{"id":1744,"date":"2013-11-04T22:27:59","date_gmt":"2013-11-05T02:27:59","guid":{"rendered":"https:\/\/www.duck9.com\/?p=1744"},"modified":"2013-11-15T18:31:38","modified_gmt":"2013-11-15T22:31:38","slug":"fico-scores-needed-for-paypals-mastercard","status":"publish","type":"post","link":"https:\/\/www.duck9.com\/blog\/fico-scores-needed-for-paypals-mastercard\/","title":{"rendered":"FICO Scores Needed for PayPal&#8217;s MasterCard"},"content":{"rendered":"<div>By Larry Chiang<\/p>\n<div><\/div>\n<div>Remember, I&#8217;m the legendary credit mentor with 11,101 views on Slideshare about credit card, fine-print<\/div>\n<div><span class=\"Apple-style-span\" style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469);\"><a href=\"https:\/\/www.slideshare.net\/larrychiang\/what-a-super-model-can-teach-a-harvard-mba-about-credit\">https:\/\/www.slideshare.net\/larrychiang\/what-a-super-model-can-teach-a-harvard-mba-about-credit<\/a><\/span><\/div>\n<div><span class=\"Apple-style-span\" style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469);\">\u00a0<\/span><\/div>\n<div><span class=\"Apple-style-span\" style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469);\">This is PayPal&#8217;s pretty decent credit card offering<\/span><\/div>\n<div><span class=\"Apple-style-span\" style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469);\">\u00a0<\/span><\/div>\n<div><span class=\"Apple-style-span\" style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469);\">FOR GOODNESS SAKES DON&#8217;T JUST APPLY<\/span><\/div>\n<div>\n<div><\/div>\n<div>Appx FICO Needed 755 or Approximate 715 FICO with PayPal Account with Connected Checking Account<\/div>\n<\/div>\n<div><span class=\"Apple-style-span\" style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469);\">PREPARE BEFORE YOU APPLY<\/span><\/div>\n<div><span class=\"Apple-style-span\" style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469);\">\u00a0<\/span><\/div>\n<div><span class=\"Apple-style-span\" style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469);\">I approximate that you need 755 FICO.<\/span><\/div>\n<div><span class=\"Apple-style-span\" style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469);\"><br \/>\nI approximate you need a lower FICO if you have a PayPal account with a connected USA checking account.<\/span><\/div>\n<div><span class=\"Apple-style-span\" style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469);\">\u00a0<\/span><\/div>\n<div><span class=\"Apple-style-span\" style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469);\">More comments in BOLD<\/span><\/div>\n<div><span class=\"Apple-style-span\" style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469);\">\u00a0<\/span><\/div>\n<div><span class=\"Apple-style-span\" style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469);\"><span class=\"Apple-style-span\" style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469);\"><br \/>\n<\/span><\/span><\/p>\n<div style=\"background-color: #e6e7e8; -webkit-text-size-adjust: none; color: #e6e7e8; width: 320px !important; -webkit-tap-highlight-color: rgba(26, 26, 26, 0.296875); font-size: medium; padding: 0px; margin: 0px;\">\n<table style=\"width: 320px !important;\" width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td align=\"center\" valign=\"top\">\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td align=\"center\" valign=\"top\">\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\" bgcolor=\"#e6e7e8\">\n<tbody>\n<tr>\n<td align=\"center\" valign=\"top\">\n<table class=\"resize320\" style=\"width: 320px !important;\" width=\"599\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td align=\"left\" valign=\"top\">\n<table style=\"width: 320px !important;\" width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td align=\"center\" valign=\"top\">\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td align=\"center\" valign=\"top\">\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\" bgcolor=\"#e6e7e8\">\n<tbody>\n<tr>\n<td align=\"center\" valign=\"top\">\n<table class=\"resize320\" style=\"width: 320px !important;\" width=\"599\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td align=\"left\" valign=\"top\">\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td align=\"left\" valign=\"top\" width=\"1\" height=\"10\"><img loading=\"lazy\" decoding=\"async\" style=\"display: block;\" alt=\"\" src=\"https:\/\/image.paypal-communication.com\/paypal_na\/2013\/20130623_GE_June_Responsive_16522\/images\/img_spacer.gif\" width=\"1\" height=\"10\" border=\"0\" \/><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td class=\"column_split_320\" style=\"width: 320px !important; float: left !important;\" align=\"left\" valign=\"top\">\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td align=\"left\" valign=\"top\" width=\"9\" height=\"20\"><img loading=\"lazy\" decoding=\"async\" style=\"display: block;\" alt=\"\" src=\"https:\/\/image.paypal-communication.com\/paypal_na\/2013\/20130623_GE_June_Responsive_16522\/images\/img_spacer.gif\" width=\"9\" height=\"20\" border=\"0\" \/><\/td>\n<td style=\"font-family: Arial, Helvetica, sans-serif; font-size: 11px; color: #0079c1; text-decoration: none; line-height: 14px;\" align=\"left\" valign=\"middle\"><strong><a style=\"color: #0079c1; text-decoration: underline;\" href=\"https:\/\/email-edg.paypal.com\/r\/EKXJE0M\/IK1FF\/WU80GP\/QNAK7U\/NEZIB\/HQ\/h\" target=\"_blank\">Earn Points