Larry Chiang, President and CEO


I'll shoot you w/a nerf gun if you don't manage your credit.

11:11 is my goal of getting duck9 consumers lots of 1s.

24 1's in a row equals a 750 FICO.

A "one" is an on-time payment in credit reporting code.

A '9'=charged off bad-debt. You wanna duck 9s.

Duck9 = Deep Underground Credit Knowledge (Duck 9's on your credit report. 9's are charge-offs)

"Making sure college credit virgins get deflowered right since 2004"

"Larry Chiang is an expert at the dark art of FICO score preparation"

from Paul Thompson, Founder Scottish American Capital

Harvard Business School '09

"Who needs Stanford Business School when you have Larry Chiang"

from David Rohrsheim, Draper Fisher Jurvetson

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In The Media

Equifax and the Oligopoly Engineer Failure Into Your Effort To Get 3 Credit Reports

March 15, 2020

By Larry Chiang TLDR, there are two sets of laws that govern access via the Internet and access to your credit reports via written request Here is another example of a person who cannot get their credit reports via the internet.  Peter Villeroy (@PeterVilleroy) 3/14/20, 6:16 PM Why is it so hard to buy a […]

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Do You Study Before the Lecture On What The Lecture Might Be?

March 11, 2020

By Larry Chiang Princeton, Harvard and Stanford kids HATE a guest lecturer. At UiUc, I had to bribe a janitor to cut the waitlist for lecture access I’d also send paper mail to the Illini Union Hotel as a welcome. This is public school hustle.  @DuckDuckGo’ing “mind your chicken marshawn lynch” Aaron J. Fentress (@AaronJFentress) […]

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Proof of Transfer

March 11, 2020

Unedited by Larry Chiang  March 2020 Blockstack Ecosystem Updates February was a productive month in the Blockstack community as various groups formed around projects related to Stacks 2.0. In particular, there has been new activity surrounding ‘Proof of Transfer’ (PoX), a mining mechanism proposed for securing the Stacks 2.0 blockchain while rewarding miners with STX, […]

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Problem, Not enough women in VC

March 9, 2020

SWIB gem expanded to solve a clear female pattern Problem: Not enough women in VC Solution: get more Stanford females in the funnel to become great Silicon Valley VCs  GEM as in Global Entrepreneur Marketing which is broken out from 3 – 7 lectures inside Engineering 145, “Tech Entrepreneurship”, depending on who teaches it. #ENGR145 […]

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Are You a Student of The Entrepreneur Game

March 4, 2020

By Larry Chiang Being a student allows you to build on top of a mentor. I blew my baseball student athlete opportunity by not listening to an assigned mentor, Augie Garrido. But, this emotional pain helped drive me to become a great mentee to Mark McCormack.  I’ve 63,030 tweets on dedicated to Mark McCormack “signature business […]

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2020 UnOfficial SxSW in Austin March 12 – March 23

March 2, 2020

SXSW 2020 is proceeding as planned. Please keep up with information around our response to COVID-19 3/2/20, 4:51 PM  SXSW (@sxsw) 3/2/20, 4:51 PM SXSW 2020 is proceeding as planned. Please keep up with information around our response to COVID-19 at our COVID-19 Attendee Information page.… Austin TEXAS By Larry Chiang UnOfficial SxSW is going […]

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Deeply Understanding Capital Knowledge

February 17, 2020

By Larry Chiang The most common question, “How many employees do you have?” Rick Morrison (@morrisor) 2/16/20, 10:16 AM At startups, headcount is a vanity metric. At startups, headcount is a vanity metric The better question is  “how many years can you operate in a month to month cash flow positive manner Please say infinite.” […]

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One US Dollar is Worth 10,180 Satoshi’s as of February 8

February 8, 2020

By Larry Chiang Deep Undergrad Crypto Knowledge is super confusing.  1 US dollar is currently worth 10,180 sats. A 100,000,000 Satoshi’s is one bitcoin. A bitcoin is worth $9823.15. One US Dollar is Worth 10,180 Satoshi’s as of February 8  Date Price Percentage 1 year ago 27,342 sats – 62.84% 2 years ago 12,140 sats – […]

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Wyoming’s 1st Special Purpose Depository Institution is Kraken

February 8, 2020

By Larry Chiang Nic Carter posed a question that made me aware that “special purpose depository institution” is a similar situation as ‘industrial loan corporation’ charter for credit card only banks.  The question:  Who will be the first crypto company to secure a charter as a “special purpose depository institution” under Wyoming’s 2019 law? nic […]

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The Word “No” is at the Heart of Your Entrepreneurship Problems

February 4, 2020

By Larry Chiang We have become over reliant to sex apps getting us our deal flow. This has negatively impacted founders ability to face rejection. Not facing enough rejection will stall out your startup.  Examples of people outsourcing distribution to a dating app, abound.    What’s a Rollo Tomassi described “buffer”? A buffer lessens the […]

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