{"id":1507,"date":"2013-09-03T11:12:55","date_gmt":"2013-09-03T15:12:55","guid":{"rendered":"https:\/\/www.duck9.com\/?p=1507"},"modified":"2014-10-13T12:40:44","modified_gmt":"2014-10-13T16:40:44","slug":"how-to-do-what-duck9-does-for-college-undergrads-without-having-to-pay-duck9","status":"publish","type":"post","link":"https:\/\/www.duck9.com\/blog\/how-to-do-what-duck9-does-for-college-undergrads-without-having-to-pay-duck9\/","title":{"rendered":"How to do what Duck9 does for college undergrads without having to pay Duck9"},"content":{"rendered":"<blockquote class=\"twitter-tweet\" lang=\"en\">\n<p><a href=\"https:\/\/twitter.com\/hashtag\/BCSEUTWM?src=hash\">#BCSEUTWM<\/a> is a sequel hashtag to <a href=\"https:\/\/twitter.com\/hashtag\/EUTWMPPM?src=hash\">#EUTWMPPM<\/a><\/p>\n<p>&mdash; Larry Chiang (@LarryChiang) <a href=\"https:\/\/twitter.com\/LarryChiang\/status\/379111482048659456\">September 15, 2013<\/a><\/p><\/blockquote>\n<p><script async src=\"\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><\/p>\n<p><strong>Larry Chiang got his start helping Jewish girls with their FICO at Illini Tower. He spoke at Sigma Delta Tau and was house sweetheart at Alpha Epsilon Phi. MBAs like him too: \u201c<a href=\"https:\/\/www.harbus.org\/2009\/What-They-Dont-Teach-4531\/\" target=\"_blank\">What They Don\u2019t Teach You at Stanford Business School<\/a>&#8221; was after a Harvard Law keynote. Now, <a href=\"https:\/\/bit.ly\/vc0311b\" target=\"_blank\">Chiang writes at Harbus,<\/a> showed you &#8220;<a href=\"https:\/\/www.duck9.com\/entrepreneurship\/beat-the-fico\/\" target=\"_blank\">How to Beat the FICO<\/a>&#8221; and now reveals &#8220;What Duck9 does for Undergrads without having to pay Duck9&#8221; using #BCSEUTWM.<br \/>\n<\/strong><\/p>\n<p><strong><a href=\"https:\/\/www.genconnect.com\/wp-content\/uploads\/2011\/03\/larry2-150x150.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-743\" title=\"Larry-Chiang\" src=\"https:\/\/whattheydontteachyouatstanfordbusinessschool.com\/blog\/wp-content\/uploads\/2011\/12\/cropped-head-shot-no-smile.jpg\" alt=\"Larry Chiang\" width=\"150\" height=\"150\" \/><\/a>PALO ALTO, Calif.<\/strong><\/p>\n<p>By Larry Chiang<\/p>\n<div>\n<div style=\"-webkit-text-size-adjust: auto;\">\n<p>&nbsp;<\/p>\n<table style=\"border: 1px solid black; padding: 8px;\">\n<tbody>\n<tr valign=\"bottom\">\n<td width=\"48\"><img decoding=\"async\" style=\"width: 48px; height: 48px; padding-right: 8px;\" src=\"https:\/\/pbs.twimg.com\/profile_images\/3411684931\/bd26194fa93733b624ec22966dbdb9d9.jpeg\" alt=\"\" \/><\/td>\n<td><b>Larry Chiang (<a href=\"https:\/\/twitter.com\/larrychiang\">@LarryChiang<\/a>)<\/b><\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">\n<div><a href=\"https:\/\/twitter.com\/larrychiang\/status\/374908107836514305\">9\/3\/13, 7:53 AM<\/a><\/div>\n<div><a href=\"https:\/\/search.twitter.com\/search?q=#BCSEUTWM\">#BCSEUTWM<\/a> is &#8220;Building Credit Score, Engineering Up Tidal Wave of Momentum&#8221;. I, Larry Chiang, came up with it.<\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<\/div>\n<div style=\"-webkit-text-size-adjust: auto;\"><span style=\"font-family: '.Helvetica NeueUI'; font-size: 17px; -webkit-tap-highlight-color: rgba(26, 26, 26, 0.296875); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); -webkit-text-size-adjust: none;\">BCSEUTWM is &#8220;Building Credit Score, Engineering Up Tidal Wave of Momentum&#8221;.