{"id":1126,"date":"2013-01-04T13:50:57","date_gmt":"2013-01-04T17:50:57","guid":{"rendered":"https:\/\/www.duck9.com\/?p=1126"},"modified":"2013-01-04T13:57:57","modified_gmt":"2013-01-04T17:57:57","slug":"the-duck9-story","status":"publish","type":"post","link":"https:\/\/www.duck9.com\/blog\/the-duck9-story\/","title":{"rendered":"The #Duck9 Story"},"content":{"rendered":"<p>By Larry Chiang<\/p>\n<p>As a small business founder, I hear this advice<\/p>\n<p>&#8220;Humanize your brand and connect with a personal story&#8221;<\/p>\n<p>Lyn Graft (LG) (@LynGraft) 1\/4\/13 8:14 AM \u201cHow to Tell Your Company&#8217;s Story&#8230;give your brand (&#038; startup) a human story\u201d by @Nadiagoodman bit.ly\/VA6jIZ<\/p>\n<p>Well, while there is an entrepreneur story, the personal story is not one I will stoop to conjure up.<\/p>\n<p>Here are the components of what I should do versus really did.<\/p>\n<p>-1- Concoct how I used to have bad credit and created Duck9 to help college students with getting good credit. Me and my mentor hacked the Fair Isaac credit score algorithm.<\/p>\n<p>-2- Talk at the 5th grade level<\/p>\n<p>The problem is that credit FICO prep is not a 10 year olds problem. Its a 30 year olds problem.<\/p>\n<p>It&#8217;s a 30 year olds problem that you HAVE TO SOLVE before you&#8217;re 30. It&#8217;s a 30 year olds problem that you CAN solve while you&#8217;re in college. I&#8217;m pattern replicating John Wooden. He was a perennial NCAA championship coach. His method to getting legendary results with a dozen championships was to cram 30 year-olds basketball IQ into sophomores and third-year junior UNDERGRADS&#8217; brain.<\/p>\n<p>Wooden didn&#8217;t do it talking below them. He did it taking them to the next next level while they were in college as a student.<\/p>\n<p>-3- The Duck9 story has 24 irrefutable details that are all critical. Credit is loaded with urban myths.<\/p>\n<p>Duck9 is an acronym that stands for Deep Underground Credit Knowledge. It has a &#8220;9&#8221; in it because it&#8217;s double entendre. 9 is a credit industry insider secret credit code. So you want to &#8220;Duck 9&#8217;s&#8221; like avoid 9&#8217;s on your credit report.<\/p>\n<p>The opposite of 9 is a &#8220;1&#8221; A one is an on time payment.<\/p>\n<p>I update social media status at 11:11. It reminds me to remind others that 24 ones in a row is 24 months of paying a li&#8217;l bit on-time every month gets you to a FICO over 700 as a college student undergrad.<\/p>\n<p>As a college student undergrad&#8230; ENGR145&#8217;s Anchor Concept: Lemonade and Gua Gua Guacamole<\/p>\n<p>It moves you to the right on the entrepreneur bell curve<\/p>\n<p><embed width='425' height='344' allowfullscreen='true' allowscriptaccess='always' type='application\/x-shockwave-flash' src=\"https:\/\/www.youtube.com\/v\/eudADPfTWiE&#038;hl=en&#038;fs=1\" \/><\/p>\n<p><embed width='425' height='344' allowfullscreen='true' allowscriptaccess='always' type='application\/x-shockwave-flash' src=\"https:\/\/www.youtube.com\/v\/n5jB310egEI&#038;hl=en&#038;fs=1\" \/><\/p>\n<p><embed width='425' height='344' allowfullscreen='true' allowscriptaccess='always' type='application\/x-shockwave-flash' src=\"https:\/\/www.youtube.com\/v\/BMyLcDaWazU&#038;hl=en&#038;fs=1\" \/><\/p>\n<p>CEO of Duck9 Stanford University Entrepreneur in Residence, Emeritus<\/p>\n<p>Duck9 = &#8220;Deep Underground Credit Knowledge&#8221; 9 125 University Avenue\/ 100 Palo Alto CA 94301 <a href=\"https:\/\/www.duck9.com\/ass\" >https:\/\/www.duck9.com\/ass<\/a> 650-566-9600 650-566-9696 (direct) 650-283-8008 (cell)<\/p>\n<p>**************** Editor of the BusinessWeek Channel &#8220;What They Don&#8217;t Teach at Business School&#8221; <a href=\"https:\/\/whattheydontteachyouatstanfordbusinessschool.com\/blog\" >https:\/\/whattheydontteachyouatstanfordbusinessschool.com\/blog<\/a> CNN Video Channel: <a href=\"https:\/\/ireport.cnn.com\/people\/larrychiang\" >https:\/\/ireport.cnn.com\/people\/larrychiang<\/a><\/p>\n<p>Read my last 10 tweets at <a href=\"https:\/\/www.Twitter.com\/LarryChiang\" >https:\/\/www.Twitter.com\/LarryChiang<\/a><\/p>\n<p>Author, NY Times Bestseller <a href=\"https:\/\/whattheydontteachyouatstanfordbusinessschool.com\/blog\/?s=Ny+times+bestseller\" >https:\/\/whattheydontteachyouatstanfordbusinessschool.com\/blog\/?s=Ny+times+bestseller<\/a><\/p>\n<p>&#8220;What They Will NEVER Teach You at Stanford Business School&#8221; comes out 11-11-14<\/p>\n<p><a href=\"https:\/\/www.fastcompany.com\/embed\/c0d4562ea2049\" >https:\/\/www.fastcompany.com\/embed\/c0d4562ea2049<\/a><\/p>\n<p>52 Cards. Two Jokers. What They DO Teach You at Stanford Engineering <embed width='425' height='344' allowfullscreen='true' allowscriptaccess='always' type='application\/x-shockwave-flash' src=\"https:\/\/www.youtube.com\/v\/vDBY0GkI3-g&#038;hl=en&#038;fs=1\" \/><\/p>\n<p>Emergency swings and cutting deals as an 9 year old<\/p>\n<p><embed width='425' height='344' allowfullscreen='true' allowscriptaccess='always' type='application\/x-shockwave-flash' src=\"https:\/\/www.youtube.com\/v\/OFGY7v9C4G0&#038;hl=en&#038;fs=1\" \/><\/p>\n<p>########## Duck9 is part of UCMS Inc. <a href=\"https:\/\/www.ucms.com\" >https:\/\/www.ucms.com<\/a> 630-705-5555<\/p>\n","protected":false},"excerpt":{"rendered":"<p>By Larry Chiang As a small business founder, I hear this advice &#8220;Humanize your brand and connect with a personal story&#8221; Lyn Graft (LG) (@LynGraft) 1\/4\/13 8:14 AM \u201cHow to Tell Your Company&#8217;s Story&#8230;give your brand (&#038; startup) a human story\u201d by @Nadiagoodman bit.ly\/VA6jIZ Well, while there is an entrepreneur story, the personal story is [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[],"class_list":["post-1126","post","type-post","status-publish","format-standard","hentry","category-credit-secrets"],"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/1126","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/comments?post=1126"}],"version-history":[{"count":0,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/1126\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/media?parent=1126"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/categories?post=1126"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/tags?post=1126"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}