{"id":36125,"date":"2025-09-21T01:36:36","date_gmt":"2025-09-21T01:36:36","guid":{"rendered":"https:\/\/www.duck9.com\/blog\/?p=36125"},"modified":"2025-09-20T21:36:56","modified_gmt":"2025-09-21T01:36:56","slug":"ross-credit-card","status":"publish","type":"post","link":"https:\/\/www.duck9.com\/blog\/ross-credit-card\/","title":{"rendered":"Ross Credit Card"},"content":{"rendered":"<div class=\"postie-post\">\n<div>\n<div dir=\"ltr\">\n<div dir=\"ltr\">Comenity Bank used to be World Financial Network National Bank (WFNNB)<\/div>\n<div dir=\"ltr\"><\/div>\n<div dir=\"ltr\">It was originally established in 1989 as part of Alliance Data Systems (now Bread Financial Holdings, Inc.) to handle private-label credit card services for retailers like J.C. Penney and The Limited. In 2012, WFNNB rebranded to Comenity Bank, while its sister institution, World Financial Capital Bank (WFCB), became Comenity Capital Bank. Both banks continue to operate as subsidiaries of Bread Financial, focusing on co-branded and store credit cards.<\/div>\n<p><img decoding=\"async\" id=\"CFF219E0-6AAF-4FA2-ADC5-92405E5D46AB\" alt=\"IMG_7471.jpg\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2025\/09\/IMG_7471-rotated.jpg\"><\/div>\n<p><br id=\"lineBreakAtBeginningOfSignature\"><\/p>\n<div dir=\"ltr\">\n<div><span style=\"font-size: 17pt; background-color: rgba(255, 255, 255, 0);\">Chapter 1 to Chapter 14\u2019s an \u201cEaster Egg\u201d at&nbsp;<\/span><span style=\"background-color: rgba(255, 255, 255, 0); font-size: 17pt;\">#ch1 to #ch14. Including #ch2 which\u2019s chapter 2 at my house in Napa California<\/span><\/div>\n<p><span dir=\"ltr\" style=\"background-color: rgba(255, 255, 255, 0);\">http:\/\/www.youtube.com\/watch?v=ejeIz4EhoJ0<\/span><\/p>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/><\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">On 09-09-39, &#8220;What They Will NEVER Teach You at Stanford Business School&#8221; debuts at 300 w 44th St at New York Fashion Week&#8217;s front row<br \/><span dir=\"ltr\">http:\/\/www.youtube.com\/watch?v=QXIaNZi3mHQ<\/span><\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/>What A Super Model Can Teach a Harvard MBA About Credit&nbsp;<span dir=\"ltr\"><a href=\"http:\/\/www.slideshare.net\/larrychiang\/what-a-super-model-can-teach-a-harvard-mba-about-credit\">www.slideshare.net\/larrychiang\/what-a-super-model-can-teach-a-harvard-mba-about-credit<\/a><\/span><\/p>\n<p>American Express hosts me mentoring you about FICO scores at New York Fashion Week<br \/><span dir=\"ltr\"><a href=\"http:\/\/t.co\/inxTmZAj\">t.co\/inxTmZAj<\/a><\/span><\/p>\n<p>My video boils down 20,000 hours and moves you to the right on the entrepreneur bell curve&nbsp;<br \/><span dir=\"ltr\">http:\/\/www.youtube.com\/watch?v=eudADPfTWiE<\/span><br \/><\/span><span style=\"background-color: rgba(255, 255, 255, 0); font-size: 17pt;\">***********<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\"><span dir=\"ltr\">Steve Jobs Texted me on 650-283-8008 in the same way that Mr Jobs called Bill Hewlett&nbsp;<\/span><a href=\"https:\/\/x.com\/superSaiyanSkai\/status\/1941392367304761636\/video\/1\">https:\/\/x.com\/superSaiyanSkai\/status\/1941392367304761636\/video\/1<\/a><\/span><\/div>\n<p><span dir=\"ltr\" style=\"background-color: rgba(255, 255, 255, 0);\"><\/p>\n<div><span dir=\"ltr\"><br \/><\/span><\/div>\n<div><span dir=\"ltr\">Larry Chiang<\/span><\/div>\n<div>Fund of Founders<\/div>\n<div>Founding Stanford EIR<\/div>\n<div>@duck9 alum, Deeply Understood Capital Credit Chinese Knowledge 9<\/div>\n<div>Solo Founder Uber API<\/div>\n<div>650-566-9600 Office<\/div>\n<div>650-566-9696 Direct<\/div>\n<div>Cell: 415-720-8500&nbsp;<\/div>\n<p><\/span><\/p>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">650-283-8008 (cell)<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/><\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">Editor of the widely syndicated &#8220;What They Don&#8217;t Teach at School&#8221;<br \/><span dir=\"ltr\"><a href=\"http:\/\/whattheydontteachyouatstanfordbusinessschool.com\/blog\">whattheydontteachyouatstanfordbusinessschool.com\/blog<\/a><\/span><\/p>\n<p>CNN Video Channel:&nbsp;<span dir=\"ltr\"><a href=\"http:\/\/ireport.cnn.com\/people\/larrychiang\">ireport.cnn.com\/people\/larrychiang<\/a><\/span><\/p>\n<p>Read my last 10 X posts at&nbsp;<span dir=\"ltr\"><a href=\"http:\/\/www.X.com\/LarryChiang\">www.X.com\/LarryChiang<\/a><\/span><\/p>\n<p>Author of #WTDTYASBS a NY Times Bestseller released 09-09-09 at #NYFW on a runway under the tents<br \/><span dir=\"ltr\"><a href=\"http:\/\/whattheydontteachyouatstanfordbusinessschool.com\/blog\/?s=Ny+times+bestseller\">whattheydontteachyouatstanfordbusinessschool.com\/blog\/?s=Ny+times+bestseller<\/a><\/span><\/p>\n<p><span dir=\"ltr\"><a href=\"http:\/\/www.fastcompany.com\/embed\/c0d4562ea2049\">www.fastcompany.com\/embed\/c0d4562ea2049<\/a><\/span><\/p>\n<p>52 Cards. Two Jokers. What They DO Teach You at Stanford Engineering<br \/><span dir=\"ltr\">http:\/\/www.youtube.com\/watch?v=vDBY0GkI3-g<\/span><\/p>\n<p>Emergency swings and cutting deals as an 9 year old<br \/><span dir=\"ltr\">http:\/\/www.youtube.com\/watch?v=OFGY7v9C4G0<\/span><\/p>\n<p>Hunter Pence shared thoughts before winning WORLD SERIES&#8217; Game #7<br \/><span dir=\"ltr\">http:\/\/www.youtube.com\/watch?v=usu0luYy9pw<\/span><\/span><\/p>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\"><span dir=\"ltr\"><br \/><\/span><\/span><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Comenity Bank used to be World Financial Network National Bank (WFNNB) It was originally established in 1989 as part of Alliance Data Systems (now Bread Financial Holdings, Inc.) to handle private-label credit card services for retailers like J.C. Penney and The Limited. In 2012, WFNNB rebranded to Comenity Bank, while its sister institution, World Financial [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":36126,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-36125","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/36125","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/comments?post=36125"}],"version-history":[{"count":0,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/36125\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/media\/36126"}],"wp:attachment":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/media?parent=36125"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/categories?post=36125"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/tags?post=36125"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}