Larry Chiang, President and CEO


I'll shoot you w/a nerf gun if you don't manage your credit.

11:11 is my goal of getting duck9 consumers lots of 1s.

24 1's in a row equals a 750 FICO.

A "one" is an on-time payment in credit reporting code.

A '9'=charged off bad-debt. You wanna duck 9s.

Duck9 = Deep Underground Credit Knowledge (Duck 9's on your credit report. 9's are charge-offs)

"Making sure college credit virgins get deflowered right since 2004"

"Larry Chiang is an expert at the dark art of FICO score preparation"

from Paul Thompson, Founder Scottish American Capital

Harvard Business School '09

"Who needs Stanford Business School when you have Larry Chiang"

from David Rohrsheim, Draper Fisher Jurvetson

Subscribe NOW

Enter your email address:

Text Message our CEO:


or on twitter

Free Resources

Click Here to learn more

In The Media

A Ruined Silk Blouse Is Like a Startup Bankruptcy

March 18, 2017

By Larry Chiang Abandonment. This is a problem in the startup community. PG speaks to this in his essay default alive or default dead.  But we do not call the problem what the #cs183abc pattern for what it is. “Assignment for Benefit of Creditors” = the pattern.  I’ll save you from the reams of legal […]

Read the full article →

Business Recipes are Complex & Detailed

March 17, 2017

By Larry Chiang I’m the guy that is famous for teaching street smarts inside my city’s college classroom. Yes, street smarts can be learned. You do not have to be born “street smart”. So, do you want the simple “signature business protocols” explained first or the basic ‘signature business recipes’?!   #GuaGuaGuacamole seemed to confuse people because […]

Read the full article →

How to Avoid the Fatal Pinch

March 17, 2017

By Larry Chiang Peter Thiel has invested in ways to live forever. I just wanna use my 488 points of IQ to help your YC startup come back from the dead.  Edit. Learn to #cs183e. “how to avoid the fatal pinch” is a lot like removing orange cream sauce from a silk blouse. Paul Graham […]

Read the full article →

Helen Shaughnessy and Irina Litchfield on Falling in Love with Problems

March 16, 2017

FTC Disclosure: I financially benefit from Stanford Engineering and the no cost access to entrepreneurship classes inside the Stanford Engineering department By Larry Chiang  Got a passion for problems?! Problems is box #1 inside Lec 8, 11, 17 and 18; #ENGR145, “Engineer up a business model”. Engineering 145 is technology entrepreneurship.  Problems turn into money  […]

Read the full article →

Girls in Tech Reverse VC Pitch at Stanford

March 16, 2017

Girls in Tech (@GirlsinTech) 2/15/11, 8:19 PM Check out: Reverse VC Pitch @ Stanford with Girls In Tech & Larry Chiang – Feb 22nd, 8 pm

Read the full article →

Dropping Rhymes (So I Knowledge Activate #DuckBk)

March 15, 2017

By Larry Chiang Larry Chiang (@LarryChiang) 3/15/17, 7:26 AM Wearing a tie,At south by.Respect the game,Temporary’s the fame#sxsw Wearing a tie, At south by. Respect the game, Temporary’s my fame #sxsw  Einstein and Elon took the effort to  make things simple and hilarious.  I wanna take things further and faster by dropping poetry as […]

Read the full article →

The Details

March 14, 2017
Read the full article →

Larry Chiang’s Default Alive Theorems and Notes

March 14, 2017

Austin TEXAS [im surrounded by puddy and sleep deprived…, edits are needed] By Larry Chiang It feels like I’m high on mushrooms in death valley’s Joshua tree because I’m at sxsw and I feel as enlightened as after “Burning the Man, Down” Notes.  Here are my default alive, theorems* and notes Larry Chiang (@LarryChiang) 3/14/17, […]

Read the full article →

‪how to avoid the fatal pinch

March 14, 2017

Asse9 Austin Secret (@asse9) 3/14/17, 6:55 AM This sign reminds me of @joshk! cc @paulg It’s #Asse9 to not master #DuckBk (no death via…… how to avoid the fatal pinch

Read the full article →

Halle Tecco’s Spreadsheet of 700+ Shark Tank Fundings (open sourced, citation requested)

March 13, 2017

By Larry Chiang Mark Cuban is an investor. Halle Tecco tracked all the Shark Tank investments. Yes, TV’s, ABC’s SharkTank. Halle Tecco (@halletecco) 3/13/17, 9:26 AM . @mcuban so great to meet you backstage! Here’s my database of every @ABCSharkTank pitch (nearly 700!):… Please RT! Halle Tecco (@halletecco) 3/13/17, 9:30 AM @mcuban You’ve closed $26.4M […]

Read the full article →