{"id":1849,"date":"2013-11-30T23:37:19","date_gmt":"2013-12-01T03:37:19","guid":{"rendered":"https:\/\/www.duck9.com\/?p=1849"},"modified":"2013-11-30T23:38:43","modified_gmt":"2013-12-01T03:38:43","slug":"how-to-terminate-a-relationship","status":"publish","type":"post","link":"https:\/\/www.duck9.com\/blog\/how-to-terminate-a-relationship\/","title":{"rendered":"How to Terminate a Relationship"},"content":{"rendered":"
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By Larry Chiang <\/div>\n
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As a guy, I approve of breaking up via text. Isn’t technology awesome. No pain, no fuss<\/div>\n
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Well, when you’re trying to break up a business relationship, use my “hack” where you write a letter and lick a stamp<\/div>\n
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Here is the cautionary, cliche tale…<\/p>\n\n\n\n\n
<\/td>\nNick Mendoza (@NickyDoze<\/a>)<\/b><\/td>\n<\/tr>\n
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12\/28\/10, 8:34 PM<\/a><\/div>\n
@freecreditrepor<\/a> screwed me out of $14.95\/month on some bogus membership thing & when i look it up my membership doesn’t exist<\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Lets break down what not to do before I circle back to what you SHOULD do (write a letter)<\/div>\n

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-1- You should not call to cancel. <\/div>\n
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Calling will just get you results that are sub par and less than desirable with near zero efficacy. <\/div>\n
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-2- Credit bureaus bank on you calling<\/div>\n
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They want you to call. They make more money when you call. It is impossible to cancel via a phoned in call. <\/div>\n
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-3- Credit companies do not want efficient and efficiencies. <\/div>\n
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They want inefficient. Because it is literally their business model. <\/div>\n
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-4- Credit companies want you to not leverage FCRA. <\/div>\n
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The FCRA says you must mail in paper disputes. I know you think they just throw away the mail that goes to their PO Box. But they do not because it is illegal. Each USPS envelope is viewed as sacrosanct. <\/div>\n
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-5- Credit companies hate when you hit their Achilles heel (the PO Box!)<\/div>\n
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Mail the Free Credit Report people a cancellation*. And mail your credit card company a credit dispute letter**. <\/div>\n
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*It is in the book, “Ultimate Credit Handbook” by Gerri Detweiler. <\/div>\n
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** See the book, “Ultimate Credit Handbook” by Gerri Detweiler. It’s used on Amazon<\/span><\/p>\n
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ENGR145’s Anchor Concept: Lemonade and Gua Gua Guacamole <\/div>\n
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It moves you to the right on the entrepreneur bell curve <\/div>\n
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CEO of Duck9<\/div>\n
Stanford University Entrepreneur in Residence, Emeritus<\/div>\n
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Duck9 = “Deep Underground Credit Knowledge” 9<\/div>\n
125 University Avenue\/ 100<\/div>\n
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****************<\/div>\n
Editor of the BusinessWeek Channel “What They Don’t Teach at Business School”<\/div>\n
https:\/\/whattheydontteachyouatstanfordbusinessschool.com\/blog<\/a><\/a><\/div>\n
CNN Video Channel: https:\/\/ireport.cnn.com\/people\/larrychiang<\/a><\/a><\/div>\n
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Read my last 10 tweets at https:\/\/www.Twitter.com\/LarryChiang<\/a><\/a><\/div>\n
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Author, NY Times Bestseller<\/div>\n
https:\/\/whattheydontteachyouatstanfordbusinessschool.com\/blog\/?s=Ny+times+bestseller<\/a><\/a><\/div>\n
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“What They Will NEVER Teach You at Stanford Business School” comes out 11-11-14<\/div>\n
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https:\/\/www.fastcompany.com\/embed\/c0d4562ea2049<\/a><\/a><\/div>\n
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52 Cards. Two Jokers. What They DO Teach You at Stanford Engineering<\/div>\n
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Emergency swings and cutting deals as an 9 year old<\/div>\n
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##########<\/div>\n
Duck9 is part of UCMS Inc.<\/div>\n
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630-705-5555<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

By Larry Chiang  As a guy, I approve of breaking up via text. Isn’t technology awesome. No pain, no fuss Well, when you’re trying to break up a business relationship, use my “hack” where you write a letter and lick a stamp Here is the cautionary, cliche tale… Nick Mendoza (@NickyDoze) 12\/28\/10, 8:34 PM @freecreditrepor […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1849","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/1849","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/comments?post=1849"}],"version-history":[{"count":0,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/1849\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/media?parent=1849"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/categories?post=1849"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/tags?post=1849"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}