{"id":2632,"date":"2014-09-24T12:31:52","date_gmt":"2014-09-24T16:31:52","guid":{"rendered":"https:\/\/www.duck9.com\/?p=2632"},"modified":"2014-09-25T00:36:16","modified_gmt":"2014-09-25T04:36:16","slug":"credit-card-fraud-has-a-yellow-alert","status":"publish","type":"post","link":"https:\/\/www.duck9.com\/blog\/credit-card-fraud-has-a-yellow-alert\/","title":{"rendered":"Credit Card Fraud Has a Yellow Alert"},"content":{"rendered":"<div>\n<div><\/div>\n<div>By Larry Chiang<\/div>\n<div><\/div>\n<div>Hahaa, my email friend Julia Ashworth just sent me a yellow alert<\/div>\n<div><\/div>\n<div>\u00a0A yellow alert, I&#8217;m guessing, is a precaution based on the fact that my credit card was used in a &#8220;home depot&#8221;. A chase alert just said &#8220;Sometime in the next three weeks, we will send you a visa card&#8221;<\/div>\n<div><\/div>\n<div>There is fraud. It&#8217;s just not that urgent.<\/div>\n<div>There is fraud, but we got this<\/div>\n<div><\/div>\n<div>Also, it&#8217;s funny that the phrase &#8220;Zero liability protection&#8221; has a double meaning. But because I&#8217;m a credit industry expert, I get it<\/p>\n<table style=\"width: 600px !important; -webkit-tap-highlight-color: rgba(26, 26, 26, 0.296875); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); font-size: medium;\" border=\"0\" width=\"599\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td style=\"font-family: verdana, arial, helvetica, sans-serif; font-size: 10px; color: #000000; padding: 10px 0px 10px 18px;\" width=\"599\">If you are having trouble viewing this message, please\u00a0click here.<br \/>\nE-mail Security Information.<\/td>\n<\/tr>\n<tr>\n<td>\n<table border=\"0\" width=\"100%\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td width=\"155\"><img loading=\"lazy\" decoding=\"async\" style=\"display: block;\" src=\"https:\/\/images.chase.com\/creative\/2008\/chase\/apr\/bt_aau\/chase_logo.gif\" alt=\"CHASE\" width=\"155\" height=\"51\" border=\"0\" \/><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/td>\n<\/tr>\n<tr>\n<td><img loading=\"lazy\" decoding=\"async\" style=\"display: block;\" src=\"https:\/\/images.chase.com\/creative\/2008\/chase\/apr\/bt_aau\/v2_top.gif\" alt=\"\" width=\"600\" height=\"34\" \/><\/td>\n<\/tr>\n<tr>\n<td style=\"padding: 0px 0px 17px 0px;\">\n<table border=\"0\" width=\"100%\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td style=\"padding: 0px 1px 1px 1px;\" bgcolor=\"#0467bc\">\n<table border=\"0\" width=\"100%\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td style=\"padding: 0px 18px 18px 18px;\" bgcolor=\"#ffffff\">\n<table border=\"0\" width=\"100%\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td style=\"font-family: verdana, arial, helvetica, sans-serif; font-size: 12px;\"><span style=\"font-size: 14px; font-weight: bold;\">Your new card is on the way<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><b>Dear Lawrence H Chiang:\u00a0<\/b><\/p>\n<p>Protecting your financial information is one of our highest priorities. We\u2019re sending you a new card because a security breach at The Home Depot may have put your United MileagePlus card, ending in XXXX, at risk. You should receive your new card in the next three weeks.<\/p>\n<p><span style=\"font-size: 14px; font-weight: bold;\">Here&#8217;s what you should do:\u00a0<\/span><\/p>\n<table border=\"0\" width=\"100%\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td style=\"vertical-align: top; font-family: verdana, arial, helvetica, sans-serif; font-size: 12px;\" width=\"10\">\u2022<\/td>\n<td style=\"vertical-align: top; font-family: verdana, arial, helvetica, sans-serif; font-size: 12px;\">Keep using your current card ending in &#8220;XXXX&#8221; until your new one arrives.