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No CS?! No Understanding of a Big Filter Overflow Opportunity

by Larry Chiang on June 21, 2017

By Larry Chiang

Understanding CS helps you to understand computer science like filters. Stackoverflow is a website where CS majors network. Stack overflowing a filter is what everyone can do to augment their FICO score

Larry Chiang (@LarryChiang)
Me teaching Stanford non CS undergrads to hack their FICO (credit score) by stack, overflowing Trans Union filter pic.twitter.com/2l4jmuuk6J
 
a-783-FICO-is-much-higher-than-a-129-credit-score

https://www.youtube.com/watch?v=eudADPfTWiE&sns=em

There are only unforced errors in establishing your FICO score.

Experian, Trans Union and Equifax are not forcing you to make errors. Consumers make their own errors. Consumers get filtered by their own knowledge shortfalls. Consumers that do not send paper mail using protocol #31envelopes, hurt their own credit score

Experian, Trans Union and Equifax let you send them mail and they cannot filter you. Don't make the unforced error by not executing #31envelopes Experian, Trans Union and Equifax let you send them mail and they cannot filter you. Don’t make the unforced error by not executing #31envelopes

In short, you protocol ’31 envelopes’ wedges positive credit information on to Experian, Trans Union and Equifax

 

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