\u00a0<\/span><\/div>\n<div><span style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469);\">\u00a0<\/span><\/div>\n<div><span style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469);\">Building credit score means your credit card, credit score. It is FICO. Your credit score will help you save money on school loans, lower your interest rates and help you live rent free (your credit score qualifies you for housing and you rent out two rooms that cover your PITI (principal, interest, taxes, insurance))<\/span><\/div>\n<p>&nbsp;<\/p>\n<blockquote class=\"twitter-tweet\" lang=\"en\"><p>Embed. <a href=\"https:\/\/t.co\/Xth2HXhO1m\">https:\/\/t.co\/Xth2HXhO1m<\/a> <a href=\"https:\/\/twitter.com\/6502838008\">@6502838008<\/a>: Now, u *practice* <a href=\"https:\/\/twitter.com\/hashtag\/PRPRPI?src=hash\">#PRPRPI<\/a>-ing <a href=\"https:\/\/twitter.com\/bhorowitz\">@bhorowitz<\/a> book. <a href=\"https:\/\/twitter.com\/hashtag\/SXSW?src=hash\">#SXSW<\/a> to <a href=\"https:\/\/twitter.com\/hashtag\/SXSW2015?src=hash\">#SXSW2015<\/a> <a href=\"https:\/\/t.co\/W6eNtM53Og\">pic.twitter.com\/W6eNtM53Og<\/a><\/p>\n<p>\u2014 Free Credit Report (@freecreditrepor) <a href=\"https:\/\/twitter.com\/freecreditrepor\/statuses\/498141792357715968\">August 9, 2014<\/a><\/p><\/blockquote>\n<p><script src=\"\/\/platform.twitter.com\/widgets.js\" async=\"\" charset=\"utf-8\"><\/script><\/p>\n<div><span style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469);\">\u00a0<\/span><\/div>\n<div><span style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469);\">There are 24 text messages that we send that we charge $599 for&#8230; Here they are for free<\/span><\/div>\n<div><span style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469);\">\u00a0<\/span><\/div>\n<div><span style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469);\">Step one, <a href=\"https:\/\/bit.ly\/dickie711\">https:\/\/bit.ly\/dickie711<\/a><\/span><\/div>\n<div><span style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469);\">\u00a0<\/span><\/div>\n<div><span style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469);\">Step two, <a href=\"https:\/\/bit.ly\/dickie712\">https:\/\/bit.ly\/dickie712<\/a><\/span><\/div>\n<div><span style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469);\">\u00a0<\/span><\/div>\n<div><span style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469);\">Step THREE, <a href=\"https:\/\/bit.ly\/dickie713\">https:\/\/bit.ly\/dickie713<\/a><\/span><\/div>\n<div><span style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469);\">.<\/span><\/div>\n<div><span style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469);\">.<\/span><\/div>\n<div><span style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469);\">.