{"id":10979,"date":"2017-07-17T22:19:56","date_gmt":"2017-07-18T02:19:56","guid":{"rendered":"https:\/\/www.duck9.com\/?p=10979"},"modified":"2017-07-18T01:46:47","modified_gmt":"2017-07-18T05:46:47","slug":"the-4th-credit-bureau-on-twitter","status":"publish","type":"post","link":"https:\/\/www.duck9.com\/blog\/the-4th-credit-bureau-on-twitter\/","title":{"rendered":"The 4th Credit Bureau on Twitter Hides Your Hard Inquiries"},"content":{"rendered":"<div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">By Larry Chiang<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/>\n<\/span><\/div>\n<div>\n<p><span style=\"background-color: rgba(255, 255, 255, 0);\">Blockchain technology actually solves something: mitigating credit score damage due to a credit hard inquiry&nbsp;<\/span><\/p>\n<table style=\"border:1px solid black;padding:8px;\">\n<tbody>\n<tr valign=\"bottom\">\n<td width=\"48\"><img decoding=\"async\" src=\"https:\/\/pbs.twimg.com\/profile_images\/775887855033823232\/Udk8EN2i_normal.jpg\" style=\"width:48px;height:48px;padding-right:8px;\"><\/td>\n<td><b>4th Credit Bureau (<a href=\"https:\/\/twitter.com\/4thcreditbureau?refsrc=email&amp;s=11\">@4thCreditBureau<\/a>)<\/b><\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">\n<div><a href=\"https:\/\/twitter.com\/4thcreditbureau\/status\/886316742011625472?refsrc=email&amp;s=11\">7\/15\/17, 1:09 PM<\/a><\/div>\n<div><a href=\"https:\/\/twitter.com\/LarryChiang\">@LarryChiang<\/a> <a href=\"https:\/\/twitter.com\/civickey\">@civickey<\/a> <a href=\"https:\/\/twitter.com\/IdentityWoman\">@IdentityWoman<\/a> <a href=\"https:\/\/twitter.com\/StanfordEng\">@StanfordEng<\/a> <a href=\"https:\/\/twitter.com\/tjkosnik\">@tjkosnik<\/a> <a href=\"https:\/\/twitter.com\/CTCFTR\">@CTCFTR<\/a> <a href=\"https:\/\/twitter.com\/VinnyLingham\">@VinnyLingham<\/a> <a href=\"https:\/\/twitter.com\/WellsFargo\">@WellsFargo<\/a> Problem: Shopping for a mortgage hurts your FICO bc hard inquiries reduce your credit score.<br \/>\nSolution de la <a href=\"https:\/\/twitter.com\/civickey\">@civickey<\/a> <a href=\"https:\/\/t.co\/ibPOBRD3SG\"><span>pic.twitter.com\/ibPOBRD3SG<\/span><\/a><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"640\" alt=\"image1.JPG\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2017\/07\/image1-15.jpg\" title=\"Loan-shopper-has-credit-score-reduction-due-to-hard-credit-inquiries\" class=\"alignnone size-custom\"><\/p>\n<\/div>\n<div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/>\n<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\"><a href=\"https:\/\/www.youtube.com\/watch?v=eudADPfTWiE&amp;sns=em\">https:\/\/www.youtube.com\/watch?v=eudADPfTWiE&amp;sns=em<\/a><\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/>\n<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\"><a href=\"https:\/\/www.youtube.com\/watch?v=WVKHwYJzVVc&amp;sns=em\">https:\/\/www.youtube.com\/watch?v=WVKHwYJzVVc&amp;sns=em<\/a><\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/>\n<\/span><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>By Larry Chiang Blockchain technology actually solves something: mitigating credit score damage due to a credit hard inquiry&nbsp; 4th Credit Bureau (@4thCreditBureau) 7\/15\/17, 1:09 PM @LarryChiang @civickey @IdentityWoman @StanfordEng @tjkosnik @CTCFTR @VinnyLingham @WellsFargo Problem: Shopping for a mortgage hurts your FICO bc hard inquiries reduce your credit score. Solution de la @civickey pic.twitter.com\/ibPOBRD3SG https:\/\/www.youtube.com\/watch?v=eudADPfTWiE&amp;sns=em https:\/\/www.youtube.com\/watch?v=WVKHwYJzVVc&amp;sns=em<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[40,7],"tags":[],"class_list":["post-10979","post","type-post","status-publish","format-standard","hentry","category-deep-underground-credit-knowledge-via-subroutines","category-stanford-engineering"],"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/10979","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/comments?post=10979"}],"version-history":[{"count":0,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/10979\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/media?parent=10979"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/categories?post=10979"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/tags?post=10979"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}