{"id":3379,"date":"2015-01-07T14:20:28","date_gmt":"2015-01-07T18:20:28","guid":{"rendered":"https:\/\/www.duck9.com\/?p=3379"},"modified":"2015-01-07T14:26:37","modified_gmt":"2015-01-07T18:26:37","slug":"adding-positive-credit-data-to-average-out-credit-mistakes","status":"publish","type":"post","link":"https:\/\/www.duck9.com\/blog\/adding-positive-credit-data-to-average-out-credit-mistakes\/","title":{"rendered":"Adding Positive Credit Data to Average Out Credit Mistakes"},"content":{"rendered":"<div>\n<div>By Larry Chiang&nbsp;<\/div>\n<div><\/div>\n<div>Duck9 means to avoid and duck 9s<\/div>\n<div><\/div>\n<div>9s are charge-offs if you&#8217;re a consumer<\/div>\n<div>9s are ABC if you&#8217;re a startup (assignment for benefit of creditor). This blog is written at the junior-in-college level. If there are phrases that seem foreign, you must use a search engine.&nbsp;<\/div>\n<div><\/div>\n<div>A charge-off is a bad, bad credit mistake.&nbsp;<\/div>\n<div><\/div>\n<div>Augment that mistake with a tidal wave of momentum. Build Credit Score by Engineering Up Tidal Wave of Momentum&nbsp;<span style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); \">&#8220;<\/span><a href=\"https:\/\/search.twitter.com\/search?q=#bcsEUTWM\" style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); \">#bcsEUTWM<\/a>&#8221; &lt;~ click this hashtag to see the below tweet along with 20 other tips:<\/div>\n<div><\/p>\n<table style=\"border:1px solid black;padding:8px;\">\n<tbody>\n<tr valign=\"bottom\">\n<td width=\"48\"><img decoding=\"async\" src=\"https:\/\/pbs.twimg.com\/profile_images\/3411684931\/bd26194fa93733b624ec22966dbdb9d9_normal.jpeg\" style=\"width:48px;height:48px;padding-right:8px;\"><\/td>\n<td><b>Larry Chiang (<a href=\"https:\/\/twitter.com\/larrychiang\">@LarryChiang<\/a>)<\/b><\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">\n<div><a href=\"https:\/\/twitter.com\/larrychiang\/status\/552875831005945858\">1\/7\/15, 9:14 AM<\/a><\/div>\n<div>The prequel of &#8220;<a href=\"https:\/\/search.twitter.com\/search?q=#bcsEUTWM\">#bcsEUTWM<\/a>&#8220;, is a book with a 100% rebate <a href=\"https:\/\/t.co\/WjCOlkIFpm\"><span>101secrets.com<\/span><\/a><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>Download the official Twitter app <a href=\"https:\/\/twitter.com\/download?ref_src=MailTweet-iOS\">here<\/a>&nbsp;and favorite 5 tweets I curated&nbsp;<span style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); \">&#8220;<\/span><a href=\"https:\/\/search.twitter.com\/search?q=#bcsEUTWM\" style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); \">#bcsEUTWM<\/a>&#8220;<\/div>\n<div><\/div>\n<div><img decoding=\"async\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2015\/01\/image21.jpeg\" alt=\"image.jpeg\" id=\"B3D4B265-000C-4189-BEB9-0CF1FE412422\"><\/div>\n<div>Paper credit disputes that are mailed adhere to and leverage Fair Credit Reporting Act. FCRA is a law in America. Telephone complaints are not protected under FCRA&nbsp;<\/div>\n<div><\/div>\n<div><img decoding=\"async\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2015\/01\/image22.jpeg\" alt=\"image.jpeg\" id=\"2F732E3A-AF31-4C54-897A-C166017AF8EB\"><\/div>\n<div>Parking tickets are often double billed. Parking tickets are the leading cause of &#8220;charge-offs&#8221;.&nbsp;<\/p>\n<p>Duck9 is&nbsp;<\/p><\/div>\n<div>Discover<\/div>\n<div>Undergrad (venture)<\/div>\n<div>Capital&nbsp;<\/div>\n<div>Knowledge. You should duck chapter 9 bankruptcy.&nbsp;<\/div>\n<div><\/div>\n<div>Question: &#8220;I don&#8217;t have Twittr and therefore can&#8217;t favorite&nbsp;<span style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); \">&#8220;<\/span><a href=\"https:\/\/search.twitter.com\/search?q=#bcsEUTWM\" style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); \">#bcsEUTWM<\/a><span style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.296875); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); \">&#8220;<\/span><\/div>\n<div><span style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469);\">LARRY CHIANG ANSWER: get a &#8220;less than minimum viable twitter account. #LTMVTA. Are you seeing a pattern?! Click ~~&gt;&nbsp;<\/span><span style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); \">&#8220;<\/span><a href=\"https:\/\/search.twitter.com\/search?q=#bcsEUTWM\" style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); \">#bcsEUTWM<\/a><span style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.296875); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); \">&#8220;<\/span><\/div>\n<div><span style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469);\"><br \/><\/span><\/div>\n<div><span style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469);\">Read it<\/span><\/div>\n<div><span style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469);\">Do it<\/span><\/div>\n<div><span style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469);\">Email me to let me know you did it<\/span><\/div>\n<div><span style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469);\">Do some more<\/span><\/div>\n<div><span style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469);\"><br \/><\/span><\/div>\n<div><span style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469);\">Start by favoriting 5 tweets.&nbsp;<\/span><\/div>\n<div><span style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469);\"><br \/><\/span><\/div>\n<div><span style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469);\">Q: Who does this? What if it doesn&#8217;t work?<\/span><\/div>\n<div><span style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469);\">LARRY CHIANG: hot girls at the best colleges do this. Community college girls, not so much. I pole better with smart, hot women. Ugly dumb women hate me.&nbsp;<\/span><\/div>\n<div><span style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469);\"><br \/><\/span><\/div>\n<div><span style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469);\">So, what&#8217;s it gonna be. Love or hate. U pick.&nbsp;<\/span><\/div>\n<div><span style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469);\"><br \/><\/span><\/div>\n<div><img decoding=\"async\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2015\/01\/image23.jpeg\" alt=\"image.jpeg\" id=\"2EB539FD-5A23-4AC7-8979-961F5FE738DF\"><\/div>\n<div>Lisa Falzone doing well is going to lead me get 2 &#8211; 9 more coeds to a FICO score over 750. FICO is a credit card credit score that dictates the interest rate you pay. Like an SAT score, the higher the FICO, the better. Lisa Falzone started a business called Revel. She is a millionaire. Your results may vary.&nbsp;<\/div>\n<div><\/div>\n<div>Your high FICO score will not vary because FICOs scores for people are incredibly stagnant. High FICO people tend to be and stay high. Unfortunately it applies to low FICO as well<\/div>\n<div><\/div>\n<div><img decoding=\"async\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2015\/01\/image24.jpeg\" alt=\"image.jpeg\" id=\"02D5AF39-5665-453B-BF36-A6A99F4979D0\"><\/p>\n<div><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>By Larry Chiang&nbsp; Duck9 means to avoid and duck 9s 9s are charge-offs if you&#8217;re a consumer 9s are ABC if you&#8217;re a startup (assignment for benefit of creditor). This blog is written at the junior-in-college level. If there are phrases that seem foreign, you must use a search engine.&nbsp; A charge-off is a bad, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-3379","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/3379","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/comments?post=3379"}],"version-history":[{"count":0,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/3379\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/media?parent=3379"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/categories?post=3379"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/tags?post=3379"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}