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In The Media

Admin Level dB Access to The Oligopoly

by Larry Chiang on December 11, 2016

By Larry Chiang
I use wordFence. It lets me know that a computer hacker in St Petersburg is trying to login to @duck9 using the user name “admin”. 
Here is a question for you, “What if you had admin access to Experian, Trans Union, Equifax?” You can write to their database. There is a maze that is wired using 1970s laws. 

Hold onto your butts because Dorothy, it’s about to get wild. A belfie is like a look back at 24 months of working, massaging and exercising data into Experian, Trans Union, Equifax. Fun!!

Larry Chiang (@LarryChiang)
#31envelopes — Finding a direct, admin level dB access to The Oligopoly. #ExpTransFax is @ExpTransFax is Experian, Trans Union, Equifax

“Fact: You cannot access full credit reports via the Internet.”

— Larry Chiang
CEO, Duck9 
Product mgr for #ExpTransFax
Access. Tantamount access 
Access by paper since https is fully cockblocked. https is “secure web”
Initialize your Experian, Trans Union, Equifax credit reports. Equifax. Experian, Trans Union will send you paper credit reports. You must initialize. Initialization does not damage your credit score*

*Inquiring, pinging and querying Experian, Trans Union, Equifax counts as a (self) consumer inquiry. There are 3 types of inquiry. Only hard inquiries hurt your credit score. Consumer inquires and advertiser inquiries are FICO neutral. 

FTC Disclosure – I benefit from being super good looking 

Next #31envelopes step is to start adding in positive credit data to Experian, Trans Union, Equifax. Remember envelope #1 of #31envelopes went to #poBox105281

On time payments into credit card companies. ONTIME payments are 1’s in code de la Experian, Trans Union, Equifax. 1s are ONTIME submissions of money. 

A mailed, paper check for when you owe zero records a 1 on your Experian, Trans Union, Equifax   It’s impossible to pay a zero balance using online pay. Let me repeat, online bill paying is only possible if you owe. 
#31envelopes – is like foie gras. You’re sticking a tube down a ducks threat and force feeding it. Therefore, the liver increases to 7-10x normal size. 

Email me what you end up writing into Experian, Trans Union, and Equifax 

Larry Chiang (@LarryChiang)
people have so many credit cards that they need a credit score enema. Young credit-virgins and young adult start-ups need the oppo of a store softener #Fico750 #31envelopes
I am a tech guru to the Nth degree. After flippantly watching 3 entrepreneurship classes taught by Silicon Valley VCs, I did 28 sequels. Behold, the genius:

I am saying network with Experian, Trans Union, Equifax like they wanna bang you (without consent in the buttocks). We all have a friend like that

We all have a friend like that

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