{"id":2522,"date":"2014-08-21T22:00:19","date_gmt":"2014-08-22T02:00:19","guid":{"rendered":"https:\/\/www.duck9.com\/?p=2522"},"modified":"2014-08-21T22:07:08","modified_gmt":"2014-08-22T02:07:08","slug":"us-banks-want-10-12-debit-card-transaction-month-why","status":"publish","type":"post","link":"https:\/\/www.duck9.com\/blog\/us-banks-want-10-12-debit-card-transaction-month-why\/","title":{"rendered":"US banks want 10-12 debit card transaction \/ month. Why?!"},"content":{"rendered":"<div>\n<div style=\"-webkit-text-size-adjust: auto; \">By Larry Chiang&nbsp;<\/p>\n<table style=\"border:1px solid black;padding:8px;\">\n<tbody>\n<tr valign=\"bottom\">\n<td width=\"48\"><img decoding=\"async\" src=\"https:\/\/pbs.twimg.com\/profile_images\/3411684931\/bd26194fa93733b624ec22966dbdb9d9_normal.jpeg\" style=\"width:48px;height:48px;padding-right:8px;\"><\/td>\n<td><b>Larry Chiang (<a href=\"https:\/\/twitter.com\/larrychiang\">@LarryChiang<\/a>)<\/b><\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">\n<div><a href=\"https:\/\/twitter.com\/larrychiang\/status\/502632359217614848\">8\/21\/14, 6:44 PM<\/a><\/div>\n<div>Why do certain US banks\/credit unions require 10\/12 debit card transactions per month to give higher interest rates? <a href=\"https:\/\/t.co\/i5E1vIxajE\"><span>qr.ae\/5ShQa<\/span><\/a><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>Download the official Twitter app <a href=\"https:\/\/twitter.com\/download?ref_src=MailTweet-iOS\">here<\/a>  <\/div>\n<div><span style=\"-webkit-text-size-adjust: auto; background-color: rgba(255, 255, 255, 0);\">Banks want you as their primary.<\/span><\/p>\n<div><span style=\"-webkit-text-size-adjust: auto; background-color: rgba(255, 255, 255, 0);\"><br \/><\/span><\/div>\n<div><span style=\"-webkit-text-size-adjust: auto; background-color: rgba(255, 255, 255, 0);\">It&#8217;s harder to be slutty and less loyal.&nbsp;<\/span><\/div>\n<div><img decoding=\"async\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2014\/08\/image3.jpeg\" alt=\"image.jpeg\" id=\"80EB9548-BF13-4467-BD5C-36450C06D790\"><span style=\"-webkit-text-size-adjust: auto; background-color: rgba(255, 255, 255, 0);\"><br \/><\/span><\/div>\n<div><span style=\"-webkit-text-size-adjust: auto; background-color: rgba(255, 255, 255, 0);\">What I mean is that you benefit from having multiple banking relationships.<\/span><\/div>\n<div><span style=\"-webkit-text-size-adjust: auto; background-color: rgba(255, 255, 255, 0);\"><br \/><\/span><\/div>\n<div><span style=\"-webkit-text-size-adjust: auto; background-color: rgba(255, 255, 255, 0);\">For example:<\/span><\/div>\n<div><span style=\"-webkit-text-size-adjust: auto; background-color: rgba(255, 255, 255, 0);\">My savings is at Wells<\/span><\/div>\n<div><span style=\"-webkit-text-size-adjust: auto; background-color: rgba(255, 255, 255, 0);\">My checking is at Chase<\/span><\/div>\n<div><span style=\"-webkit-text-size-adjust: auto; background-color: rgba(255, 255, 255, 0);\">My mortgage is at B of A (err was)<\/span><\/div>\n<div><span style=\"-webkit-text-size-adjust: auto; background-color: rgba(255, 255, 255, 0);\"><br \/><\/span><\/div>\n<div><span style=\"-webkit-text-size-adjust: auto; background-color: rgba(255, 255, 255, 0);\">This makes the bank compete by offering me a constant stream of deals in an attempt to &#8220;buy my business&#8221;<\/span><\/div>\n<div><span style=\"-webkit-text-size-adjust: auto; background-color: rgba(255, 255, 255, 0);\"><br \/><\/span><\/div>\n<div><span style=\"-webkit-text-size-adjust: auto; background-color: rgba(255, 255, 255, 0);\"><br \/><\/span><\/div>\n<p><\/p>\n<div style=\"-webkit-text-size-adjust: auto; \">The entrepreneur bell curve<\/div>\n<div style=\"-webkit-text-size-adjust: auto; \">\n<div style=\"font-size: 17px; -webkit-tap-highlight-color: rgba(26, 26, 26, 0.296875); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); \"><\/div>\n<div style=\"font-size: 17px; -webkit-tap-highlight-color: rgba(26, 26, 26, 0.296875); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); \"><a href=\"https:\/\/www.youtube.com\/watch?v=eudADPfTWiE&amp;feature=youtube_gdata_player\"><embed width='425' height='344' allowfullscreen='true' allowscriptaccess='always' type='application\/x-shockwave-flash' src='https:\/\/www.youtube.com\/v\/eudADPfTWiE&#038;hl=en&#038;fs=1' \/><\/a><\/div>\n<div style=\"font-size: 17px; -webkit-tap-highlight-color: rgba(26, 26, 26, 0.296875); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); \"><\/div>\n<div style=\"font-size: 17px; -webkit-tap-highlight-color: rgba(26, 26, 26, 0.296875); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); \"><a href=\"https:\/\/www.youtube.com\/watch?v=WVKHwYJzVVc&amp;feature=youtube_gdata_player\"><embed width='425' height='344' allowfullscreen='true' allowscriptaccess='always' type='application\/x-shockwave-flash' src='https:\/\/www.youtube.com\/v\/WVKHwYJzVVc&#038;hl=en&#038;fs=1' \/><\/a><\/div>\n<\/div>\n<div style=\"-webkit-text-size-adjust: auto; \"><\/div>\n<div style=\"-webkit-text-size-adjust: auto; \"><\/div>\n<div style=\"-webkit-text-size-adjust: auto; \">Credit knowledge at SXSW<\/div>\n<div style=\"-webkit-text-size-adjust: auto; \"><a href=\"https:\/\/www.youtube.com\/watch?v=BMyLcDaWazU&amp;feature=youtube_gdata_player\"><embed width='425' height='344' allowfullscreen='true' allowscriptaccess='always' type='application\/x-shockwave-flash' src='https:\/\/www.youtube.com\/v\/BMyLcDaWazU&#038;hl=en&#038;fs=1' \/><\/a><\/div>\n<div style=\"-webkit-text-size-adjust: auto; \"><\/div>\n<div style=\"-webkit-text-size-adjust: auto; \">Duck9 = Deep Underground Credit Knowledge 9<\/div>\n<div style=\"-webkit-text-size-adjust: auto; \">c\/o UCMS Inc<\/div>\n<div style=\"-webkit-text-size-adjust: auto; \">2021 Midwest Road \/ 3rd FL<\/div>\n<div style=\"-webkit-text-size-adjust: auto; \">Oak Brook IL<\/div>\n<div style=\"-webkit-text-size-adjust: auto; \"><a href=\"https:\/\/www.duck9.com\/ass\"><a href=\"https:\/\/www.duck9.com\/ass\" >https:\/\/www.duck9.com\/ass<\/a><\/a><\/div>\n<div style=\"-webkit-text-size-adjust: auto; \">630-705-5555<\/div>\n<div style=\"-webkit-text-size-adjust: auto; \"><\/div>\n<div style=\"-webkit-text-size-adjust: auto; \">650-283-8008 (cell)<\/div>\n<div style=\"-webkit-text-size-adjust: auto; \"><\/div>\n<div style=\"-webkit-text-size-adjust: auto; \">Founder of &#8220;What They Don&#8217;t Teach at Business School&#8221;&nbsp;for CNN iReport: <a href=\"https:\/\/ireport.cnn.com\/people\/larrychiang\"><a href=\"https:\/\/ireport.cnn.com\/people\/larrychiang\" >https:\/\/ireport.cnn.com\/people\/larrychiang<\/a><\/a><\/div>\n<div style=\"-webkit-text-size-adjust: