{"id":11455,"date":"2017-09-06T22:33:08","date_gmt":"2017-09-07T02:33:08","guid":{"rendered":"https:\/\/www.duck9.com\/?p=11455"},"modified":"2017-09-15T15:22:30","modified_gmt":"2017-09-15T19:22:30","slug":"can-you-read-instructions-and-execute-detailed-credit-score-protocols","status":"publish","type":"post","link":"https:\/\/www.duck9.com\/blog\/can-you-read-instructions-and-execute-detailed-credit-score-protocols\/","title":{"rendered":"Can You Read Instructions and Execute Detailed Credit Score Protocols"},"content":{"rendered":"<div>\n<div>By Larry Chiang<\/div>\n<div><\/div>\n<div>Confusion. The primary tool of any oligopoly is confusion.&nbsp;<\/div>\n<div>Big tobacco: confuse people with &#8220;scientific&#8221; studies<\/div>\n<div>Big credit: Confuse people with credit protocols and hide transparency<\/div>\n<div><\/div>\n<div>\n<p><img decoding=\"async\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2017\/09\/image1-1.jpg\" alt=\"image1.JPG\" id=\"C041621C-9A7E-4A79-B436-32B0E1006650\"><\/p>\n<table style=\"border:1px solid black;padding:8px;\">\n<tbody>\n<tr valign=\"bottom\">\n<td width=\"48\"><img decoding=\"async\" src=\"https:\/\/pbs.twimg.com\/profile_images\/613751289587957760\/ZN0VKUOa_normal.jpg\" style=\"width:48px;height:48px;padding-right:8px;\"><\/td>\n<td><b>Larry Chiang (<a href=\"https:\/\/twitter.com\/larrychiang?refsrc=email&amp;s=11\">@LarryChiang<\/a>)<\/b><\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">\n<div><a href=\"https:\/\/twitter.com\/larrychiang\/status\/905617254397558784?refsrc=email&amp;s=11\">9\/7\/17, 10:22 AM<\/a><\/div>\n<div>Credit &#8211; credit is the biggest &#8220;can-you-read instructions&#8221; test with implications for life&#8217;s biggest expense: INTEREST<\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><img decoding=\"async\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2017\/09\/image2.jpg\" alt=\"image2.JPG\" id=\"CCAA71A0-90E3-45A2-ACB5-B1F0EB4518FE\"><\/p>\n<\/div>\n<div>I recommend you get a notepad. It&#8217;s about to get super confusing.&nbsp;<\/div>\n<div>\nWrite down 2-10 tweets I have tagged #FICO748pt8 (get it?! FICO 748.8 is the border between you and an American Express card<\/div>\n<div id=\"AppleMailSignature\"><\/div>\n<div id=\"AppleMailSignature\">\n<p><img decoding=\"async\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2017\/09\/image3-1.jpg\" alt=\"image3.JPG\" id=\"500F0A8E-5FDA-478A-8E4C-03554DD07CEE\"><\/p>\n<div><\/div>\n<div>This pie chart is not exactly accurate when you&#8217;re going from FICO (0) zero to FICO 800<\/div>\n<div><\/div>\n<div><img decoding=\"async\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2017\/09\/image4.jpg\" alt=\"image4.JPG\" id=\"DF073ABF-C917-421C-834B-73FD3BE7C92A\"><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/>\n<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\"><a href=\"https:\/\/www.youtube.com\/watch?v=eudADPfTWiE&amp;sns=em\">https:\/\/www.youtube.com\/watch?v=eudADPfTWiE&amp;sns=em<\/a><\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/>\n<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\"><a href=\"https:\/\/www.youtube.com\/watch?v=WVKHwYJzVVc&amp;sns=em\">https:\/\/www.youtube.com\/watch?v=WVKHwYJzVVc&amp;sns=em<\/a><\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/>\n<\/span><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>By Larry Chiang Confusion. The primary tool of any oligopoly is confusion.&nbsp; Big tobacco: confuse people with &#8220;scientific&#8221; studies Big credit: Confuse people with credit protocols and hide transparency Larry Chiang (@LarryChiang) 9\/7\/17, 10:22 AM Credit &#8211; credit is the biggest &#8220;can-you-read instructions&#8221; test with implications for life&#8217;s biggest expense: INTEREST I recommend you get [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[40,7],"tags":[],"class_list":["post-11455","post","type-post","status-publish","format-standard","hentry","category-deep-underground-credit-knowledge-via-subroutines","category-stanford-engineering"],"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/11455","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/comments?post=11455"}],"version-history":[{"count":0,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/11455\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/media?parent=11455"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/categories?post=11455"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/tags?post=11455"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}