on Everyday Purchases with<span class=\"next_line\" style=\"display: block !important;\">PayPal Extras MasterCard\u00ae<\/span><\/a><\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/td>\n<td class=\"column_split_320\" style=\"width: 320px !important; float: left !important;\" align=\"right\" valign=\"top\">\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td class=\"align_left\" style=\"text-align: left !important; padding-top: 10px; padding-right: 0px; padding-bottom: 0px; padding-left: 10px; font-family: Arial, Helvetica, sans-serif; font-size: 11px; color: #0079c1; line-height: 14px;\" align=\"right\" valign=\"middle\"><a style=\"font-family: Arial, Helvetica, sans-serif; font-size: 11px; color: #0079c1; text-decoration: underline; line-height: 14px;\" href=\"https:\/\/email-edg.paypal.com\/r\/EKXJE0M\/IK1FF\/WU80GP\/QNAK7U\/70POE\/HQ\/h?a=EKXJE0M&amp;b=UN7YQ&amp;c=45TV0CC&amp;d=WU80GP&amp;e=1&amp;f=549669f8f3c5feb50483\" target=\"_blank\"><strong>View online<\/strong><\/a><\/td>\n<td align=\"left\" valign=\"top\" width=\"11\" height=\"20\"><img loading=\"lazy\" decoding=\"async\" style=\"display: block;\" alt=\"\" src=\"https:\/\/image.paypal-communication.com\/paypal_na\/2013\/20130623_GE_June_Responsive_16522\/images\/img_spacer.gif\" width=\"11\" height=\"20\" border=\"0\" \/><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td align=\"left\" valign=\"top\" width=\"1\" height=\"15\"><img loading=\"lazy\" decoding=\"async\" style=\"display: block;\" alt=\"\" src=\"https:\/\/image.paypal-communication.com\/paypal_na\/2013\/20130623_GE_June_Responsive_16522\/images\/img_spacer.gif\" width=\"1\" height=\"15\" border=\"0\" \/><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\" bgcolor=\"#FFFFFF\">\n<tbody>\n<tr>\n<td align=\"left\" valign=\"top\">\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td class=\"resize10\" style=\"width: 10px !important;\" align=\"left\" valign=\"top\" width=\"29\"><img loading=\"lazy\" decoding=\"async\" class=\"resize10\" style=\"width: 10px !important; display: block;\" alt=\"\" src=\"https:\/\/image.paypal-communication.com\/paypal_na\/2013\/20130623_GE_June_Responsive_16522\/images\/img_spacer.gif\" width=\"29\" height=\"1\" border=\"0\" \/><\/td>\n<td align=\"left\" valign=\"top\" width=\"98\" height=\"50\"><img loading=\"lazy\" decoding=\"async\" style=\"display: block;\" alt=\"PayPal\u2122\" src=\"https:\/\/image.paypal-communication.com\/paypal_na\/2013\/20130623_GE_June_Responsive_16522\/images\/img_paypal.gif\" width=\"98\" height=\"50\" border=\"0\" \/><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td align=\"left\" valign=\"top\" height=\"12\"><img loading=\"lazy\" decoding=\"async\" style=\"display: block;\" alt=\"\" src=\"https:\/\/image.paypal-communication.com\/paypal_na\/2013\/20130623_GE_June_Responsive_16522\/images\/img_spacer.gif\" width=\"1\" height=\"12\" border=\"0\" \/><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td class=\"resize10\" style=\"width: 10px !important;\" align=\"left\" valign=\"top\" width=\"28\"><img loading=\"lazy\" decoding=\"async\" class=\"resize10\" style=\"width: 10px !important; display: block;\" alt=\"\" src=\"https:\/\/image.paypal-communication.com\/paypal_na\/2013\/20130623_GE_June_Responsive_16522\/images\/img_spacer.gif\" width=\"28\" height=\"1\" border=\"0\" \/><\/td>\n<td class=\"hero_img\" style=\"width: 111px !important; height: auto !important;\" align=\"left\" valign=\"top\" width=\"253\" height=\"158\"><img loading=\"lazy\" decoding=\"async\" class=\"hero_img\" style=\"width: 111px !important; height: auto !important; display: block;\" alt=\"PayPal Extras\" src=\"https:\/\/image.paypal-communication.com\/paypal_na\/2013\/20130623_GE_June_Responsive_16522\/images\/img_extracard.gif\" width=\"253\" height=\"158\" border=\"0\" \/><\/td>\n<td class=\"resize9\" style=\"width: 9px !important;\" align=\"left\" valign=\"top\" width=\"19\"><img loading=\"lazy\" decoding=\"async\" class=\"resize9\" style=\"width: 9px !important; display: block;\" alt=\"\" src=\"https:\/\/image.paypal-communication.com\/paypal_na\/2013\/20130623_GE_June_Responsive_16522\/images\/img_spacer.gif\" width=\"19\" height=\"1\" border=\"0\" \/><\/td>\n<td align=\"left\" valign=\"top\">\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td class=\"hero_txt\" style=\"font-size: 32px; line-height: 34px; font-family: Arial, Helvetica, sans-serif; color: #0079c1;\" align=\"left\" valign=\"top\">Get a 10 Second Credit Decision<\/td>\n<\/tr>\n<tr>\n<td class=\"hero_txt1\" style=\"font-size: 18px; line-height: 22px; font-family: Arial, Helvetica, sans-serif; color: #0079c1;\" align=\"left\" valign=\"top\">with PayPal Extras MasterCard<sup>\u00ae<br \/>\n30 SECONDS TO FIND OUT YOU&#8217;RE TURNED DOWN MEANS A CREDIT FICO SCORE DETRIMENT THAT&#8217;LL LAST MONTHS AND MONTHS<br \/>\n<\/sup><\/td>\n<\/tr>\n<tr>\n<td class=\"h10\" style=\"height: 10px !important;\" align=\"left\" valign=\"top\" width=\"1\" height=\"20\"><img loading=\"lazy\" decoding=\"async\" class=\"h10\" style=\"height: 10px !important; display: block;\" alt=\"\" src=\"https:\/\/image.paypal-communication.com\/paypal_na\/2013\/20130623_GE_June_Responsive_16522\/images\/img_spacer.gif\" width=\"1\" height=\"20\" border=\"0\" \/><\/td>\n<\/tr>\n<tr>\n<td align=\"left\" valign=\"top\" height=\"30\">\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" bgcolor=\"#009af5\">\n<tbody>\n<tr>\n<td align=\"left\" valign=\"top\" width=\"5\" height=\"30\"><a