auto; \"><a href=\"https:\/\/www.youtube.com\/watch?v=QXIaNZi3mHQ\"><embed width='425' height='344' allowfullscreen='true' allowscriptaccess='always' type='application\/x-shockwave-flash' src='https:\/\/www.youtube.com\/v\/QXIaNZi3mHQ&#038;hl=en&#038;fs=1' \/><\/a><\/div>\n<div style=\"-webkit-text-size-adjust: auto; \"><\/div>\n<div style=\"-webkit-text-size-adjust: auto; \">Author, NY Times Bestseller<\/div>\n<div style=\"-webkit-text-size-adjust: auto; \"><a href=\"https:\/\/whattheydontteachyouatstanfordbusinessschool.com\/blog\/?s=Ny+times+bestseller\"><a href=\"https:\/\/whattheydontteachyouatstanfordbusinessschool.com\/blog\/?s=Ny+times+bestseller\" >https:\/\/whattheydontteachyouatstanfordbusinessschool.com\/blog\/?s=Ny+times+bestseller<\/a><\/a><\/div>\n<div style=\"-webkit-text-size-adjust: auto; \"><\/div>\n<div style=\"-webkit-text-size-adjust: auto; \">&#8220;What They Will NEVER Teach You at Stanford Business School about EUTWMPPM @SXSW&#8221; comes out 11-11-14<\/div>\n<div style=\"-webkit-text-size-adjust: auto; \"><\/div>\n<div style=\"-webkit-text-size-adjust: auto; \"><a href=\"https:\/\/www.fastcompany.com\/embed\/c0d4562ea2049\"><a href=\"https:\/\/www.fastcompany.com\/embed\/c0d4562ea2049\" >https:\/\/www.fastcompany.com\/embed\/c0d4562ea2049<\/a><\/a><\/div>\n<div style=\"-webkit-text-size-adjust: auto; \"><\/div>\n<div style=\"-webkit-text-size-adjust: auto; \">52 Cards. Two Jokers. What They DO Teach You at Stanford Engineering<\/div>\n<div style=\"-webkit-text-size-adjust: auto; \"><a href=\"https:\/\/www.youtube.com\/watch?v=vDBY0GkI3-g&amp;feature=youtube_gdata_player\"><embed width='425' height='344' allowfullscreen='true' allowscriptaccess='always' type='application\/x-shockwave-flash' src='https:\/\/www.youtube.com\/v\/vDBY0GkI3-g&#038;hl=en&#038;fs=1' \/><\/a><\/div>\n<div style=\"-webkit-text-size-adjust: auto; \"><\/div>\n<div style=\"-webkit-text-size-adjust: auto; \">Emergency swings and cutting deals as an 9 year old<\/div>\n<div style=\"-webkit-text-size-adjust: auto; \"><\/div>\n<div style=\"-webkit-text-size-adjust: auto; \"><a href=\"https:\/\/www.youtube.com\/watch?v=OFGY7v9C4G0&amp;feature=youtube_gdata_player\"><embed width='425' height='344' allowfullscreen='true' allowscriptaccess='always' type='application\/x-shockwave-flash' src='https:\/\/www.youtube.com\/v\/OFGY7v9C4G0&#038;hl=en&#038;fs=1' \/><\/a><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>By Larry Chiang&nbsp; Larry Chiang (@LarryChiang) 8\/21\/14, 6:44 PM Why do certain US banks\/credit unions require 10\/12 debit card transactions per month to give higher interest rates? qr.ae\/5ShQa Download the official Twitter app here Banks want you as their primary. It&#8217;s harder to be slutty and less loyal.&nbsp; What I mean is that you benefit [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-2522","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/2522","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/comments?post=2522"}],"version-history":[{"count":0,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/2522\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/media?parent=2522"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/categories?post=2522"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/tags?post=2522"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}