<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: top; font-family: verdana, arial, helvetica, sans-serif; font-size: 12px;\">\u2022<\/td>\n<td style=\"vertical-align: top; font-family: verdana, arial, helvetica, sans-serif; font-size: 12px;\">Monitor your account for any purchases that you don\u2019t recognize.<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: top; font-family: verdana, arial, helvetica, sans-serif; font-size: 12px;\">\u2022<\/td>\n<td style=\"vertical-align: top; font-family: verdana, arial, helvetica, sans-serif; font-size: 12px;\">Contact companies who automatically charge your account (cable, cell phone, insurance, etc.) once you receive your new card. Give them the new card number and expiration date.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-size: 14px; font-weight: bold;\">Here&#8217;s what you should know:<\/span><\/p>\n<table border=\"0\" width=\"100%\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td style=\"vertical-align: top; font-family: verdana, arial, helvetica, sans-serif; font-size: 12px;\" width=\"10\">\u2022<\/td>\n<td style=\"vertical-align: top; font-family: verdana, arial, helvetica, sans-serif; font-size: 12px;\">All of our cards have Zero Liability protection<sup>1<\/sup>. That means you\u2019re not liable for unauthorized transactions that you promptly report to us.<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: top; font-family: verdana, arial, helvetica, sans-serif; font-size: 12px;\">\u2022<\/td>\n<td style=\"vertical-align: top; font-family: verdana, arial, helvetica, sans-serif; font-size: 12px;\">If you have a rewards balance, we&#8217;ll automatically transfer it to your new card.<\/td>\n<\/tr>\n<tr>\n<td style=\"vertical-align: top; font-family: verdana, arial, helvetica, sans-serif; font-size: 12px;\">\u2022<\/td>\n<td style=\"vertical-align: top; font-family: verdana, arial, helvetica, sans-serif; font-size: 12px;\">We\u2019ll continue to monitor your account to help identify any unusual activity. If we detect it, we\u2019ll notify you.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>Thank you for your business and trust.&nbsp;<\/p>\n<p>Sincerely,<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" style=\"display: block;\" src=\"https:\/\/images.bigfootinteractive.com\/images\/10710280\/30822968\/j.ashworth_sig_email.jpg\" alt=\"\" width=\"160\" height=\"44\" border=\"0\" \/><br \/>\nJulia Ashworth<br \/>\nSenior Vice President<\/p>\n<p>Para hablar con un especialista de servicio al cliente en espanol llamenos al<br \/>\n<a href=\"tel:1-888-446-3308\">1-888-446-3308<\/a>.<\/p>\n<p>For deaf and hard of hearing customers:\u00a0<a href=\"tel:1-800-955-8060\">1-800-955-8060<\/a>.<\/p>\n<p><sup>1<\/sup>Zero Liability protection: Chase reimburses you for any unauthorized card transaction made at stores, ATMs, on the phone or online when reported promptly. Certain limitations apply. For debit and ATM cards, please see the Deposit Account Agreement for details. For credit cards, please see the Cardmember Agreement. For Chase Liquid Cards, please see the Chase Liquid Agreement.<\/p>\n<table border=\"0\" width=\"100%\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td bgcolor=\"#ffffff\">\n<table border=\"0\" width=\"100%\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td>\n<table border=\"0\" width=\"100%\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td style=\"font-family: verdana, arial, helvetica, sans-serif; font-size: 10px; color: #ffffff; font-weight: bold; padding: 5px 0px 5px 18px;\" bgcolor=\"#0467bc\" width=\"31%\"><a name=\"email_security\"><\/a>E-mail Security Information<\/td>\n<td style=\"padding: 3px 0px 3px 0px;\" width=\"69%\"><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/td>\n<\/tr>\n<tr>\n<td style=\"font-family: verdana, arial, helvetica, sans-serif; font-size: 10px; color: #1d1d1d; padding: 12px 18px 17px 18px;\"><strong>E-mail intended for: Lawrence H Chiang. For your account ending in: XXXX.