href=\"https:\/\/email-edg.paypal.com\/r\/EKXJE0M\/IK1FF\/WU80GP\/QNAK7U\/48FGY\/HQ\/h\" target=\"_blank\"><img loading=\"lazy\" decoding=\"async\" style=\"display: block;\" alt=\"\" src=\"https:\/\/image.paypal-communication.com\/paypal_na\/2013\/20130623_GE_June_Responsive_16522\/images\/img_left.gif\" width=\"5\" height=\"30\" border=\"0\" \/><\/a><\/td>\n<td align=\"left\" valign=\"middle\" height=\"30\">\n<table style=\"font-size: 0px; line-height: 0;\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td align=\"left\" valign=\"top\" bgcolor=\"#004a75\" width=\"1\" height=\"1\"><img loading=\"lazy\" decoding=\"async\" style=\"display: block;\" alt=\"\" src=\"https:\/\/image.paypal-communication.com\/paypal_na\/2013\/20130623_GE_June_Responsive_16522\/images\/img_spacer.gif\" width=\"1\" height=\"1\" border=\"0\" \/><\/td>\n<\/tr>\n<tr>\n<td align=\"left\" valign=\"top\" bgcolor=\"#4dbeff\" width=\"1\" height=\"1\"><img loading=\"lazy\" decoding=\"async\" style=\"display: block;\" alt=\"\" src=\"https:\/\/image.paypal-communication.com\/paypal_na\/2013\/20130623_GE_June_Responsive_16522\/images\/img_spacer.gif\" width=\"1\" height=\"1\" border=\"0\" \/><\/td>\n<\/tr>\n<tr>\n<td style=\"font-size: 0px; line-height: 0;\" align=\"left\" valign=\"middle\">\n<table width=\"98\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td style=\"font-family: Arial, Helvetica, sans-serif; font-size: 14px; color: #ffffff; text-decoration: none;\" align=\"center\" valign=\"middle\" width=\"98\" height=\"27\"><a style=\"font-family: Arial, Helvetica, sans-serif; font-size: 14px; color: #ffffff; text-decoration: none;\" href=\"https:\/\/email-edg.paypal.com\/r\/EKXJE0M\/IK1FF\/WU80GP\/QNAK7U\/2BJHD\/HQ\/h\" target=\"_blank\"><span><span style=\"font-family: Arial, Helvetica, sans-serif; font-size: 14px; color: #ffffff; text-decoration: none;\"><strong>Apply Now<\/strong><\/span><\/span><\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/td>\n<\/tr>\n<tr>\n<td align=\"left\" valign=\"top\" bgcolor=\"#004a75\" width=\"1\" height=\"1\"><img loading=\"lazy\" decoding=\"async\" style=\"display: block;\" alt=\"\" src=\"https:\/\/image.paypal-communication.com\/paypal_na\/2013\/20130623_GE_June_Responsive_16522\/images\/img_spacer.gif\" width=\"1\" height=\"1\" border=\"0\" \/><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/td>\n<td align=\"left\" valign=\"top\" width=\"5\" height=\"30\"><a href=\"https:\/\/email-edg.paypal.com\/r\/EKXJE0M\/IK1FF\/WU80GP\/QNAK7U\/A2LVF\/HQ\/h\" target=\"_blank\"><img loading=\"lazy\" decoding=\"async\" style=\"display: block;\" alt=\"\" src=\"https:\/\/image.paypal-communication.com\/paypal_na\/2013\/20130623_GE_June_Responsive_16522\/images\/img_right.gif\" width=\"5\" height=\"30\" border=\"0\" \/><\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td align=\"left\" valign=\"top\" height=\"18\"><img loading=\"lazy\" decoding=\"async\" style=\"display: block;\" alt=\"\" src=\"https:\/\/image.paypal-communication.com\/paypal_na\/2013\/20130623_GE_June_Responsive_16522\/images\/img_spacer.gif\" width=\"1\" height=\"18\" border=\"0\" \/><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td class=\"resize320\" style=\"width: 320px !important;\" align=\"left\" valign=\"top\" width=\"598\" height=\"19\"><img loading=\"lazy\" decoding=\"async\" class=\"resize320\" style=\"width: 320px !important; display: block;\" alt=\"\" src=\"https:\/\/image.paypal-communication.com\/paypal_na\/2013\/20130623_GE_June_Responsive_16522\/images\/img_midborder.gif\" width=\"598\" height=\"19\" border=\"0\" \/><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td class=\"resize10\" style=\"width: 10px !important;\" align=\"left\" valign=\"top\" width=\"28\"><img loading=\"lazy\" decoding=\"async\" class=\"resize10\" style=\"width: 10px !important; display: block;\" alt=\"\" src=\"https:\/\/image.paypal-communication.com\/paypal_na\/2013\/20130623_GE_June_Responsive_16522\/images\/img_spacer.gif\" width=\"28\" height=\"1\" border=\"0\" \/><\/td>\n<td align=\"left\" valign=\"top\">\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td class=\"body_font\" style=\"font-family: Arial, Helvetica, sans-serif; color: #717074; font-size: 16px; line-height: 18px; text-decoration: none;\" align=\"left\" valign=\"top\">Hello Larry Chiang,<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td align=\"left\" valign=\"top\" height=\"15\"><img loading=\"lazy\" decoding=\"async\" style=\"display: block;\" alt=\"\" src=\"https:\/\/image.paypal-communication.com\/paypal_na\/2013\/20130623_GE_June_Responsive_16522\/images\/img_spacer.gif\" width=\"1\" height=\"15\" border=\"0\" \/><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td class=\"body_font\" style=\"font-family: Arial, Helvetica, sans-serif; color: #717074; font-size: 14px; line-height: 18px; text-decoration: none;\" align=\"left\" valign=\"top\">Get a credit decision in 10 seconds. Apply for the no annual fee PayPal Extras MasterCard\u00ae.* If approved, you can start spending and earning reward points immediately.