Larry Chiang, President and CEO


I'll shoot you w/a nerf gun if you don't manage your credit.

11:11 is my goal of getting duck9 consumers lots of 1s.

24 1's in a row equals a 750 FICO.

A "one" is an on-time payment in credit reporting code.

A '9'=charged off bad-debt. You wanna duck 9s.

Duck9 = Deep Underground Credit Knowledge (Duck 9's on your credit report. 9's are charge-offs)

"Making sure college credit virgins get deflowered right since 2004"

"Larry Chiang is an expert at the dark art of FICO score preparation"

from Paul Thompson, Founder Scottish American Capital

Harvard Business School '09

"Who needs Stanford Business School when you have Larry Chiang"

from David Rohrsheim, Draper Fisher Jurvetson

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In The Media

Pen and Paper’s Role in #ShitScoreTurnaround

February 1, 2018

By Larry Chiang Duck9 doesn’t do credit repair. Duck9 does credit score establishment for credit virgins. I, Larry Chiang, see that adding new positive information to your 3 credit reports will turn around your zero FICO score. This is based on my getting Stanford undergrads and all undergrads from credit score non-existent to a FICO […]

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Professional Student Athleting

January 28, 2018

I get goosebumps when pro athletes keep student-athleting. #ch5 is my mentors chapter on mentorship. I’m the #TopGun. Get the #sextupleEntendre!? I perform mentorship split-S’s. It’s #cs183ooda for going from getting stalked to stalker Hit the brakes. He’ll fly right by

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A is for Arbitrage #cs183a

January 28, 2018

Confucius on “Arbitrage”. You can arbitrage IRL or you can arbitrage the hope of arbitrage. So if you do arbitrage real estate in real world, why sell a class for $199.99. Ya can’t. So, you arbitrage hope. To losers who don’t get how Street smart arbitrage is. A is for _______ is #cs183a As CS […]

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Treasure Management -Staying Healthy

January 25, 2018

By Larry Chiang How many hotties poop the bed!?! Well it happens more than you think…, staying healthy means healthy poop. I talk about shitake no one else tries to explain. Money and health and poop and sleeping well are all intertwined… I did NOT sleep great last night No engineer would cover the pillow […]

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Reading Release Notes, Reading Hashtags

January 25, 2018

Larry Chiang (@LarryChiang) 1/24/18, 12:30 PM My friend Chris reads the release notes.  We, Me Elon and Albert Einstein, took the time to make our semi-pro compression algorithms and notes, #hiLarryAss… Reading PDFs for tokens matters.  William Mougayar (@wmougayar) 11/10/17, 2:13 AM Saying a Token is Utility vs. Security doesn’t always provide clarity on its role […]

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Larry Chiang Has A Lot to Do with Home Equity and Housing

January 24, 2018

By Larry Chiang Housing is tough. It’s expensive in the Bay Area and there are some pretty counterintuitive components.  – supply is limited by forces that want it limited.  Troll. Truth Really Overrules Laugh out Loud. Just came up with that.   Evan Adams (@evan_adams) 1/24/18, 6:03 AM @LarryChiang Has nothing to do with home […]

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Hi, I am R2T2

January 23, 2018

By Larry Chiang Nice to meet you via this video "We've shown ourselves now that we can be a tournament team and can play with any team in this conference." – @2ReidTravis2 with @TheAndyKatz (🎥: @marchmadness) — Stanford Men's Basketball (@StanfordMBB) January 24, 2018

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How Mentorship Works at High Levels

January 23, 2018

Larry Chiang engineered a fabricated degree called a Jedi in Business Administration ( J.B.A.). He was not assigned a mentor, he had to hustle for one. And what a whale of a mentor, Mark McCormack, was and is. Neither Chiang, nor his mentor, McCormack, went to Harvard Business School. But after Mark McCormack passed away […]

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What They Don’t Teach You at YC as Detailed as YC Should, is Sales in The Way Justin Kan (and his li’l bro!) Sells

January 23, 2018

By Larry Chiang RainForestQA just did a $25mm round But the bigger news is that they are doing rounds and rounds of revenue. Extremely proud of this team @fredsters_s @ukd1 📈🙌☝️ The future of software QA — Garry Tan (@garrytan) January 23, 2018 RainForestQA gotta an Asian dude from Florida St killing it in […]

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A $0.10 paid message from is in your Inbox

January 23, 2018

That's it. I am firing the VC who is operating this turd 10c!? ———- Forwarded message ———-From: <>Date: Mon, Jan 22, 2018 at 6:34 PMSubject: A $0.10 paid message from is in your InboxTo: Larry Chiang, has sent you a $0.10 paid message. Check it out: Reply · 72 hrs […]

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