Mortgage Marination

Prepare mortgage banker with information that they will need including...

• W2s for employment earning verifications. Remember that if its a joint application, we need BOTH applicants W2s or 1099 (for freelance work). Paystubs (most recent)
• Faxing your mortgage banker your three credit reports (vs them pulling the merged three reports everytime you apply). Be sure to duck9 fax and fix BEFORE...
  
• Previous year's tax filings
  
• A pre-application credit report (contact us to get you a free credit report) to fix problems BEFORE they occur.
  
• Bank account statements for the past two months on all checking, savings, mortgage, credit cards, debt consolidation, car loan, etc.
  
• Property description and details
  
• Dispute letter(s) to clear up credit mistake(s) on your Experian, Equifax or Trans Union report
  

Credit strategies here boost your score and save you on your mortgage.

 

 

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Fax-n-Fix Your Credit Report. "Fax and Fix" allows you to fax us and we give you opinions as to how to fix your credit.