<sup>\u2020<\/sup><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td class=\"h15\" style=\"height: 15px !important;\" align=\"left\" valign=\"top\" height=\"18\"><img loading=\"lazy\" decoding=\"async\" class=\"h15\" style=\"height: 15px !important; display: block;\" alt=\"\" src=\"https:\/\/image.paypal-communication.com\/paypal_na\/2013\/20130623_GE_June_Responsive_16522\/images\/img_spacer.gif\" width=\"1\" height=\"18\" border=\"0\" \/><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td class=\"body_font\" style=\"font-family: Arial, Helvetica, sans-serif; color: #717074; font-size: 14px; line-height: 16px !important; text-decoration: none;\" align=\"left\" valign=\"top\"><strong>Earn Rewards Wherever You Shop<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td class=\"h15\" style=\"height: 15px !important;\" align=\"left\" valign=\"top\" height=\"18\"><img loading=\"lazy\" decoding=\"async\" class=\"h15\" style=\"height: 15px !important; display: block;\" alt=\"\" src=\"https:\/\/image.paypal-communication.com\/paypal_na\/2013\/20130623_GE_June_Responsive_16522\/images\/img_spacer.gif\" width=\"1\" height=\"18\" border=\"0\" \/><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td align=\"left\" valign=\"top\">\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td class=\"table_font\" style=\"font-family: Arial, Helvetica, sans-serif; color: #00447c; font-size: 14px; line-height: 17px; text-decoration: none;\" align=\"left\" valign=\"top\"><strong>3X Points\u00a0\/ $1 spent on Gas &amp; Restaurant Purchases<\/strong><\/td>\n<\/tr>\n<tr>\n<td class=\"table_font\" style=\"font-family: Arial, Helvetica, sans-serif; color: #00447c; font-size: 14px; line-height: 17px; text-decoration: none;\" align=\"left\" valign=\"top\"><strong>2X Points\u00a0\/ $1 spent on PayPal &amp; eBay Purchases<\/strong><\/td>\n<\/tr>\n<tr>\n<td class=\"table_font\" style=\"font-family: Arial, Helvetica, sans-serif; color: #00447c; font-size: 14px; line-height: 17px; text-decoration: none;\" align=\"left\" valign=\"top\"><strong>1X Points\u00a0\/ $1 spent on all other MasterCard\u00ae Purchases<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td class=\"h15\" style=\"height: 15px !important;\" align=\"left\" valign=\"top\" height=\"18\"><img loading=\"lazy\" decoding=\"async\" class=\"h15\" style=\"height: 15px !important; display: block;\" alt=\"\" src=\"https:\/\/image.paypal-communication.com\/paypal_na\/2013\/20130623_GE_June_Responsive_16522\/images\/img_spacer.gif\" width=\"1\" height=\"18\" border=\"0\" \/><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>DECENT POINT<\/p>\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td class=\"body_font\" style=\"font-family: Arial, Helvetica, sans-serif; color: #717074; font-size: 14px; line-height: 16px !important; text-decoration: none;\" align=\"left\" valign=\"top\"><strong>Additional Benefits:<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td class=\"h15\" style=\"height: 15px !important;\" align=\"left\" valign=\"top\" height=\"18\"><img loading=\"lazy\" decoding=\"async\" class=\"h15\" style=\"height: 15px !important; display: block;\" alt=\"\" src=\"https:\/\/image.paypal-communication.com\/paypal_na\/2013\/20130623_GE_June_Responsive_16522\/images\/img_spacer.gif\" width=\"1\" height=\"18\" border=\"0\" \/><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td class=\"column_font\" style=\"font-family: Arial, Helvetica, sans-serif; color: #717074; font-size: 14px; line-height: 17px; width: 93px !important; text-decoration: none;\" align=\"left\" valign=\"top\" width=\"104\"><strong>Fast:<\/strong><\/td>\n<td class=\"body_font\" style=\"font-family: Arial, Helvetica, sans-serif; color: #717074; font-size: 14px; line-height: 18px; text-decoration: none;\" align=\"left\" valign=\"top\">Get a 10 second credit decision. If approved, we&#8217;ll instantly add the card to your PayPal account, making checkout easy.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td align=\"left\" valign=\"top\" height=\"16\"><img loading=\"lazy\" decoding=\"async\" style=\"display: block;\" alt=\"\" src=\"https:\/\/image.paypal-communication.com\/paypal_na\/2013\/20130623_GE_June_Responsive_16522\/images\/img_spacer.gif\" width=\"1\" height=\"16\" border=\"0\" \/><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td class=\"column_font\" style=\"font-family: Arial, Helvetica, sans-serif; color: #717074; font-size: 14px; line-height: 17px; width: 93px !important; text-decoration: none;\" align=\"left\" valign=\"top\" width=\"104\"><strong>Accepted:<\/strong><\/td>\n<td class=\"body_font\" style=\"font-family: Arial, Helvetica, sans-serif; color: #717074; font-size: 14px; line-height: 18px; text-decoration: none;\" align=\"left\" valign=\"top\">Earn 2X points at over 2 million online retailers when you check out in PayPal with your PayPal Extras MasterCard\u00ae.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td align=\"left\" valign=\"top\" height=\"16\"><img loading=\"lazy\" decoding=\"async\" style=\"display: block;\" alt=\"\" src=\"https:\/\/image.paypal-communication.com\/paypal_na\/2013\/20130623_GE_June_Responsive_16522\/images\/img_spacer.gif\" width=\"1\" height=\"16\" border=\"0\" \/><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td class=\"column_font\" style=\"font-family: Arial, Helvetica, sans-serif; color: #717074; font-size: 14px; line-height: 17px; width: 93px !important; text-decoration: none;\" align=\"left\" valign=\"top\" width=\"104\"><strong>Rewarding:<\/strong><\/td>\n<td class=\"body_font\" style=\"font-family: Arial, Helvetica, sans-serif; color: #717074; font-size: 14px; line-height: 18px; text-decoration: none;\" align=\"left\" valign=\"top\">Redeem points for gift cards, cash back that will be transferred into your PayPal balance, and more.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td align=\"left\" valign=\"top\" height=\"16\"><img loading=\"lazy\" decoding=\"async\" style=\"display: block;\" alt=\"\" src=\"https:\/\/image.paypal-communication.com\/paypal_na\/2013\/20130623_GE_June_Responsive_16522\/images\/img_spacer.gif\" width=\"1\" height=\"16\" border=\"0\" \/><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td class=\"column_font\" style=\"font-family: Arial, Helvetica, sans-serif; color: #717074; font-size: 14px; line-height: 17px; width: 93px !important; text-decoration: none;\" align=\"left\" valign=\"top\" width=\"104\"><strong>Secure:<\/strong><\/td>\n<td class=\"body_font\" style=\"font-family: Arial, Helvetica, sans-serif; color: #717074; font-size: 14px; line-height: 18px; text-decoration: none;\" align=\"left\" valign=\"top\">Zero fraud liability.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td align=\"left\" valign=\"top\" height=\"16\"><img loading=\"lazy\" decoding=\"async\" style=\"display: block;\" alt=\"\" src=\"https:\/\/image.paypal-communication.com\/paypal_na\/2013\/20130623_GE_June_Responsive_16522\/images\/img_spacer.gif\" width=\"1\" height=\"16\" border=\"0\" \/><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td class=\"column_font\" style=\"font-family: Arial, Helvetica, sans-serif; color: #717074; font-size: 14px; line-height: 17px; width: 93px !important; text-decoration: none;\" align=\"left\" valign=\"top\" width=\"104\"><strong>Customizable:<\/strong><\/td>\n<td class=\"body_font\" style=\"font-family: Arial, Helvetica, sans-serif; color: #717074; font-size: 14px; line-height: 18px; text-decoration: none;\" align=\"left\" valign=\"top\">Add your favorite photo to your card for free.<sup>\u2020\u2020<\/sup><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td class=\"h20\" style=\"height: 20px !important;\" align=\"left\" valign=\"top\" height=\"30\"><img loading=\"lazy\" decoding=\"async\" class=\"h20\" style=\"height: 20px !important; display: block;\" alt=\"\" src=\"https:\/\/image.paypal-communication.com\/paypal_na\/2013\/20130623_GE_June_Responsive_16522\/images\/img_spacer.gif\" width=\"1\" height=\"30\" border=\"0\" \/><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td class=\"body_font\" style=\"font-family: Arial, Helvetica, sans-serif; color: #717074; font-size: 14px; line-height: 16px !important; text-decoration: none;\" align=\"left\" valign=\"top\"><strong><strong>PREPATORY: prep your FICO.<\/strong><\/strong>Apply in 3 Easy Steps Today.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td align=\"left\" valign=\"top\" height=\"16\"><img loading=\"lazy\" decoding=\"async\" style=\"display: block;\" alt=\"\" src=\"https:\/\/image.paypal-communication.com\/paypal_na\/2013\/20130623_GE_June_Responsive_16522\/images\/img_spacer.gif\" width=\"1\" height=\"16\" border=\"0\" \/><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td class=\"body_font\" style=\"font-family: Arial, Helvetica, sans-serif; color: #717074; font-size: 14px; line-height: 18px; text-decoration: none;\" align=\"left\" valign=\"top\" width=\"17\">1<\/td>\n<td class=\"body_font\" style=\"font-family: Arial, Helvetica, sans-serif; color: #717074; font-size: 14px; line-height: 16px !important; text-decoration: none;\" align=\"left\" valign=\"top\">Click &#8220;<a class=\"a_font\" style=\"font-family: Arial, Helvetica, sans-serif; color: #0078c1; font-size: 14px; line-height: 16px !important; text-decoration: underline;\" href=\"https:\/\/email-edg.paypal.com\/r\/EKXJE0M\/IK1FF\/WU80GP\/QNAK7U\/TFXR7\/HQ\/h\" target=\"_blank\">Apply Now<\/a>&#8221; and complete a short application.<\/td>\n<\/tr>\n<tr>\n<td class=\"body_font\" style=\"font-family: Arial, Helvetica, sans-serif; color: #717074; font-size: 14px; line-height: 18px; text-decoration: none;\" align=\"left\" valign=\"top\" width=\"17\">2<\/td>\n<td class=\"body_font\" style=\"font-family: Arial, Helvetica, sans-serif; color: #717074; font-size: 14px; line-height: 16px !important; text-decoration: none;\" align=\"left\" valign=\"top\">If approved, we will instantly add the card to your PayPal account.<\/td>\n<\/tr>\n<tr>\n<td class=\"body_font\" style=\"font-family: Arial, Helvetica, sans-serif; color: #717074; font-size: 14px; line-height: 18px; text-decoration: none;\" align=\"left\" valign=\"top\" width=\"17\">3<\/td>\n<td class=\"body_font\" style=\"font-family: Arial, Helvetica, sans-serif; color: #717074; font-size: 14px; line-height: 16px !important; text-decoration: none;\" align=\"left\" valign=\"top\">Start shopping wherever PayPal is accepted.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td align=\"left\" valign=\"top\" height=\"16\"><img loading=\"lazy\" decoding=\"async\" style=\"display: block;\" alt=\"\" src=\"https:\/\/image.paypal-communication.com\/paypal_na\/2013\/20130623_GE_June_Responsive_16522\/images\/img_spacer.gif\" width=\"1\" height=\"16\" border=\"0\" \/><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td style=\"font-family: Arial, Helvetica, sans-serif; font-size: 14px; text-decoration: none; color: #0b78bf;\" align=\"left\" valign=\"middle\" width=\"78\"><a class=\"a_font\" style=\"font-family: Arial, Helvetica, sans-serif; color: #0b78bf; font-size: 14px; line-height: 16px !important; text-decoration: underline;\" href=\"https:\/\/email-edg.paypal.com\/r\/EKXJE0M\/IK1FF\/WU80GP\/QNAK7U\/V3DN4\/HQ\/h\" target=\"_blank\"><strong>Apply Now<\/strong><\/a><\/td>\n<td align=\"left\" valign=\"top\" width=\"20\"><img