Terms Disclosure Page (example)

On a purchase of a 1998 Volkswagen Jetta GLX for $5,750, you have the option of paying $3,000 now and the rest over a 12 month period.

You have to be a registered "confirmed" user of Duck9 (which simple means confirming identity, confirming street address, phone number, etc) before purchasing from us.

DISCLOSURES : on a purchase of $5,750
Down payment	Initial payment of $3000
Term	12 Months at $242.00/month
Annual percentage rate (APR) for purchases	6.25% for 12 months from date of delivery. IN case of default or late payment, 16.49% .
Method of computing the balance	Average daily balance
Late payment penalty	$12.50
Payment Method	Pay through Duck9 billing department. Be sure to include your email as a reference number