<\/span><\/div>\n<div>\n<p><span style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469);\">Step #24, <a href=\"https:\/\/bit.ly\/dickie724\">https:\/\/bit.ly\/dickie724<\/a><\/span><\/p>\n<div style=\"-webkit-text-size-adjust: auto;\"><\/div>\n<div style=\"-webkit-text-size-adjust: auto;\"><a href=\"https:\/\/www.youtube.com\/watch?v=BMyLcDaWazU&amp;feature=youtube_gdata_player\"><embed src=\"https:\/\/www.youtube.com\/v\/BMyLcDaWazU&amp;hl=en&amp;fs=1\" type=\"application\/x-shockwave-flash\" width=\"425\" height=\"344\"><\/embed><\/a><\/div>\n<div style=\"-webkit-text-size-adjust: auto;\"><\/div>\n<div style=\"-webkit-text-size-adjust: auto;\">These ideas also help you start a business and get working capital to build a lifestyle business that starts off as a &#8220;mini company concept&#8221;. Startups are wrong and dangerous. I taught at Stanford&#8230;<\/div>\n<div style=\"-webkit-text-size-adjust: auto;\"><\/div>\n<div style=\"-webkit-text-size-adjust: auto;\">\n<div style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.296875); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469);\">ENGR145&#8217;s Anchor Concept: Lemonade and Gua Gua Guacamole<\/div>\n<div style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.296875); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469);\"><\/div>\n<div style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.296875); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469);\">It moves you to the right on the entrepreneur bell curve<\/div>\n<div style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.296875); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469);\"><\/div>\n<div style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.296875); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469);\"><a href=\"https:\/\/www.youtube.com\/watch?v=eudADPfTWiE&amp;feature=youtube_gdata_player\"><embed src=\"https:\/\/www.youtube.com\/v\/eudADPfTWiE&amp;hl=en&amp;fs=1\" type=\"application\/x-shockwave-flash\" width=\"425\" height=\"344\"><\/embed><\/a><\/div>\n<\/div>\n<div style=\"-webkit-text-size-adjust: auto;\"><\/div>\n<div style=\"-webkit-text-size-adjust: auto;\">CEO of Duck9<\/div>\n<div style=\"-webkit-text-size-adjust: auto;\">Stanford University Entrepreneur in Residence, Emeritus<\/div>\n<div style=\"-webkit-text-size-adjust: auto;\"><\/div>\n<div style=\"-webkit-text-size-adjust: auto;\">Duck9 = &#8220;Deep Underground Credit Knowledge&#8221; 9<\/div>\n<div style=\"-webkit-text-size-adjust: auto;\">125 University Avenue\/ 100<\/div>\n<div style=\"-webkit-text-size-adjust: auto;\">Palo Alto CA 94301<\/div>\n<div style=\"-webkit-text-size-adjust: auto;\"><a href=\"https:\/\/www.duck9.com\/ass\">https:\/\/www.duck9.com\/ass<\/a><\/div>\n<div style=\"-webkit-text-size-adjust: auto;\">650-566-9600<\/div>\n<div style=\"-webkit-text-size-adjust: auto;\">650-566-9696 (direct)<\/div>\n<div style=\"-webkit-text-size-adjust: auto;\">650-283-8008 (cell)<\/div>\n<div style=\"-webkit-text-size-adjust: auto;\"><\/div>\n<div style=\"-webkit-text-size-adjust: auto;\">****************<\/div>\n<div style=\"-webkit-text-size-adjust: auto;\">Editor of the BusinessWeek Channel &#8220;What They Don&#8217;t Teach at Business School&#8221;<\/div>\n<div style=\"-webkit-text-size-adjust: auto;\"><a href=\"https:\/\/whattheydontteachyouatstanfordbusinessschool.com\/blog\">https:\/\/whattheydontteachyouatstanfordbusinessschool.com\/blog<\/a><\/div>\n<div style=\"-webkit-text-size-adjust: auto;\">CNN Video Channel: <a href=\"https:\/\/ireport.cnn.com\/people\/larrychiang\">https:\/\/ireport.cnn.com\/people\/larrychiang<\/a><\/div>\n<div style=\"-webkit-text-size-adjust: auto;\"><\/div>\n<div style=\"-webkit-text-size-adjust: auto;\">Read my last 10 tweets at <a