loading=\"lazy\" decoding=\"async\" style=\"display: block;\" alt=\"\" src=\"https:\/\/image.paypal-communication.com\/paypal_na\/2013\/20130623_GE_June_Responsive_16522\/images\/img_spacer.gif\" width=\"20\" height=\"1\" border=\"0\" \/><\/td>\n<td align=\"left\" valign=\"top\" width=\"171\" height=\"115\"><img loading=\"lazy\" decoding=\"async\" style=\"display: block;\" alt=\"Paypal\" src=\"https:\/\/image.paypal-communication.com\/paypal_na\/2013\/20130623_GE_June_Responsive_16522\/images\/img_doublecard.gif\" width=\"171\" height=\"115\" border=\"0\" \/><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td align=\"left\" valign=\"top\" height=\"16\"><img loading=\"lazy\" decoding=\"async\" style=\"display: block;\" alt=\"\" src=\"https:\/\/image.paypal-communication.com\/paypal_na\/2013\/20130623_GE_June_Responsive_16522\/images\/img_spacer.gif\" width=\"1\" height=\"16\" border=\"0\" \/><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/td>\n<td class=\"resize10\" style=\"width: 10px !important;\" align=\"left\" valign=\"top\" width=\"20\"><img loading=\"lazy\" decoding=\"async\" class=\"resize10\" style=\"width: 10px !important; display: block;\" alt=\"\" src=\"https:\/\/image.paypal-communication.com\/paypal_na\/2013\/20130623_GE_June_Responsive_16522\/images\/img_spacer.gif\" width=\"20\" height=\"1\" border=\"0\" \/><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td align=\"left\" valign=\"top\" bgcolor=\"#cecece\" height=\"1\"><img loading=\"lazy\" decoding=\"async\" style=\"display: block;\" alt=\"\" src=\"https:\/\/image.paypal-communication.com\/paypal_na\/2013\/20130623_GE_June_Responsive_16522\/images\/img_spacer.gif\" width=\"1\" height=\"1\" border=\"0\" \/><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\" bgcolor=\"#fafafa\">\n<tbody>\n<tr>\n<td class=\"h15\" style=\"height: 15px !important;\" align=\"left\" valign=\"top\" height=\"25\"><img loading=\"lazy\" decoding=\"async\" class=\"h15\" style=\"height: 15px !important; display: block;\" alt=\"\" src=\"https:\/\/img.ed4.net\/hosted\/paypal\/2013_Q2_v2\/20130623_GE_June_Responsive_16522\/images\/img_spacer.gif\" width=\"1\" height=\"25\" border=\"0\" \/><\/td>\n<\/tr>\n<tr>\n<td align=\"center\" valign=\"top\">\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td align=\"left\" valign=\"top\">\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\" align=\"center\">\n<tbody>\n<tr>\n<td class=\"arrow_radius\" style=\"border-top-left-radius: 5px 5px !important; border-top-right-radius: 5px 5px !important; border-bottom-right-radius: 5px 5px !important; border-bottom-left-radius: 5px 5px !important; background-color: #cccccc !important; padding-top: 12px !important; padding-right: 0px !important; padding-bottom: 12px !important; padding-left: 0px !important; width: 262px !important; float: left !important; margin-top: 10px !important; margin-right: 0px !important; margin-bottom: 0px !important; margin-left: 27px !important; font-family: Arial, Helvetica, sans-serif; font-size: 11px; color: #666666; text-decoration: none;\" align=\"center\" valign=\"middle\" width=\"114\"><a class=\"a_font1\" style=\"font-family: Arial, Helvetica, sans-serif; color: #666666; font-size: 11px; text-decoration: none;\" href=\"https:\/\/email-edg.paypal.com\/r\/EKXJE0M\/IK1FF\/WU80GP\/QNAK7U\/8CUC2\/HQ\/h\" target=\"_blank\"><strong>Accept Payments<\/strong><\/a><\/td>\n<td class=\"arrow_radius\" style=\"border-top-left-radius: 5px 5px !important; border-top-right-radius: 5px 5px !important; border-bottom-right-radius: 5px 5px !important; border-bottom-left-radius: 5px 5px !important; background-color: #cccccc !important; padding-top: 12px !important; padding-right: 0px !important; padding-bottom: 12px !important; padding-left: 0px !important; width: 262px !important; float: left !important; margin-top: 10px !important; margin-right: 0px !important; margin-bottom: 0px !important; margin-left: 27px !important; font-family: Arial, Helvetica, sans-serif; font-size: 11px; color: #666666; text-decoration: none;\" align=\"center\" valign=\"middle\" width=\"57\"><a class=\"a_font1\" style=\"font-family: Arial, Helvetica, sans-serif; color: #666666; font-size: 11px; text-decoration: none;\" href=\"https:\/\/email-edg.paypal.com\/r\/EKXJE0M\/IK1FF\/WU80GP\/QNAK7U\/48F80\/HQ\/h\" target=\"_blank\"><strong>Help<\/strong><\/a><\/td>\n<td class=\"arrow_radius\" style=\"border-top-left-radius: 5px 5px !important; border-top-right-radius: 5px 5px !important; border-bottom-right-radius: 5px 5px !important; border-bottom-left-radius: 5px 5px !important; background-color: #cccccc !important; padding-top: 12px !important; padding-right: 0px !important; padding-bottom: 12px !important; padding-left: 0px !important; width: 262px !important; float: left !important; margin-top: 10px !important; margin-right: 0px !important; margin-bottom: 0px !important; margin-left: 27px !important; font-family: Arial, Helvetica, sans-serif; font-size: 11px; color: #666666; text-decoration: none;\" align=\"center\" valign=\"middle\" width=\"57\"><a class=\"a_font1\" style=\"font-family: Arial, Helvetica, sans-serif; color: #666666; font-size: 11px; text-decoration: none;\" href=\"https:\/\/email-edg.paypal.com\/r\/EKXJE0M\/IK1FF\/WU80GP\/QNAK7U\/HWOWY\/HQ\/h\" target=\"_blank\"><strong>Fees<\/strong><\/a><\/td>\n<td class=\"arrow_radius\" style=\"border-top-left-radius: 5px 5px !important; border-top-right-radius: 5px 5px !important; border-bottom-right-radius: 5px 5px !important; border-bottom-left-radius: 5px 5px !important; background-color: #cccccc !important; padding-top: 12px !important; padding-right: 0px !important; padding-bottom: 12px !important; padding-left: 0px !important; width: 262px !important; float: left !important; margin-top: 10px !important; margin-right: 0px !important; margin-bottom: 0px !important; margin-left: 27px !important; font-family: Arial, Helvetica, sans-serif; font-size: 11px; color: #666666; text-decoration: none;\" align=\"center\" valign=\"middle\" width=\"74\"><a class=\"a_font1\" style=\"font-family: Arial, Helvetica, sans-serif; color: #666666; font-size: 11px; text-decoration: none;\" href=\"https:\/\/email-edg.paypal.com\/r\/EKXJE0M\/IK1FF\/WU80GP\/QNAK7U\/2BJB0\/HQ\/h\" target=\"_blank\"><strong>Security<\/strong><\/a><\/td>\n<td class=\"arrow_radius\" style=\"border-top-left-radius: 5px 5px !important; border-top-right-radius: 5px 5px !important; border-bottom-right-radius: 5px 5px !important; border-bottom-left-radius: 5px 5px !important; background-color: #cccccc !important; padding-top: 12px !important; padding-right: 0px !important; padding-bottom: 12px !important; padding-left: 0px !important; width: 262px !important; float: left !important; margin-top: 10px !important; margin-right: 0px !important; margin-bottom: 0px !important; margin-left: 27px !important; font-family: Arial, Helvetica, sans-serif; font-size: 11px; color: #666666; text-decoration: none;\" align=\"center\" valign=\"middle\" width=\"90\"><a class=\"a_font1\" style=\"font-family: Arial, Helvetica, sans-serif; color: #666666; font-size: 11px; text-decoration: none;\" href=\"https:\/\/email-edg.paypal.com\/r\/EKXJE0M\/IK1FF\/WU80GP\/QNAK7U\/48F82\/HQ\/h\" target=\"_blank\"><strong>PayPal App<\/strong><\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"h30\" style=\"height: 30px !important;\" align=\"left\" valign=\"top\" height=\"12\"><img loading=\"lazy\" decoding=\"async\" class=\"h30\" style=\"height: 30px !important; display: block;\" alt=\"\" src=\"https:\/\/img.ed4.net\/hosted\/paypal\/2013_Q2_v2\/20130623_GE_June_Responsive_16522\/images\/img_spacer.gif\" width=\"1\" height=\"12\" border=\"0\" \/><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<table style=\"background-repeat: no-repeat no-repeat;\" width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td class=\"resize10\" style=\"width: 10px !important;\" align=\"left\" valign=\"top\" width=\"36\" height=\"72\"><img loading=\"lazy\" decoding=\"async\" class=\"resize10\" style=\"width: 10px !important; display: block;\" alt=\"\" src=\"https:\/\/image.paypal-communication.com\/paypal_na\/2013\/20130623_GE_June_Responsive_16522\/images\/img_spacer.gif\" width=\"36\" height=\"72\" border=\"0\" \/><\/td>\n<td style=\"text-align: -webkit-auto;\" align=\"left\" valign=\"top\"><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<div><\/div>\n<p>My credibility?! I did the segment, &#8220;American Express&#8217; Under-Promoted Credit Truths at Mercedes Benz Fashion Week (MBFW)&#8221;<\/p>\n<div><a href=\"https:\/\/t.co\/inxTmZAj\">https:\/\/t.co\/inxTmZAj<\/a><\/div>\n<div><\/div>\n<div>IF YOU&#8217;RE A COLLEGE STUDENT<\/div>\n<div>1- YOUR GOAL IS TO GET A FICO of 720 before you apply and get a $420 credit line<\/div>\n<div><\/div>\n<div>2- if that is your goal, do the 24 envelopes method to get your FICO higher<\/div>\n<div><\/div>\n<div>3- YOU&#8217;RE GOING TO HAVE TO GET REALLY GOOD AT GOOGLING<\/div>\n<div><\/div>\n<div>-4- YOU CAN MAKE MONEY SELLING OTHER COLLEGE STUDENTS CREDIT MENTORSHIP that you learn from me AT A 100% AFFILIATE PROGRAM<\/div>\n<div><\/div>\n<div>-5- BE A PAYPAL MERCHANT<\/div>\n<div><\/div>\n<div>-6- THIS IS THE SAME EXACT PROGRAM I CHARGE $600 for. You can &#8220;Forward Engineer Your FICO&#8221;<\/div>\n<div><\/div>\n<div>YES GOOGLE<\/div>\n<div><span class=\"Apple-style-span\" style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.296875); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469);\">&#8220;Forward Engineer Your FICO&#8221;<\/span><\/p>\n<div><span class=\"Apple-style-span\" style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469);\">\u00a0<\/span><\/div>\n<div>My Stanford Engineering video boils down 20,000 hours and moves you to the right on the entrepreneur bell curve<\/div>\n<div><\/div>\n<div><a href=\"https:\/\/www.youtube.com\/watch?v=eudADPfTWiE&amp;feature=youtube_gdata_player\"><object width=\"425\" height=\"344\" classid=\"clsid:d27cdb6e-ae6d-11cf-96b8-444553540000\" codebase=\"https:\/\/download.macromedia.com\/pub\/shockwave\/cabs\/flash\/swflash.cab#version=6,0,40,0\"><param name=\"allowfullscreen\" value=\"true\" \/><param name=\"allowscriptaccess\" value=\"always\" \/><param name=\"src\" value=\"https:\/\/www.youtube.com\/v\/eudADPfTWiE&amp;hl=en&amp;fs=1\" \/><embed width=\"425\" height=\"344\" type=\"application\/x-shockwave-flash\" src=\"https:\/\/www.youtube.com\/v\/eudADPfTWiE&amp;hl=en&amp;fs=1\" allowfullscreen=\"true\" allowscriptaccess=\"always\" \/><\/object><\/a><\/div>\n<div><span class=\"Apple-style-span\" style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469);\"><br \/>\n<\/span><\/p>\n<div><span class=\"Apple-style-span\" style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469);\">CEO of Duck9<\/span><\/p>\n<div><span class=\"Apple-style-span\" style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469);\">MIT University EIR (Entrepreneur in Residence)<\/span><span class=\"Apple-style-span\" style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469);\"><br \/>\n<\/span><\/p>\n<div><\/div>\n<div>Duck9 = &#8220;Deep Underground Credit Knowledge&#8221; 9<\/div>\n<div>125 University Avenue\/ 100<\/div>\n<div>Palo Alto CA 94301<\/div>\n<div><a href=\"https:\/\/www.duck9.com\/ass\">https:\/\/www.duck9.com\/ass<\/a><\/div>\n<div>650-566-9600<\/div>\n<div><span class=\"Apple-style-span\" style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.296875); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469);\">650-566-9696 (direct)<\/span><\/div>\n<div>650-283-8008 (cell)<\/div>\n<div><\/div>\n<div>****************<\/div>\n<div>Editor of the BusinessWeek Channel &#8220;What They Don&#8217;t Teach at Business School&#8221;<\/div>\n<div><a href=\"https:\/\/whattheydontteachyouatstanfordbusinessschool.com\/blog\">https:\/\/whattheydontteachyouatstanfordbusinessschool.com\/blog<\/a><\/div>\n<div>CNN Video Channel:\u00a0<a href=\"https:\/\/ireport.cnn.com\/people\/larrychiang\">https:\/\/ireport.cnn.com\/people\/larrychiang<\/a><\/div>\n<div><\/div>\n<div>Read my last 10 tweets at <a href=\"https:\/\/www.Twitter.com\/LarryChiang\">https:\/\/www.Twitter.com\/LarryChiang<\/a><\/div>\n<div><\/div>\n<div>Author, NY Times Bestseller<\/div>\n<p><a href=\"https:\/\/whattheydontteachyouatstanfordbusinessschool.com\/blog\/?s=Ny+times+bestseller\">https:\/\/whattheydontteachyouatstanfordbusinessschool.com\/blog\/?s=Ny+times+bestseller<\/a><\/p>\n<\/div>\n<div><\/div>\n<p>&#8220;What They Will NEVER Teach You at Stanford Business School&#8221; comes out 11-11-14<\/p>\n<\/div>\n<div><\/div>\n<p><a href=\"https:\/\/www.fastcompany.com\/embed\/c0d4562ea2049\">https:\/\/www.fastcompany.com\/embed\/c0d4562ea2049<\/a><\/p>\n<div>\n<div>\n<div>52 Cards. Two Jokers. What They DO Teach You at Stanford Engineering<\/div>\n<div><object width=\"425\" height=\"344\" classid=\"clsid:d27cdb6e-ae6d-11cf-96b8-444553540000\" codebase=\"https:\/\/download.macromedia.com\/pub\/shockwave\/cabs\/flash\/swflash.cab#version=6,0,40,0\"><param name=\"allowfullscreen\" value=\"true\" \/><param name=\"allowscriptaccess\" value=\"always\" \/><param name=\"src\" value=\"https:\/\/www.youtube.com\/v\/vDBY0GkI3-g&amp;hl=en&amp;fs=1\" \/><embed width=\"425\" height=\"344\" type=\"application\/x-shockwave-flash\" src=\"https:\/\/www.youtube.com\/v\/vDBY0GkI3-g&amp;hl=en&amp;fs=1\" allowfullscreen=\"true\" allowscriptaccess=\"always\" \/><\/object><\/div>\n<div><\/div>\n<div>Emergency swings and cutting deals as an 9 year old<\/div>\n<div><\/div>\n<div><object width=\"425\" height=\"344\" classid=\"clsid:d27cdb6e-ae6d-11cf-96b8-444553540000\" codebase=\"https:\/\/download.macromedia.com\/pub\/shockwave\/cabs\/flash\/swflash.cab#version=6,0,40,0\"><param name=\"allowfullscreen\" value=\"true\" \/><param name=\"allowscriptaccess\" value=\"always\" \/><param name=\"src\" value=\"https:\/\/www.youtube.com\/v\/OFGY7v9C4G0&amp;hl=en&amp;fs=1\" \/><embed width=\"425\" height=\"344\" type=\"application\/x-shockwave-flash\" src=\"https:\/\/www.youtube.com\/v\/OFGY7v9C4G0&amp;hl=en&amp;fs=1\" allowfullscreen=\"true\" allowscriptaccess=\"always\" \/><\/object><\/div>\n<div><\/div>\n<div>##########<\/div>\n<div>Duck9 is part of UCMS Inc.<\/div>\n<div><a href=\"https:\/\/www.ucms.com\">https:\/\/www.ucms.com<\/a><\/div>\n<div>630-705-5555<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div><\/div>\n<div>More on #ENGR145&#8217;s SHIFTING right on the entrepreneur bell curve<\/div>\n<p><a href=\"https:\/\/www.youtube.com\/watch?v=VZ45MliL-OM&amp;feature=youtube_gdata_player\"><object width=\"425\" height=\"344\" classid=\"clsid:d27cdb6e-ae6d-11cf-96b8-444553540000\" codebase=\"https:\/\/download.macromedia.com\/pub\/shockwave\/cabs\/flash\/swflash.cab#version=6,0,40,0\"><param name=\"allowfullscreen\" value=\"true\" \/><param name=\"allowscriptaccess\" value=\"always\" \/><param name=\"src\" value=\"https:\/\/www.youtube.com\/v\/VZ45MliL-OM&amp;hl=en&amp;fs=1\" \/><embed width=\"425\" height=\"344\" type=\"application\/x-shockwave-flash\" src=\"https:\/\/www.youtube.com\/v\/VZ45MliL-OM&amp;hl=en&amp;fs=1\" allowfullscreen=\"true\" allowscriptaccess=\"always\" \/><\/object><\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>By Larry Chiang Remember, I&#8217;m the legendary credit mentor with 11,101 views on Slideshare about credit card, fine-print https:\/\/www.slideshare.net\/larrychiang\/what-a-super-model-can-teach-a-harvard-mba-about-credit \u00a0 This is PayPal&#8217;s pretty decent credit card offering \u00a0 FOR GOODNESS SAKES DON&#8217;T JUST APPLY Appx FICO Needed 755 or Approximate 715 FICO with PayPal Account with Connected Checking Account PREPARE BEFORE YOU APPLY \u00a0 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[11],"tags":[],"class_list":["post-1744","post","type-post","status-publish","format-standard","hentry","category-nfl-athletes-fico-score"],"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/1744","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/comments?post=1744"}],"version-history":[{"count":0,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/1744\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/media?parent=1744"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/categories?post=1744"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/tags?post=1744"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}