Subscribe NOW

Enter your email address:

Text Message our CEO:


or on twitter

Free Resources

Click Here to learn more

In The Media

Vika at Stanford Cal Alumni Mixer Asked Me a Credit Score Question at 111 Minna

by Larry Chiang on February 22, 2019

PALO ALTO, Calif. 
By Larry Chiang
Adversarial Cal alums are a form of energy. Let us use that energy for positivity and go from a FICO of zero to a credit score of 810+

Larry Chiang (@LarryChiang)
Vika asked me a bunch of credit score questions.

For example, “If your credit line is only $300, isn’t the credit utilization all effed up because you’re using 270-300?”

I ❤️Cal alums…

When we are talking about credit utilization, we want to see the WR (wide receiver) through the trees👀. What I mean is that at try very start, onset and critical moment of THE credit score START, there are so many urban and mythical forces that defy our effort. 

Larry Chiang (@LarryChiang)
Stanford Cal Alumni Mixer. 
Ask me about #calEweek 

All that matters initially, initially is The Establishment. 

Larry Chiang (@LarryChiang)
[b] credit establishment. 

A college student credit line of $300 is not easy to get. You’re attempting to go from a FICO score of “0” ~>750 with 24 perfect interactions with FICO grid. 

There are a dozen pitfalls that stand between you and initial “Credit score establishment”


This selfie took a lot a lot of prep
The “D” in duck9 is decentralized Undeground Credit Knowledge 😇because once you get to a fico score over 755, 770 or 820, you edit me and my mentorship out. 
This selfie no self is where I’m edited out. This is meant to knowledge activate the fact that Larry Chiang is your starter cohort mentor. Later, I just disappear into nothing and you are just left with a high FICO. 
Ask Me Anything at 650-283-8008. The cool kids call this “AMA”

Leave a Comment

Previous post:

Next post: