{"id":1735,"date":"2013-10-31T13:18:39","date_gmt":"2013-10-31T17:18:39","guid":{"rendered":"https:\/\/www.duck9.com\/?p=1735"},"modified":"2013-10-31T13:20:21","modified_gmt":"2013-10-31T17:20:21","slug":"my-way-versus-chris-way","status":"publish","type":"post","link":"https:\/\/www.duck9.com\/blog\/my-way-versus-chris-way\/","title":{"rendered":"My Way Versus Chris&#8217; Way"},"content":{"rendered":"<div>\n<div><\/div>\n<div>By Larry Chiang<\/div>\n<div><\/div>\n<div>I am so frustrated.<\/div>\n<div>\ud83d\ude42<\/div>\n<div><\/div>\n<div>In short, use this&nbsp;<span class=\"Apple-style-span\" style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); font-size: 16px; font-family: '.Helvetica NeueUI'; line-height: 20px; \"><a href=\"https:\/\/www.duck9.com\/Duck9-free-credit-report-Request.pdf\"><a href=\"https:\/\/www.duck9.com\/Duck9-free-credit-report-Request.pdf\" >https:\/\/www.duck9.com\/Duck9-free-credit-report-Request.pdf<\/a><\/a><\/span><\/div>\n<div><span class=\"Apple-style-span\" style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); font-size: 16px; font-family: '.Helvetica NeueUI'; line-height: 20px; \"><br \/><\/span><\/div>\n<div><span class=\"Apple-style-span\" style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); font-size: 16px; font-family: '.Helvetica NeueUI'; line-height: 20px; \">Many college students who are male won&#8217;t.<\/span><\/div>\n<div><\/div>\n<div>I&#8217;m happy to smile thru the frustration because my way exposes the Achilles heel of the credit industry.<\/div>\n<div><\/div>\n<div>My way of getting a free credit report is using paper mail&nbsp;<\/div>\n<div><\/div>\n<div>My way is to use the united states postal service (USPS)<\/div>\n<div><\/div>\n<div>My way involves the antiquated but highly effective tool of licking a prelicked USPS stamp. If this is your virgin time, the stamp goes in the upper left hand corner.<\/div>\n<div><\/div>\n<div>My was is not Chris&#8217; way. He is a male, junior in college appx 21. Chris thinks getting a free credit report is easier online.<\/div>\n<div><\/div>\n<div>Chris believes tv ads<\/div>\n<div><\/div>\n<div>Chris is wrong<\/div>\n<div><\/div>\n<div>Chris thinks the Internet is advanced and using paper and postage mail is old and wrong<\/div>\n<div><\/div>\n<div>Chris makes the oh-so-common error of trying to use the Internet and common sense.<\/div>\n<div><\/div>\n<div>Credit, credit reports and credit score engineering make nearly zero common sense<\/div>\n<div><\/div>\n<div>VIA TEXT MESSAGE:<\/div>\n<div><\/div>\n<div>Chris to me, Larry Chiang (@ at 650-283-8008): &#8220;Hey man know it&#8217;s late. Can I give you a buzz in the morning. I did it my way ans did it online. Only received a credit report from trans union<\/div>\n<div><\/div>\n<div>Worked at 33%. Experian and equifax was a no go. I&#8217;ll send them via mail in the am&#8221;<\/p>\n<div style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); \">\n<div>Remember, I did the slide share:<\/div>\n<div><\/div>\n<\/div>\n<div style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); \">What A Super Model Can Teach a Harvard MBA About Credit <a href=\"https:\/\/www.slideshare.net\/larrychiang\/what-a-super-model-can-teach-a-harvard-mba-about-credit\"><a href=\"https:\/\/www.slideshare.net\/larrychiang\/what-a-super-model-can-teach-a-harvard-mba-about-credit\"><a href=\"https:\/\/www.slideshare.net\/larrychiang\/what-a-super-model-can-teach-a-harvard-mba-about-credit\" >https:\/\/www.slideshare.net\/larrychiang\/what-a-super-model-can-teach-a-harvard-mba-about-credit<\/a><\/a><\/a><\/div>\n<div style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); \"><\/div>\n<div style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); \">And<\/div>\n<div style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); \"><\/div>\n<p>American Express&#8217; Under-Promoted Credit Truths at Mercedes Benz Fashion Week (MBFW)&#8221;&nbsp;<\/p>\n<div><a href=\"https:\/\/t.co\/inxTmZAj\"><a href=\"https:\/\/t.co\/inxTmZAj\" >https:\/\/t.co\/inxTmZAj<\/a><\/a>&nbsp;<\/p>\n<div><span class=\"Apple-style-span\" style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); \"><br \/><\/span><\/div>\n<div>My Stanford Engineering video boils down 20,000 hours and moves you to the right on the entrepreneur bell curve&nbsp;<\/div>\n<div><\/div>\n<div><a href=\"https:\/\/www.youtube.com\/watch?v=eudADPfTWiE&amp;feature=youtube_gdata_player\"><embed width='425' height='344' allowfullscreen='true' allowscriptaccess='always' type='application\/x-shockwave-flash' src='https:\/\/www.youtube.com\/v\/eudADPfTWiE&#038;hl=en&#038;fs=1' \/><\/a><\/div>\n<div><\/div>\n<div>Use the USPS.<\/div>\n<div>Leverage this Achilles heel.<\/div>\n<div>Print out this form<span class=\"Apple-style-span\" style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); font-size: 16px; font-family: '.Helvetica NeueUI'; line-height: 20px; \">:<\/span><\/div>\n<p><span class=\"Apple-style-span\" style=\"font-family: '.Helvetica NeueUI'; -webkit-tap-highlight-color: rgba(26, 26, 26, 0.296875); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); font-size: 16px; line-height: 20px; \"><a href=\"https:\/\/www.duck9.com\/Duck9-free-credit-report-Request.pdf\"><a href=\"https:\/\/www.duck9.com\/Duck9-free-credit-report-Request.pdf\" >https:\/\/www.duck9.com\/Duck9-free-credit-report-Request.pdf<\/a><\/a><\/span><\/div>\n<div><span class=\"Apple-style-span\" style=\"font-family: '.Helvetica NeueUI'; -webkit-tap-highlight-color: rgba(26, 26, 26, 0.296875); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); font-size: 16px; line-height: 20px; \"><br \/><\/span><\/div>\n<div><span class=\"Apple-style-span\" style=\"font-family: '.Helvetica NeueUI'; -webkit-tap-highlight-color: rgba(26, 26, 26, 0.296875); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); font-size: 16px; line-height: 20px; \"><\/span><span class=\"Apple-style-span\" style=\"font-family: '.Helvetica NeueUI'; -webkit-tap-highlight-color: rgba(26, 26, 26, 0.296875); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); font-size: 16px; line-height: 20px; \">Next, mail this in:<br \/><a href=\"https:\/\/www.duck9.com\/Duck9-free-credit-report-Request.pdf\"><a href=\"https:\/\/www.duck9.com\/Duck9-free-credit-report-Request.pdf\" >https:\/\/www.duck9.com\/Duck9-free-credit-report-Request.pdf<\/a><\/a><\/span><\/div>\n<div>\n<div><span class=\"Apple-style-span\" style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); \"><br \/><\/span><\/p>\n<div><span class=\"Apple-style-span\" style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); \">Here is a riddle:<\/span><\/div>\n<div><span class=\"Apple-style-span\" style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); \">How many times does a college football player get drafted for Football.<\/span><\/div>\n<div><span class=\"Apple-style-span\" style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); \"><br \/><\/span><\/div>\n<div><span class=\"Apple-style-span\" style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); \">Once.<\/span><\/div>\n<div><span class=\"Apple-style-span\" style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); \"><br \/><\/span><\/div>\n<div><span class=\"Apple-style-span\" style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); \">How many credit reports can you request per year?<\/span><\/div>\n<div><span class=\"Apple-style-span\" style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); \">One.<\/span><\/div>\n<div><span class=\"Apple-style-span\" style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); \"><br \/><\/span><\/div>\n<div><span class=\"Apple-style-span\" style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); \">I do not make the rules*, I just abide by them (the FCRA )<\/span><\/div>\n<div><span class=\"Apple-style-span\" style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); \"><br \/><\/span><\/div>\n<div><span class=\"Apple-style-span\" style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); \">*I did co-author a law. HR 627. The CARD Act.