{"id":35405,"date":"2025-07-30T13:17:16","date_gmt":"2025-07-30T13:17:16","guid":{"rendered":"https:\/\/www.duck9.com\/blog\/?p=35405"},"modified":"2025-07-30T09:17:50","modified_gmt":"2025-07-30T13:17:50","slug":"web4","status":"publish","type":"post","link":"https:\/\/www.duck9.com\/blog\/web4\/","title":{"rendered":"Web4"},"content":{"rendered":"<div class=\"postie-post\">\n<div>\n<div dir=\"ltr\">\n<div dir=\"ltr\">in my QB cadence and vocalization&nbsp;<\/div>\n<div dir=\"ltr\"><\/div>\n<div dir=\"ltr\">&#x1f3b5;Web 5-#web5. Web-4<\/div>\n<div dir=\"ltr\">&#x1f3bc;#Web12 -web 1 web2 web1-2&#x1f3b5;<\/div>\n<div dir=\"ltr\"><\/div>\n<div dir=\"ltr\">Turbo FTP hike&#x1f3b6;<\/div>\n<div dir=\"ltr\">#web2 FOO Omaha&#x1f3b5;<\/div>\n<div dir=\"ltr\"><\/div>\n<div dir=\"ltr\">When you make a Bank ACH transaction, it\u2019s literally jizz #web4. Yes, 940 bytes of ASCII text.<\/div>\n<div dir=\"ltr\"><\/div>\n<div dir=\"ltr\">Bank-to-Bank transactions cost $0.018 per tranny. Web-4 is older than web-1. I coined web4 at web2 Expo after hosing Hawties at St Regis #web2summit<\/div>\n<p><a href=\"https:\/\/x.com\/lauriewired\/status\/1950267170262602023?s=43\"><\/p>\n<table cellpadding=\"0\" cellspacing=\"0\" border=\"0\" style=\"border:1px solid #ccd6dd; border-radius: 12px;\" width=\"500\" bgcolor=\"#ffffff\">\n<tbody>\n<tr>\n<td colspan=\"3\" style=\"font-size: 0px; line-height: 0px;\" height=\"12\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td width=\"18\" style=\"font-size: 0px; line-height: 0px; min-width: 18px;\">&nbsp;<\/td>\n<td>\n<table cellpadding=\"0\" cellspacing=\"0\" border=\"0\" width=\"464\" align=\"left\">\n<tbody>\n<tr valign=\"top\">\n<td width=\"48\" valign=\"top\"><a href=\"https:\/\/x.com\/lauriewired?s=43\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/pbs.twimg.com\/profile_images\/1908388716621815809\/XQHY6X1-_normal.jpg\" style=\"border-radius: 50%; padding: 0px;\" height=\"48\" width=\"48\" data-unique-identifier=\"\"><\/a><\/td>\n<td width=\"8\" style=\"font-size: 0px; line-height: 0px; min-width:8px;\"><img decoding=\"async\" src=\"https:\/\/ea.twimg.com\/email\/self_serve\/media\/spacer.png\" width=\"8\" data-unique-identifier=\"\"><\/td>\n<td valign=\"middle\" width=\"388\" style=\"min-width: 388px;\">\n<table cellpadding=\"0\" cellspacing=\"0\" border=\"0\" align=\"left\" width=\"388\">\n<tbody>\n<tr>\n<td align=\"left\" width=\"388\"><b><a href=\"https:\/\/x.com\/lauriewired?s=43\" style=\"font-family: Helvetica, Arial, san-serif; font-size: 14px; line-height: 18px; color: #292c2f; text-decoration: none;\">LaurieWired<\/a><\/b><\/td>\n<\/tr>\n<tr>\n<td align=\"left\"><a href=\"https:\/\/x.com\/lauriewired?s=43\" style=\"font-family: Helvetica, Arial, san-serif; font-size: 14px; line-height: 18px; text-decoration: none; color: #7e8c98;\">\u2066\u202a@lauriewired\u202c\u2069<\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/td>\n<td valign=\"top\" width=\"20\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/ea.twimg.com\/email\/self_serve\/media\/logo_twitter-1497383721365.png\" height=\"20\" width=\"24\" data-unique-identifier=\"\"><\/td>\n<\/tr>\n<tr>\n<td height=\"9\" colspan=\"4\" style=\"font-size: 0px; line-height:0px;\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/ea.twimg.com\/self_serve\/media\/spacer_464x1-1582829598167.png\" width=\"464\" height=\"1\" data-unique-identifier=\"\"><\/td>\n<\/tr>\n<tr>\n<td colspan=\"4\" style=\"font-family: Helvetica, Arial, san-serif;color: #292c2f; font-size: 18px; line-height: 24px; text-decoration: none;\">When you make a Bank ACH transaction, it\u2019s literally just an SFTP upload.<\/p>\n<p>Sent as a NACHA file, it&#8217;s 940 bytes of ASCII text.<\/p>\n<p>Bank-to-Bank transactions cost ~0.2 cents. As long as it travels via encrypted tunnel; it\u2019s compliant!