<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<p>If you are concerned about the authenticity of this message, please call the phone number on the back of your credit card and reference the Chase Library Code: xxxxxxx. If you would like to learn more about e-mail security or want to report a suspicious e-mail.<br \/>\n<strong>ABOUT THIS MESSAGE:<\/strong><br \/>\nThis service message was delivered to you as a Chase Credit Card customer to provide you with account updates and information about your card benefits. Chase values your privacy and your preferences.<\/p>\n<p>If you want to contact Chase, please do not reply to this message, but instead go to\u00a0https:\/\/www.chase.com\/. For faster service, please enroll or log in to your account. Replies to this message will not be read or responded to.<\/p>\n<p>Your personal information is protected by state-of-the-art technology. For more detailed security information, view our\u00a0Online Privacy Policy. To request in writing: Chase Privacy Operations,\u00a0P.O. Box 659752, San Antonio, Texas 78265-9752<\/p>\n<p>\u00a9 2014 JPMorgan Chase &amp; Co.<\/p>\n<p><span class=\"Apple-style-span\" style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.296875); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); font-size: medium;\"><img decoding=\"async\" src=\"https:\/\/activityconfirmation.chase.com\/1ab1816c7layfir2ia3mmefiaaaaaadcufdeao3ctgiyaaaaa\" alt=\"\" \/><\/span><\/p>\n<div>\n<div>9:59 video sums up 14 chapters of a book coming out 11-11-2019 &#8220;What They Will NEVER Teach You at Stanford Business School&#8221;<\/div>\n<p><a href=\"https:\/\/www.youtube.com\/watch?v=ejeIz4EhoJ0&amp;feature=youtube_gdata_player\"><embed src=\"https:\/\/www.youtube.com\/v\/ejeIz4EhoJ0&amp;hl=en&amp;fs=1\" type=\"application\/x-shockwave-flash\" width=\"425\" height=\"344\"><\/embed><\/a><\/p>\n<\/div>\n<div>Fashion Week&#8217;s front row<\/div>\n<div><a href=\"https:\/\/www.youtube.com\/watch?v=QXIaNZi3mHQ&amp;feature=youtube_gdata_player\"><embed src=\"https:\/\/www.youtube.com\/v\/QXIaNZi3mHQ&amp;hl=en&amp;fs=1\" type=\"application\/x-shockwave-flash\" width=\"425\" height=\"344\"><\/embed><\/a><\/div>\n<div>What A Super Model Can Teach a Harvard MBA About Credit <a href=\"https:\/\/www.slideshare.net\/larrychiang\/what-a-super-model-can-teach-a-harvard-mba-about-credit\">https:\/\/www.slideshare.net\/larrychiang\/what-a-super-model-can-teach-a-harvard-mba-about-credit<\/a><\/div>\n<div><\/div>\n<p>&nbsp;<\/p>\n<p>American Express hosts me mentoring you about FICO scores at New York Fashion Week<\/p>\n<div><a href=\"https:\/\/t.co\/inxTmZAj\">https:\/\/t.co\/inxTmZAj<\/a><\/p>\n<div><span class=\"Apple-style-span\" style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469);\">\u00a0<\/span><\/div>\n<div>My Stanford Engineering video boils down 20,000 hours and moves you to the right on the entrepreneur bell curve<\/div>\n<div><\/div>\n<div><a href=\"https:\/\/www.youtube.com\/watch?v=eudADPfTWiE&amp;feature=youtube_gdata_player\"><embed src=\"https:\/\/www.youtube.com\/v\/eudADPfTWiE&amp;hl=en&amp;fs=1\" type=\"application\/x-shockwave-flash\" width=\"425\" height=\"344\"><\/embed><\/a><\/div>\n<div><span class=\"Apple-style-span\" style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469);\"><br \/>\n<\/span><\/p>\n<div><span class=\"Apple-style-span\" style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469);\">CEO of Duck9<\/span><\/p>\n<div><span class=\"Apple-style-span\" style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469);\">MIT University Entrepreneur in Residence (EIR)<\/span><span class=\"Apple-style-span\" style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469);\"><br \/>\n<\/span><\/p>\n<div><\/div>\n<div>Duck9 = &#8220;Deep Underground Credit Knowledge&#8221; 9<\/div>\n<div>125 University Avenue\/ 100<\/div>\n<div>Palo Alto CA 94301<\/div>\n<div><a href=\"https:\/\/www.duck9.com\/ass\">https:\/\/www.duck9.com\/ass<\/a><\/div>\n<div>650-566-9600<\/div>\n<div><span class=\"Apple-style-span\" style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.296875); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469);\">650-566-9696 (direct)<\/span><\/div>\n<div>650-283-8008 (cell)<\/div>\n<div><\/div>\n<div>****************<\/div>\n<div>Editor of the BusinessWeek Channel &#8220;What They Don&#8217;t Teach at Business School&#8221;<\/div>\n<div><a href=\"https:\/\/whattheydontteachyouatstanfordbusinessschool.com\/blog\">https:\/\/whattheydontteachyouatstanfordbusinessschool.com\/blog<\/a><\/div>\n<div>CNN Video Channel:\u00a0<a href=\"https:\/\/ireport.cnn.com\/people\/larrychiang\">https:\/\/ireport.cnn.com\/people\/larrychiang<\/a><\/div>\n<div><\/div>\n<div>Read my last 10 tweets at <a href=\"https:\/\/www.Twitter.com\/LarryChiang\">https:\/\/www.Twitter.com\/LarryChiang<\/a><\/div>\n<div><\/div>\n<div>Author, NY Times Bestseller<\/div>\n<p><a href=\"https:\/\/whattheydontteachyouatstanfordbusinessschool.com\/blog\/?s=Ny+times+bestseller\">https:\/\/whattheydontteachyouatstanfordbusinessschool.com\/blog\/?s=Ny+times+bestseller<\/a><\/p>\n<\/div>\n<div><\/div>\n<p>&#8220;What They Will NEVER Teach You at Stanford Business School&#8221; comes out 11-11-14<\/p>\n<\/div>\n<div><\/div>\n<p><a href=\"https:\/\/www.fastcompany.com\/embed\/c0d4562ea2049\">https:\/\/www.fastcompany.com\/embed\/c0d4562ea2049<\/a><\/p>\n<div>\n<div>\n<div>52 Cards. Two Jokers. What They DO Teach You at Stanford Engineering<\/div>\n<div><embed src=\"https:\/\/www.youtube.com\/v\/vDBY0GkI3-g&amp;hl=en&amp;fs=1\" type=\"application\/x-shockwave-flash\" width=\"425\" height=\"344\"><\/embed><\/div>\n<div><\/div>\n<div>Emergency swings and cutting deals as an 9 year old<\/div>\n<div><\/div>\n<div><embed src=\"https:\/\/www.youtube.com\/v\/OFGY7v9C4G0&amp;hl=en&amp;fs=1\" type=\"application\/x-shockwave-flash\" width=\"425\" height=\"344\"><\/embed><\/div>\n<div><\/div>\n<div>##########<\/div>\n<div>Duck9 is part of UCMS Inc.<\/div>\n<div><a href=\"https:\/\/www.ucms.com\">https:\/\/www.ucms.com<\/a><\/div>\n<div>630-705-5555<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div><\/div>\n<div>More on #ENGR145&#8217;s SHIFTING right on the entrepreneur bell curve<\/div>\n<p><a href=\"https:\/\/www.youtube.com\/watch?v=VZ45MliL-OM&amp;feature=youtube_gdata_player\"><embed src=\"https:\/\/www.youtube.com\/v\/VZ45MliL-OM&amp;hl=en&amp;fs=1\" type=\"application\/x-shockwave-flash\" width=\"425\" height=\"344\"><\/embed><\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>By Larry Chiang Hahaa, my email friend Julia Ashworth just sent me a yellow alert \u00a0A yellow alert, I&#8217;m guessing, is a precaution based on the fact that my credit card was used in a &#8220;home depot&#8221;. A chase alert just said &#8220;Sometime in the next three weeks, we will send you a visa card&#8221; [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"class_list":["post-2632","post","type-post","status-publish","format-standard","hentry","category-credit-bureau-disputes"],"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/2632","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/comments?post=2632"}],"version-history":[{"count":0,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/2632\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/media?parent=2632"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/categories?post=2632"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/tags?post=2632"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}