{"id":10799,"date":"2017-06-21T11:12:50","date_gmt":"2017-06-21T15:12:50","guid":{"rendered":"https:\/\/www.duck9.com\/?p=10799"},"modified":"2017-07-11T02:38:36","modified_gmt":"2017-07-11T06:38:36","slug":"no-cs-big-stack-overflow-account-problem","status":"publish","type":"post","link":"https:\/\/www.duck9.com\/blog\/no-cs-big-stack-overflow-account-problem\/","title":{"rendered":"No CS?! No Understanding of a Big Filter Overflow Opportunity"},"content":{"rendered":"<p>By Larry Chiang<\/p>\n<p>Understanding CS helps you to understand computer science like filters. Stackoverflow is a website where CS majors network. Stack overflowing a filter is what everyone can do to augment their FICO score<\/p>\n<div>\n<div>\n<table style=\"border: 1px solid black; padding: 8px;\">\n<tbody>\n<tr valign=\"bottom\">\n<td width=\"48\"><img decoding=\"async\" style=\"width: 48px; height: 48px; padding-right: 8px;\" src=\"https:\/\/pbs.twimg.com\/profile_images\/613751289587957760\/ZN0VKUOa_normal.jpg\" \/><\/td>\n<td><b>Larry Chiang (<a href=\"https:\/\/twitter.com\/larrychiang?refsrc=email&amp;s=11\">@LarryChiang<\/a>)<\/b><\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">\n<div><a href=\"https:\/\/twitter.com\/larrychiang\/status\/877532633894240256?refsrc=email&amp;s=11\">6\/21\/17, 7:24 AM<\/a><\/div>\n<div>Me teaching Stanford non CS undergrads to hack their FICO (credit score) by stack, overflowing Trans Union filter <a href=\"https:\/\/t.co\/2l4jmuuk6J\">pic.twitter.com\/2l4jmuuk6J<\/a><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">\u00a0<\/span><\/div>\n<div><a href=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2017\/05\/image3-19.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-large wp-image-10685\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2017\/05\/image3-19-682x1024.jpg\" alt=\"a-783-FICO-is-much-higher-than-a-129-credit-score\" width=\"682\" height=\"1024\" srcset=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2017\/05\/image3-19-682x1024.jpg 682w, https:\/\/www.duck9.com\/wp-content\/uploads\/2017\/05\/image3-19-200x300.jpg 200w, https:\/\/www.duck9.com\/wp-content\/uploads\/2017\/05\/image3-19.jpg 688w\" sizes=\"auto, (max-width: 682px) 100vw, 682px\" \/><\/a><\/div>\n<div>\n<p><span style=\"background-color: rgba(255, 255, 255, 0);\"><a href=\"https:\/\/www.youtube.com\/watch?v=eudADPfTWiE&amp;sns=em\">https:\/\/www.youtube.com\/watch?v=eudADPfTWiE&amp;sns=em<\/a><\/span><\/p>\n<p>There are only unforced errors in establishing your FICO score.<\/p>\n<blockquote class=\"twitter-tweet\" data-lang=\"en\">\n<p dir=\"ltr\" lang=\"en\">Startups lose by making unforced errors.<\/p>\n<p>\u2014 Paul Graham (@paulg) <a href=\"https:\/\/twitter.com\/paulg\/status\/883073748768870401\">July 6, 2017<\/a><\/p><\/blockquote>\n<p><script async src=\"\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><\/p>\n<p>Experian, Trans Union and Equifax are not forcing you to make errors. Consumers make their own errors. Consumers get filtered by their own knowledge shortfalls. Consumers that do not send paper mail using protocol #31envelopes, hurt their own credit score<\/p>\n<a href=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2017\/04\/image1-53.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"size-large wp-image-10143\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2017\/04\/image1-53-1024x683.jpg\" alt=\"Experian, Trans Union and Equifax let you send them mail and they cannot filter you. Don't make the unforced error by not executing #31envelopes\" width=\"1024\" height=\"683\" srcset=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2017\/04\/image1-53-1024x683.jpg 1024w, https:\/\/www.duck9.com\/wp-content\/uploads\/2017\/04\/image1-53-300x200.jpg 300w, https:\/\/www.duck9.com\/wp-content\/uploads\/2017\/04\/image1-53-768x512.jpg 768w, https:\/\/www.duck9.com\/wp-content\/uploads\/2017\/04\/image1-53.jpg 1170w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a> Experian, Trans Union and Equifax let you send them mail and they cannot filter you. Don&#8217;t make the unforced error by not executing #31envelopes\n<p>In short, you protocol &#8217;31 envelopes&#8217; wedges positive credit information on to Experian, Trans Union and Equifax<\/p>\n<\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">\u00a0<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\"><a href=\"https:\/\/www.youtube.com\/watch?v=WVKHwYJzVVc&amp;sns=em\">https:\/\/www.youtube.com\/watch?v=WVKHwYJzVVc&amp;sns=em<\/a><\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/>\n<\/span><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>By Larry Chiang Understanding CS helps you to understand computer science like filters. Stackoverflow is a website where CS majors network. Stack overflowing a filter is what everyone can do to augment their FICO score Larry Chiang (@LarryChiang) 6\/21\/17, 7:24 AM Me teaching Stanford non CS undergrads to hack their FICO (credit score) by stack, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[45],"tags":[],"class_list":["post-10799","post","type-post","status-publish","format-standard","hentry","category-business-school-level-knowledge-about-credit-scores"],"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/10799","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/comments?post=10799"}],"version-history":[{"count":0,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/10799\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/media?parent=10799"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/categories?post=10799"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/tags?post=10799"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}