{"id":12670,"date":"2020-01-10T12:57:28","date_gmt":"2020-01-10T16:57:28","guid":{"rendered":"https:\/\/www.duck9.com\/?p=12670"},"modified":"2020-01-10T23:46:49","modified_gmt":"2020-01-11T03:46:49","slug":"theorem-of-turning-a-credit-card-into-a-debit-card","status":"publish","type":"post","link":"https:\/\/www.duck9.com\/blog\/theorem-of-turning-a-credit-card-into-a-debit-card\/","title":{"rendered":"Theorem of Turning a Credit Card Into a Debit Card"},"content":{"rendered":"
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By Larry Chiang<\/div>\n

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A credit card should be operated like a debit card. <\/span><\/div>\n

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Every nickel out should be paid attention to. Just as if you\u00e2\u20ac\u2122re down to your last $300, the attention to detail will help turn a credit card into a debit card. <\/span><\/div>\n

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– paying your credit card balance every Thursday. <\/span><\/div>\n

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In doing so, you\u00e2\u20ac\u2122re doing many positive things. These include improving debt ratios, credit utilization and timeliness of on time payments. <\/span><\/div>\n
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<\/td>\nCEO of Duck9, Larry at (650) 283-8008 (@6502838008<\/a>)<\/b><\/td>\n<\/tr>\n
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2\/9\/17, 1:43 PM<\/a><\/div>\n
START: Turn a credit card into a debit card. #first17steps<\/a>
\n#cs183duck9dc2cc<\/a> pic.twitter.com\/DDrrtQRVvD<\/span><\/a><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

A cliche error is to turn a debit card into a really expensive credit card. This happens because debit cards have weird rules. I am guessing you have already been burned by overdraft fees<\/p>\n<\/div>\n

So do you know about the \u00e2\u20ac\u0153total temporary charges\u00e2\u20ac\u009d pitfall that comes with using a debit card at gas stations, car rental companies or hotels!?<\/div>\n
Debit. Cards. Suck. <\/div>\n
The total temporary charges are way higher than the actual charges and this causes you to overdraw. The over draw causes fees. Junk fees make you sad and look bad. <\/div>\n
Be happy:<\/div>\n
\"image1.jpeg\"<\/div>\n
The best is to turn your American Express card into a debit card<\/div>\n
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https:\/\/www.youtube.com\/watch?v=ejeIz4EhoJ0<\/a><\/span><\/div>\n
First steps first, let us get you qualified and approved for a no annual fee Visa or MasterCard from Bank of America. Aim for a $300 credit line. <\/div>\n
Caution: Make sure your first attempt to get credit is not a failure. <\/div>\n
\"image2.jpeg\"<\/div>\n
Text me before you enter a bank branch. <\/div>\n
Text me while you\u00e2\u20ac\u2122re inside the bank<\/div>\n
Text me when you\u00e2\u20ac\u2122re approved inside the bank<\/div>\n
Text me if they\u00e2\u20ac\u2122re encouraging you to go home as they process your application. <\/div>\n
\"image3.jpeg\"<\/div>\n
Text me as if you\u00e2\u20ac\u2122re a FedEx package going from #641Campus to #530LyttonAve. <\/div>\n
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By Larry Chiang A credit card should be operated like a debit card.  Every nickel out should be paid attention to. Just as if you\u00e2\u20ac\u2122re down to your last $300, the attention to detail will help turn a credit card into a debit card.  – paying your credit card balance every Thursday.  In doing so, you\u00e2\u20ac\u2122re […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[40,34],"tags":[],"class_list":["post-12670","post","type-post","status-publish","format-standard","hentry","category-deep-underground-credit-knowledge-via-subroutines","category-student-credit-score-fico"],"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/12670","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/comments?post=12670"}],"version-history":[{"count":0,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/12670\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/media?parent=12670"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/categories?post=12670"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/tags?post=12670"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}