🐼 Blogged from my personal iPhone, 650-283-8008, that Steve Jobs […]

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To Buy a Lotta Bitcoin from A USA Bank Account, PayPal Me $75,000.57

May 7, 2020

PALO ALTO, Calif.  By Larry Chiang If you do not live in 94025 or 94301, this post is not for you. This Duck9 blog post requires you to get final snippets of knowledge at Mayfield Bakery on El Camino  If you were not a student athlete at Stanford University in the 80s, 70s or 60’s, […]

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Irritability, Absentmindedness, Skin Eczema. And a half paralyzed face

May 6, 2020

By Larry Chiang Gender reversal entrepreneurship exercises. Super helpful for tech founders to see the effects of Money stress have upon your body while managing a team at my former job, I was overworked, unsupported, and on the brink of burnout. First came the irritability. New work requests and pivots annoyed me. Then came the […]

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Startups Don’t Die Because Of Competition

May 6, 2020

Siqi Chen (@blader) 5/5/20, 6:48 PM What are examples of startups that didn’t work out primarily because of a competitor? Seems like an exceedingly rare situation.

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Andreas Antonopoulos Explains Bitcoin Terms

May 5, 2020

Andreas Antonopoulos explains #Bitcoin  terms Private + Public Keys Hash Functions Elliptic Curves Addresses Signatures He PQRST’s so check out his FAQ video to learn about… Andreas ☮ 🌈 ⚛ ⚖ 🌐 📡 📖 📹 🔑 🛩 (@aantonop) 5/5/20, 7:27 AM Do you know the following #Bitcoin terms? Private + Public Keys Hash Functions Elliptic Curves Addresses […]

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What They Do Teach You at Stanford Engineering About Money

May 5, 2020

Larry Chiang self funded this big business using Mark McCormacks Jedi Knight teachings. After speaking at Harvard Law School about what Mark McCormack taught him, Havard Business School wrote: “What They Don’t Teach You at Stanford Business School” Read more of Chiang’s articles here at Duck9 and at Harbus to earn your own JBA, Jedi […]

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