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In The Media

An Ex Credit Bureau Employee Says “Call Me” on Quora

by Larry Chiang on August 22, 2014

By Larry Chiang
Calling a credit bureau preserves zero rights.
Writing letters is the only way.
For example,
CEO of Duck9, Larry (@6502838008)
How do I dispute a debt showing up on my credit report without restarting the clock on it, if it is a legitimate deb… qr.ae/5EApc
Chiang 

Larry Chiang (@LarryChiang)


Here is the original thread that you can copy-paste-cite-source

Credit Scores: How do I dispute a debt showing up on my credit report without restarting the clock on it, if it is a legitimate debt?

Tim on Quora Credit Scores: How do I dispute a debt showing up on my credit report said, “I previously worked for a credit reporting agency.”


He then incorrectly mentors you to:

“Call the credit reporting agency that was used to pull your credit report and start the dispute process.


Legally they have 45 days to complete research regarding the dispute and resolve the issue. BUT FOR WRITTEN DISPUTES ONLY

By law (refer to the FCRA), anyone who pulls your credit report (the credit reporting agency) must provide assistance with credit disputes. FCRA by law requires you to write paper mail using USPS postage stamps

I, larry Chiang, has been on record saying, “Use stamps for a paper credit dispute”. For example,

Larry Chiang (@LarryChiang)


Here is my use of YouTube to convey a message that isn’t credit related

CEO of Duck9
Stanford University’s Founding EIR (Entrepreneur in Residence)
Duck9 = Deep Underground Credit Knowledge 9
c/o UCMS Inc
2021 Midwest Road / 3rd FL
Oak Brook IL
630-705-5555
650-283-8008 (cell)
****************
Founder of “What They Don’t Teach at Business School” for CNN iReport: https://ireport.cnn.com/people/larrychiang
Author, NY Times Bestseller
“What They Will NEVER Teach You at Stanford Business School about EUTWMPPM @SXSW” comes out 11-11-14
52 Cards. Two Jokers. What They DO Teach You at Stanford Engineering
Emergency swings and cutting deals as an 9 year old

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