&nbsp;<\/span><\/div>\n<div><span class=\"Apple-style-span\" style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); \"><br \/><\/span><\/div>\n<div><span class=\"Apple-style-span\" style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); \">CEO of Duck9<\/span><\/p>\n<div><span class=\"Apple-style-span\" style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); \">MIT University EIR (Entrepreneur in Residence)<\/span><span class=\"Apple-style-span\" style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); \"><br \/><\/span><\/p>\n<div><\/div>\n<div>Duck9 = &#8220;Deep Underground Credit Knowledge&#8221; 9<\/div>\n<div>125 University Avenue\/ 100<\/div>\n<div>Palo Alto CA 94301<\/div>\n<div><a href=\"https:\/\/www.duck9.com\/ass\"><a href=\"https:\/\/www.duck9.com\/ass\" >https:\/\/www.duck9.com\/ass<\/a><\/a><\/div>\n<div>650-566-9600<\/div>\n<div><span class=\"Apple-style-span\" style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.296875); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); \">650-566-9696 (direct)<\/span><\/div>\n<div>650-283-8008 (cell)<\/div>\n<div><\/div>\n<div>****************<\/div>\n<div>Editor of the BusinessWeek Channel &#8220;What They Don&#8217;t Teach at Business School&#8221;<\/div>\n<div><a href=\"https:\/\/whattheydontteachyouatstanfordbusinessschool.com\/blog\"><a href=\"https:\/\/whattheydontteachyouatstanfordbusinessschool.com\/blog\" >https:\/\/whattheydontteachyouatstanfordbusinessschool.com\/blog<\/a><\/a><\/div>\n<div>CNN Video Channel:&nbsp;<a href=\"https:\/\/ireport.cnn.com\/people\/larrychiang\"><a href=\"https:\/\/ireport.cnn.com\/people\/larrychiang\"><a href=\"https:\/\/ireport.cnn.com\/people\/larrychiang\" >https:\/\/ireport.cnn.com\/people\/larrychiang<\/a><\/a><\/a><\/div>\n<div><\/div>\n<div>Read my last 10 tweets at <a href=\"https:\/\/www.Twitter.com\/LarryChiang\"><a href=\"https:\/\/www.Twitter.com\/LarryChiang\"><a href=\"https:\/\/www.Twitter.com\/LarryChiang\" >https:\/\/www.Twitter.com\/LarryChiang<\/a><\/a><\/a><\/div>\n<div><\/div>\n<div>Author, NY Times Bestseller<\/div>\n<p><a href=\"https:\/\/whattheydontteachyouatstanfordbusinessschool.com\/blog\/?s=Ny+times+bestseller\"><a href=\"https:\/\/whattheydontteachyouatstanfordbusinessschool.com\/blog\/?s=Ny+times+bestseller\" >https:\/\/whattheydontteachyouatstanfordbusinessschool.com\/blog\/?s=Ny+times+bestseller<\/a><\/a><\/div>\n<div><\/div>\n<p>&#8220;What They Will NEVER Teach You at Stanford Business School&#8221; comes out 11-11-14<\/p><\/div>\n<div><\/div>\n<p><a href=\"https:\/\/www.fastcompany.com\/embed\/c0d4562ea2049\"><a href=\"https:\/\/www.fastcompany.com\/embed\/c0d4562ea2049\" >https:\/\/www.fastcompany.com\/embed\/c0d4562ea2049<\/a><\/a><\/p>\n<div><\/p>\n<div>\n<div>52 Cards. Two Jokers. What They DO Teach You at Stanford Engineering<\/div>\n<div><embed width='425' height='344' allowfullscreen='true' allowscriptaccess='always' type='application\/x-shockwave-flash' src='https:\/\/www.youtube.com\/v\/vDBY0GkI3-g&#038;hl=en&#038;fs=1' \/><\/div>\n<div><\/div>\n<div>Emergency swings and cutting deals as an 9 year old<\/div>\n<div><\/div>\n<div><embed width='425' height='344' allowfullscreen='true' allowscriptaccess='always' type='application\/x-shockwave-flash' src='https:\/\/www.youtube.com\/v\/OFGY7v9C4G0&#038;hl=en&#038;fs=1' \/><\/div>\n<div><\/div>\n<div>##########<\/div>\n<div>Duck9 is part of UCMS Inc.<\/div>\n<div><a href=\"https:\/\/www.ucms.com\" >https:\/\/www.ucms.com<\/a><\/div>\n<div>630-705-5555<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div><\/div>\n<div>More on #ENGR145&#8217;s SHIFTING right on the entrepreneur bell curve&nbsp;<\/div>\n<p><a href=\"https:\/\/www.youtube.com\/watch?v=VZ45MliL-OM&amp;feature=youtube_gdata_player\"><embed width='425' height='344' allowfullscreen='true' allowscriptaccess='always' type='application\/x-shockwave-flash' src='https:\/\/www.youtube.com\/v\/VZ45MliL-OM&#038;hl=en&#038;fs=1' \/><\/a><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>By Larry Chiang I am so frustrated. \ud83d\ude42 In short, use this&nbsp;https:\/\/www.duck9.com\/Duck9-free-credit-report-Request.pdf Many college students who are male won&#8217;t. I&#8217;m happy to smile thru the frustration because my way exposes the Achilles heel of the credit industry. My way of getting a free credit report is using paper mail&nbsp; My way is to use the [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1735","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/1735","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/comments?post=1735"}],"version-history":[{"count":0,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/1735\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/media?parent=1735"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/categories?post=1735"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/tags?post=1735"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}