{"id":12561,"date":"2019-12-06T09:58:44","date_gmt":"2019-12-06T17:58:44","guid":{"rendered":"https:\/\/www.duck9.com\/?p=12561"},"modified":"2019-12-06T14:11:31","modified_gmt":"2019-12-06T18:11:31","slug":"stop-saying-equifax-sucks","status":"publish","type":"post","link":"https:\/\/www.duck9.com\/blog\/stop-saying-equifax-sucks\/","title":{"rendered":"Stop Saying Equifax, Sucks"},"content":{"rendered":"
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By Larry Chiang<\/p>\n

So, I started a business in college <\/p>\n

I was tired of people complaining about how credit sucks. Credit reports and credit scores are figuratively engineered to suck on purpose. <\/p>\n

\"image1.jpeg\"<\/p>\n

Get. Over. It. <\/p>\n

99.9% of people are trying to get Equifax to add, remove, delete, augment or supplement using <\/p>\n

– the phone {bad move}<\/p>\n

– their website [worse move]<\/p>\n

\"image2.jpeg\"Equifax is an oligopoly. This means it\u2019s almost a monopoly and they\u2019re gonna be jerks<\/p>\n

Solution: PO Box 740256 is Experian’s Direct-Database-Interface #PObox740256 <\/span><\/p>\n

https:\/\/www.youtube.com\/watch?v=Knr0kl6RC_k<\/a><\/span> <\/span>#poBox740256<\/a><\/span> = genius<\/span><\/p>\n

 <\/span>#poBox740256<\/a><\/span> = the law<\/span><\/p>\n

#poBox740256<\/a> is a hashtag in Twitter that doubles as a protocol. This signature business recipe is where mailed mail acts as a \u201cApplication Protocol Interface\u201d (API). This API allows you to connect to Experian. <\/p>\n

Most API calls are computer to computer. This is frowned upon because credit reporting agencies broker negative information. Thus, the #ExternalAPI<\/a> must only occur in adherence with the 1970\u2019s laws of credit. <\/p>\n

Old credit laws are the current laws<\/p>\n

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<\/span><\/td>\nLarry Chiang @duck9 (@LarryChiang<\/a>)<\/b><\/td>\n<\/tr>\n
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11\/15\/19, 11:07 AM<\/font><\/a><\/div>\n
<\/a>\u2066\u202a@alyce_ge\u202c\u2069<\/a> Equifax sucks<\/p>\n

#ExternalAPI<\/a>, #poBox740256<\/a> = genius<\/p>\n

<\/span><\/font><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

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<\/span><\/td>\nAlyce Ge (@alyce_ge<\/a>)<\/b><\/td>\n<\/tr>\n
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11\/15\/19, 10:51 AM<\/font><\/a><\/div>\n
<\/a>\u2066\u202a@LarryChiang\u202c\u2069<\/a> was bumming around the equifax tweets & found this 🤣😂 pic.twitter.com\/JNlR4Q39Be<\/a><\/span><\/font><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n


\nEquifax is networked with using <\/span>#poBox740256<\/a><\/span>. But they do not want you to send them mail, so do it. Do send them mail that clearly states what your position is on an 8 1\/2 x11 piece of paper<\/span><\/div>\n


\n<\/span><\/div>\n
IN THE COMMENTS, tell me about the \u201cmiracles\u201d that occur after sending out paper mail <\/span><\/div>\n

\n<\/span><\/div>\n\n\n\n\n
<\/span><\/td>\nExpTransFax (@ExpTransFax<\/a>)<\/b><\/td>\n<\/tr>\n
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7\/7\/16, 10:01 AM<\/font><\/a><\/div>\n
Equifax is networked with using #poBox740256<\/a>. But they do not want you to send them mail, so do it!#expTransFax<\/a><\/span><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n


\n<\/span><\/div>\n

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Experian, TransUnion and Equifax also don\u2019t want you to know about P.O. Box 105281<\/span><\/div>\n<\/div>\n\n\n\n\n
<\/span><\/td>\n#FreeCreditReport (@freecreditrepor<\/a>)<\/b><\/td>\n<\/tr>\n
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11\/14\/15, 11:02 AM<\/font><\/a><\/div>\n
3, #10 envelopes\/ three PO boxes<\/p>\n

– #poBox4500<\/a><\/p>\n

– #poBox2000<\/a><\/p>\n

– #poBox740256<\/a>. <\/p>\n

Experian TransUnion Equifax<\/span><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

If buying stamps and envelopes are too intimidating or too detailed to accomplish, Venmo<\/a> me $5.01 and I\u2019ll send you a #poBox740256<\/a> envelope. <\/p>\n

Here\u2018s the link to my Venmo profile<\/a>. Tap or click it, and be sure you\u2018re finding my true self. And mail me mail to 125 University Ave, P.O. Box 1000, Palo Alto CA 94301<\/p>\n<\/div>\n

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<\/div>\n

\"image3.jpeg\"<\/p>\n

Sent from my personal iPhone, 650-283-8008, <\/span>that Steve Jobs texted me on<\/p>\n
\n<\/div>\n
What They Don\u2019t Teach You In School is that Equifax controls the biggest expense in your life. Interest. <\/div>\n
https:\/\/www.youtube.com\/watch?v=ejeIz4EhoJ0<\/a><\/span><\/div>\n
\n<\/div>\n
Equifax is great<\/p>\n
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\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

By Larry Chiang So, I started a business in college  I was tired of people complaining about how credit sucks. Credit reports and credit scores are figuratively engineered to suck on purpose.  Get. Over. It.  99.9% of people are trying to get Equifax to add, remove, delete, augment or supplement using  – the phone {bad […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9,44],"tags":[],"class_list":["post-12561","post","type-post","status-publish","format-standard","hentry","category-credit-secrets","category-stanford-student-athlete-tips"],"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/12561","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/comments?post=12561"}],"version-history":[{"count":0,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/12561\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/media?parent=12561"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/categories?post=12561"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/tags?post=12561"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}