<\/p>\n<p>Here\u2019s how the quirky system works: <a href=\"https:\/\/t.co\/NHewY8Ojgn\"><span>pic.x.com\/NHewY8Ojgn<\/span><\/a><\/td>\n<\/tr>\n<tr>\n<td height=\"3\" colspan=\"4\" style=\"font-size: 0px; line-height:0px;\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td colspan=\"4\"><a href=\"https:\/\/x.com\/lauriewired\/status\/1950267170262602023?s=43\" style=\"font-family: Helvetica, Arial, san-serif;color: #667785; font-size: 14px; line-height: 18px; text-decoration:none;\">7\/29\/25, 1:48\u202fPM<\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/td>\n<td width=\"18\" style=\"font-size: 0px; line-height: 0px; min-width: 18px;\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td colspan=\"3\" style=\"font-size: 0px; line-height: 0px;\" height=\"12\">&nbsp;<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><\/a><\/div>\n<p><br id=\"lineBreakAtBeginningOfSignature\"><\/p>\n<div dir=\"ltr\">\n<div><\/div>\n<p><span dir=\"ltr\"><\/p>\n<div style=\"background-color: rgba(255, 255, 255, 0);\"><span style=\"background-color: rgba(255, 255, 255, 0);\"><span dir=\"ltr\">Larry Chiang<\/span><\/span><\/div>\n<div style=\"background-color: rgba(255, 255, 255, 0);\">Fund of Founders<\/div>\n<div style=\"background-color: rgba(255, 255, 255, 0);\">Founding Stanford EIR<\/div>\n<div style=\"background-color: rgba(255, 255, 255, 0);\">@duck9 alum, Deeply Understood Capital Credit Chinese Knowledge 9<\/div>\n<div style=\"background-color: rgba(255, 255, 255, 0);\">Solo Founder Uber API<\/div>\n<div style=\"background-color: rgba(255, 255, 255, 0);\">650-566-9600 Office<\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">650-566-9696 Direct<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">Cell: 415-720-8500&nbsp;<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">650-283-8008 (cell)<\/span><\/div>\n<div style=\"background-color: rgba(255, 255, 255, 0);\"><span style=\"background-color: rgba(255, 255, 255, 0);\"><span dir=\"ltr\"><br \/><\/span><\/span><\/div>\n<p><span style=\"background-color: rgba(255, 255, 255, 0);\">9:59<\/span><\/span><span style=\"background-color: rgba(255, 255, 255, 0);\">&nbsp;video sums up 14 chapters of a book coming out 11-11-2039 &#8220;What They Will NEVER Teach You at Stanford Business School&#8221;<\/span><br \/><span dir=\"ltr\" style=\"background-color: rgba(255, 255, 255, 0);\">http:\/\/www.youtube.com\/watch?v=ejeIz4EhoJ0<\/span><\/div>\n<div dir=\"ltr\"><img decoding=\"async\" alt=\"image0.jpeg\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2025\/07\/image0-31.jpeg\"><img decoding=\"async\" alt=\"image1.jpeg\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2025\/07\/image1-25.jpeg\"><img decoding=\"async\" alt=\"image2.jpeg\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2025\/07\/image2-21.jpeg\"><img decoding=\"async\" alt=\"image3.png\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2025\/07\/image3-15.png\"><img decoding=\"async\" alt=\"image4.jpeg\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2025\/07\/image4-17.jpeg\"><\/div>\n<div dir=\"ltr\">\n<div dir=\"ltr\">in my QB cadence and vocalization&nbsp;<\/div>\n<div dir=\"ltr\"><\/div>\n<div dir=\"ltr\">&#x1f3b5;Web 5-#web5. Web-4<\/div>\n<div dir=\"ltr\">&#x1f3bc;#Web12 -web 1 web2 web1-2&#x1f3b5;<\/div>\n<div dir=\"ltr\"><\/div>\n<div dir=\"ltr\"><img decoding=\"async\" alt=\"image5.jpeg\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2025\/07\/image5-13.jpeg\"><img decoding=\"async\" alt=\"image6.jpeg\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2025\/07\/image6-11.jpeg\"><\/div>\n<div dir=\"ltr\">Turbo FTP hike&#x1f3b6;<\/div>\n<div dir=\"ltr\">#web2 FOO Omaha&#x1f3b5;<\/div>\n<div dir=\"ltr\"><\/div>\n<div dir=\"ltr\">When you make a Bank ACH transaction, it\u2019s literally jizz #web4. Yes, 940 bytes of ASCII text.