Larry Chiang, President and CEO


I'll shoot you w/a nerf gun if you don't manage your credit.

11:11 is my goal of getting duck9 consumers lots of 1s.

24 1's in a row equals a 750 FICO.

A "one" is an on-time payment in credit reporting code.

A '9'=charged off bad-debt. You wanna duck 9s.

Duck9 = Deep Underground Credit Knowledge (Duck 9's on your credit report. 9's are charge-offs)

"Making sure college credit virgins get deflowered right since 2004"

"Larry Chiang is an expert at the dark art of FICO score preparation"

from Paul Thompson, Founder Scottish American Capital

Harvard Business School '09

"Who needs Stanford Business School when you have Larry Chiang"

from David Rohrsheim, Draper Fisher Jurvetson

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In The Media

Get Ready for an Extinction Burst Out of Tom Brady

January 4, 2021

By Larry Chiang So when you’re an entrepreneur, you see financial failure all around you. In order to not get extinguished, you work super hard and too hard. This extinction burst makes the general population think “omg Tom Brady is crazy”. Bursts are not crazy. They’re cliche. Extinction bursts are a form of positive leverage […]

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Ben Tossell and Maybe Larry Chiang on How to Start You Inc (during UT eWeek)

December 29, 2020

By Larry Chiang Twitter recommends people❤️ Like me talking to a wrong number, I’ll allocate time to trust the Twitter algorithm. This is how I found Ben Tossell This tweet hit home: “Going to test a new podcast format in 2021…  Guest picks an idea, 1 week to launch it” – Ben Tossell Problem: startupland […]

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Michael Saylor versus Mark Cuban

December 24, 2020

    BitcoinCritics ⁦‪@BitcoinCritics‬⁩ Progress of Michael Saylor’s #bitcoin flipping Mark Cuban’s net worth:▓▓░░░░░░░░░░░░░ 10.1%   12/23/20, 10:39 AM RwSIrTrga_o

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Jerry Brito on Twitter asks us to send Secretary Mnuchin a letter asking him not to discriminate against cryptocurrency transactions

December 22, 2020

    Jerry Brito ⁦‪@jerrybrito‬⁩ 3/ Coin Center has also set up an easy way for you to send Secretary Mnuchin a letter asking him not to discriminate against cryptocurrency transactions and instead treat them no different than cash or checks.…   12/22/20, 10:54 AM     Dear Secretary Mnuchin, FinCEN has a long […]

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The tree of liberty must be refreshed from time to time with the blood of patriots and pirates

December 17, 2020

At the 1:00:01 mark YHKQzSLdHWQ&t=59m59s

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Stacking Your Newbie Leverage On Top of Something To No Longer Be a Leverage-Virgin or Business-Newb

December 14, 2020

By Larry Chiang It was nice meeting you poolside for office hours at 91 Rainey St at 12, noon in The 78701 That horrible acronym I kept repeating was #EUTWMPPM #EUTWMPPM Engineer Up a Tidal Wave of Momentum, Perpetual Promotion Machine Let us set our intention to no longer be a business transaction Virgin. It’s okay […]

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Learning One New Item Per Month

December 1, 2020

By Larry Chiang Compounding interest Compounding brain power. Let’s start by learning one new financial thing. What would you like to learn? Text me Something new I learned by having a dog is training based on mental state. Is he wanting to hunt? Is he tired? Is he in cuddle-in-my-den mode? Is he playful? Is […]

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Blog Post by Larry Chiang on His 650-283-8008 iPhone via Email, Publish Post

November 23, 2020

By Larry Chiang Hi. I am Larry Chiang. I have a shih tzu and work from home I used to do community outreach by hard selling The Idea of getting a high FICO score for free. Great credit scores are awesome  In this blog post I’ll speak about email-publish-post a blog post Set up a […]

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Ode to People Selling Their Patented Ideas by Lawrence “Larry” Chiang

November 10, 2020

    Lawrence “Larry” Chiang 650-283-8008 ⁦‪@LarryChiang‬⁩ Mary Anderson patents windshield wiper – HISTORY…   11/10/20, 8:49 AM     We might laugh at VCs  Bc of their mba loans, They’re rt, about ideas, Ideas bountiful like scones! Execution is every DING, Uber’s software not sold, Taxis never would ring! Selling ideas is uber […]

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Devilish Thoughts Blogged from 650-283-8008

November 8, 2020

    Lawrence “Larry” Chiang 650-283-8008 ⁦‪@LarryChiang‬⁩ I am from a college (university of Illinois, Urbana) that literally moved St Patrick’s Day because it conflicted with engineering finals. #UnOfficial. We can help u with your fico The only 3-way is you, my tweets and your #cs183notes   4/8/19, 10:58 AM     I used […]

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