{"id":3014,"date":"2014-11-03T13:48:56","date_gmt":"2014-11-03T17:48:56","guid":{"rendered":"https:\/\/www.duck9.com\/?p=3014"},"modified":"2014-11-03T13:56:43","modified_gmt":"2014-11-03T17:56:43","slug":"how-dumb-are-credit-executives-like-larry-chiang","status":"publish","type":"post","link":"https:\/\/www.duck9.com\/blog\/how-dumb-are-credit-executives-like-larry-chiang\/","title":{"rendered":"How Dumb Are Credit Executives Like Larry Chiang"},"content":{"rendered":"
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By Larry Chiang <\/div>\n
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After making $55 per lead, your brain gets stale. The money makes us credit executives dumb. Outside of the 2009 credit card CARD Act, my brains been off. <\/div>\n
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I mean sure I am the primary innovator for “Off credit report data scoring” and a thought leader in ‘thin credit file analysis’… Yup, it led to China’s current DRA (Debit Reporting Analysis). But that was all one decade ago!<\/div>\n
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I’ll share a li’l secret…<\/div>\n
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<\/p>\n\n\n\n\n
<\/td>\nLarry Chiang (@LarryChiang<\/a>)<\/b><\/td>\n<\/tr>\n
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9\/10\/14, 12:47 PM<\/a><\/div>\n
U a CS major #ENGR145<\/a>?! I’ve got 3 Capital One execs that would pay if you could determine if the cell’s a Google voice #TcDisrupt<\/a><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n
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By ‘secret’, I mean secret in a Peter Thiel-ian sense of secret where the knowledge is known by few.

As curator of the #LarryChiang and “@LarryChiang” account… I saw this “secret”. <\/span><\/div>\n

<\/span><\/p>\n\n\n\n\n
<\/td>\nDave Hodson (@davehod<\/a>)<\/b><\/td>\n<\/tr>\n
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9\/10\/14, 1:00 PM<\/a><\/div>\n
@LarryChiang<\/a> just gotta figure out what blocks GOOG has, not that hard<\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n


Do you know how dumb credit executives are!?<\/span><\/div>\n

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The majority of fraud is coming from burner phones, pre-paid cellphones and “Google Voice” numbers. <\/div>\n
<\/p>\n\n\n\n\n
<\/td>\nLarry Chiang (@LarryChiang<\/a>)<\/b><\/td>\n<\/tr>\n
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9\/10\/14, 1:54 PM<\/a><\/div>\n
Right @davehod<\/a> ?!
Wanna place a guess as to what pctng of fraud uses a Google Voice number #TCDisrupt<\/a><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n


Let me repeat what is common knowledge amongst people with a IQ over 87 and a pulse:<\/span><\/div>\n


<\/span><\/p>\n\n\n\n\n
<\/td>\nDave Hodson (@davehod<\/a>)<\/b><\/td>\n<\/tr>\n
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9\/10\/14, 1:00 PM<\/a><\/div>\n
@LarryChiang<\/a> just gotta figure out what blocks GOOG has, not that hard<\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n


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ENGR145’s 2 videos contain 14 hashtags you should execute like a subroutine <\/div>\n
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I volunteer myself as “non employee co-founder” of your new mini-company concept. A non employee co-founder is like a supermodel who takes a selfie with you and your hawt girlfriend. And then I crop myself out <\/div>\n
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\"image.jpeg\"<\/div>\n
Selfie no-self has no Trademark. <\/div>\n
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\"image.jpeg\"<\/div>\n
That is my mouth.<\/div>\n
<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

By Larry Chiang  After making $55 per lead, your brain gets stale. The money makes us credit executives dumb. Outside of the 2009 credit card CARD Act, my brains been off.  I mean sure I am the primary innovator for “Off credit report data scoring” and a thought leader in ‘thin credit file analysis’… Yup, […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-3014","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/3014","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/comments?post=3014"}],"version-history":[{"count":0,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/3014\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/media?parent=3014"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/categories?post=3014"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/tags?post=3014"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}