<\/div>\n<div dir=\"ltr\"><img decoding=\"async\" alt=\"image7.png\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2025\/07\/image7-5.png\"><img decoding=\"async\" alt=\"image8.png\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2025\/07\/image8-1.png\"><\/div>\n<div dir=\"ltr\">Bank-to-Bank transactions cost $0.018 per tranny. Web-4 is older than web-1. I coined web4 at web2 Expo after hosing Hawties at St Regis #web2summit<\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/>Fashion Week&#8217;s front row<br \/><\/span><a href=\"http:\/\/www.youtube.com\/watch?v=QXIaNZi3mHQ\">http:\/\/www.youtube.com\/watch?v=QXIaNZi3mHQ<\/a><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\"><img decoding=\"async\" alt=\"image9.png\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2025\/07\/image9-2.png\"><br \/>What A Super Model Can Teach a Harvard MBA About Credit&nbsp;<span dir=\"ltr\"><a href=\"http:\/\/www.slideshare.net\/larrychiang\/what-a-super-model-can-teach-a-harvard-mba-about-credit\">www.slideshare.net\/larrychiang\/what-a-super-model-can-teach-a-harvard-mba-about-credit<\/a><\/span><\/p>\n<p>My video boils down 20,000 hours and moves you to the right on the entrepreneur bell curve&nbsp;<br \/><\/span><a href=\"http:\/\/www.youtube.com\/watch?v=eudADPfTWiE\">http:\/\/www.youtube.com\/watch?v=eudADPfTWiE<\/a><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/><\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">Editor of the widely syndicated &#8220;What They Don&#8217;t Teach at School&#8221;<br \/><span dir=\"ltr\"><a href=\"http:\/\/whattheydontteachyouatstanfordbusinessschool.com\/blog\">whattheydontteachyouatstanfordbusinessschool.com\/blog<\/a><\/span><\/p>\n<p>CNN Video Channel:&nbsp;<span dir=\"ltr\"><a href=\"http:\/\/ireport.cnn.com\/people\/larrychiang\">ireport.cnn.com\/people\/larrychiang<\/a><\/span><\/p>\n<p>Author of #WTDTYASBS a NY Times Bestseller released 09-09-09 at #NYFW on a runway under the tents<br \/><span dir=\"ltr\"><a href=\"http:\/\/whattheydontteachyouatstanfordbusinessschool.com\/blog\/?s=Ny+times+bestseller\">whattheydontteachyouatstanfordbusinessschool.com\/blog\/?s=Ny+times+bestseller<\/a><\/span><\/p>\n<p><span dir=\"ltr\"><a href=\"http:\/\/www.fastcompany.com\/embed\/c0d4562ea2049\">www.fastcompany.com\/embed\/c0d4562ea2049<\/a><\/span><\/p>\n<p>52 Cards. Two Jokers. What They DO Teach You at Stanford Engineering<br \/><span dir=\"ltr\">http:\/\/www.youtube.com\/watch?v=vDBY0GkI3-g<\/span><\/p>\n<p>Emergency swings and cutting deals as an 9 year old<br \/><span dir=\"ltr\">http:\/\/www.youtube.com\/watch?v=OFGY7v9C4G0<\/span><\/p>\n<p>Hunter Pence shared thoughts before winning WORLD SERIES&#8217; Game #7<br \/><span dir=\"ltr\">http:\/\/www.youtube.com\/watch?v=usu0luYy9pw<\/span><\/span><\/p>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\"><span dir=\"ltr\"><br \/><\/span><\/span><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>in my QB cadence and vocalization&nbsp; &#x1f3b5;Web 5-#web5. Web-4 &#x1f3bc;#Web12 -web 1 web2 web1-2&#x1f3b5; Turbo FTP hike&#x1f3b6; #web2 FOO Omaha&#x1f3b5; When you make a Bank ACH transaction, it\u2019s literally jizz #web4. Yes, 940 bytes of ASCII text. Bank-to-Bank transactions cost $0.018 per tranny. Web-4 is older than web-1. I coined web4 at web2 Expo after [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":35406,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-35405","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/35405","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/comments?post=35405"}],"version-history":[{"count":0,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/35405\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/media\/35406"}],"wp:attachment":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/media?parent=35405"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/categories?post=35405"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/tags?post=35405"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}