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Credit records are archaic where the format is messed up when you view it online. Duck9 strongly recommends mailing in this form.
Download this and mail it to the address on the form. It's also below
Annual Credit Report dot com Request Service
P.O. Box 105281
Atlanta , GA 30348-5281
Then they mail you Equifax, Experian, and Trans Union credit reports.
**** Five reasons to not get your credit report online ****
If you must do it online because you've waited 3 years to get a credit report and can't wait another week (hint sarcasm), avoid these pitfalls
** pitfall #1 **
The name is confusing. FreeCreditReport dot com is under FTC embargo for deceptive trade practices and is owned by Experian. It's been under investigation for violations dating back to 1999 and has been fined millions (read FTC.gov and Wikipedia).
In short, the government mandated, free reports are at "Annual Credit Report dot com"
** pitfall #2 **
These boxes are misleading and trick people into paying for a credit score when they should be just giving you the free credit report. |
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** pitfall #3 **
Are you sure you'd like to cancel your order?
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Explanation: • Cancel only the paid product(s), but provide my Free Report. • No, I'd like to continue my order as-is. • Yes, I want to cancel my order completely. |
** pitfall #4 **
Very difficult to print out your report online. Good luck printing out your report. The website AnnualCreditReport.com doesn't return results in a easy to read, easy-to-dispute manner. There isn't a PDF format and the results aren't importable into Microsoft word.
** pitfall #5 **
Identity confirmation is much harder online where website visitors often come away with two of the three (Equifax, Experian, and Trans Union) credit reports.
Do yourself a huge favor and mail it in
See more tips under "Save $$$ Ideas"
Fax and Fix your Report
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