href=\"https:\/\/www.Twitter.com\/LarryChiang\">https:\/\/www.Twitter.com\/LarryChiang<\/a><\/div>\n<div style=\"-webkit-text-size-adjust: auto;\"><\/div>\n<div style=\"-webkit-text-size-adjust: auto;\">Author, NY Times Bestseller<\/div>\n<div style=\"-webkit-text-size-adjust: auto;\"><a href=\"https:\/\/whattheydontteachyouatstanfordbusinessschool.com\/blog\/?s=Ny+times+bestseller\">https:\/\/whattheydontteachyouatstanfordbusinessschool.com\/blog\/?s=Ny+times+bestseller<\/a><\/div>\n<div style=\"-webkit-text-size-adjust: auto;\"><\/div>\n<div style=\"-webkit-text-size-adjust: auto;\">&#8220;What They Will NEVER Teach You at Stanford Business School&#8221; comes out 11-11-14<\/div>\n<div style=\"-webkit-text-size-adjust: auto;\"><\/div>\n<div style=\"-webkit-text-size-adjust: auto;\"><a href=\"https:\/\/www.fastcompany.com\/embed\/c0d4562ea2049\">https:\/\/www.fastcompany.com\/embed\/c0d4562ea2049<\/a><\/div>\n<div style=\"-webkit-text-size-adjust: auto;\"><\/div>\n<div style=\"-webkit-text-size-adjust: auto;\">52 Cards. Two Jokers. What They DO Teach You at Stanford Engineering<\/div>\n<div style=\"-webkit-text-size-adjust: auto;\"><a href=\"https:\/\/www.youtube.com\/watch?v=vDBY0GkI3-g&amp;feature=youtube_gdata_player\"><embed src=\"https:\/\/www.youtube.com\/v\/vDBY0GkI3-g&amp;hl=en&amp;fs=1\" type=\"application\/x-shockwave-flash\" width=\"425\" height=\"344\"><\/embed><\/a><\/div>\n<div style=\"-webkit-text-size-adjust: auto;\"><\/div>\n<div style=\"-webkit-text-size-adjust: auto;\">Emergency swings and cutting deals as an 9 year old<\/div>\n<div style=\"-webkit-text-size-adjust: auto;\"><\/div>\n<div style=\"-webkit-text-size-adjust: auto;\"><a href=\"https:\/\/www.youtube.com\/watch?v=OFGY7v9C4G0&amp;feature=youtube_gdata_player\"><embed src=\"https:\/\/www.youtube.com\/v\/OFGY7v9C4G0&amp;hl=en&amp;fs=1\" type=\"application\/x-shockwave-flash\" width=\"425\" height=\"344\"><\/embed><\/a><\/div>\n<div style=\"-webkit-text-size-adjust: auto;\"><\/div>\n<div style=\"-webkit-text-size-adjust: auto;\">##########<\/div>\n<div style=\"-webkit-text-size-adjust: auto;\">Duck9 is part of UCMS Inc.<\/div>\n<div style=\"-webkit-text-size-adjust: auto;\"><a href=\"https:\/\/www.ucms.com\">https:\/\/www.ucms.com<\/a><\/div>\n<div style=\"-webkit-text-size-adjust: auto;\">630-705-5555<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>#BCSEUTWM is a sequel hashtag to #EUTWMPPM &mdash; Larry Chiang (@LarryChiang) September 15, 2013 Larry Chiang got his start helping Jewish girls with their FICO at Illini Tower. He spoke at Sigma Delta Tau and was house sweetheart at Alpha Epsilon Phi. MBAs like him too: \u201cWhat They Don\u2019t Teach You at Stanford Business School&#8221; [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"class_list":["post-1507","post","type-post","status-publish","format-standard","hentry","category-credit-bureau-disputes"],"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/1507","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/comments?post=1507"}],"version-history":[{"count":0,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/1507\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/media?parent=1507"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/categories?post=1507"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/tags?post=1507"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}