{"id":3728,"date":"2015-02-23T17:12:16","date_gmt":"2015-02-23T21:12:16","guid":{"rendered":"https:\/\/www.duck9.com\/?p=3728"},"modified":"2015-11-03T11:31:06","modified_gmt":"2015-11-03T15:31:06","slug":"its-a-credit-chargeoff-in-the-form-of-a-zombie-sfmta-parking-tickets","status":"publish","type":"post","link":"https:\/\/www.duck9.com\/blog\/its-a-credit-chargeoff-in-the-form-of-a-zombie-sfmta-parking-tickets\/","title":{"rendered":"It&#8217;s a Credit &#8220;Charge Off&#8221; in the Form of a Zombie SFMTA Parking Tickets (#FICO850h)"},"content":{"rendered":"<p><iframe loading=\"lazy\" src=\"https:\/\/www.youtube.com\/embed\/-MSGMODLlo8\" width=\"420\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><\/iframe><\/p>\n<p>Larry Chiang&#8217;s 5th book, What They Don&#8217;t Teach You At Stanford Business School, launched after a Harvard Law School keynote on the New York Fashion Week runway 09-09-2009. He knows how to sniff out grand openings and crashed them with his dog Baxter. As CEO of Duck9, he spearheads to effort to get college <a href=\"https:\/\/www.101secrets.com\/general-population-credit-knowledge.htm\" target=\"_blank\">consumers get a FICO<\/a> over 750. Post H.L.S. keynote, Harvard Business wrote: \u201c<a href=\"https:\/\/www.harbus.org\/2009\/What-They-Dont-Teach-4531\/\" target=\"_blank\">What They Don\u2019t Teach You at Stanford Business School<\/a>&#8221; (his latest post was done #shirtless as a yogi who &#8220;<a href=\"https:\/\/www.duck9.com\/entrepreneurship\/setting-an-intention-for-your-sxsw-practice-at-yoga-journal-conference\/\" target=\"_blank\">Sets an intention for SXSW<\/a>&#8220;.<\/p>\n<table style=\"height: 155px;\" width=\"156\" cellpadding=\"10\" align=\"left\">\n<tbody>\n<tr>\n<td width=\"100\"><span class=\"embed-youtube\"><iframe loading=\"lazy\" class=\"youtube-player\" src=\"https:\/\/www.youtube.com\/embed\/QXIaNZi3mHQ?version=3&amp;rel=1&amp;fs=1&amp;showsearch=0&amp;showinfo=1&amp;iv_load_policy=1&amp;wmode=transparent\" width=\"260\" height=\"183\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><\/iframe><\/span><br \/>\nNY Fashion Week has supermodels getting a high FICO credit score because I supermodel on-the-side<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<div>\n<div>\n<div>\n<div>\n<table style=\"border: 1px solid black; padding: 8px;\">\n<tbody>\n<tr valign=\"bottom\">\n<td width=\"48\"><img decoding=\"async\" style=\"width: 48px; height: 48px; padding-right: 8px;\" src=\"https:\/\/pbs.twimg.com\/profile_images\/3411684931\/bd26194fa93733b624ec22966dbdb9d9_normal.jpeg\" alt=\"\" \/><\/td>\n<td><b>Larry Chiang (<a href=\"https:\/\/twitter.com\/larrychiang\">@LarryChiang<\/a>)<\/b><\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">\n<div><a href=\"https:\/\/twitter.com\/larrychiang\/status\/569657474753515521\">2\/22\/15, 4:38 PM<\/a><\/div>\n<div>Zombie parking tix<\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>UPDATE: This is <strong>Credit subroutine: #FICO850h<br \/>\n&#8220;<\/strong>Paying off a bogus collection with a paper check. #FICO850h&#8221;<\/p>\n<p>By Larry Chiang<\/p>\n<\/div>\n<div><\/div>\n<div>\n<p>I&#8217;m a &#8220;fixer&#8221;. It&#8217;s a dirty job.<\/p>\n<table style=\"border: 1px solid black; padding: 8px;\">\n<tbody>\n<tr valign=\"bottom\">\n<td width=\"48\"><img decoding=\"async\" style=\"width: 48px; height: 48px; padding-right: 8px;\" src=\"https:\/\/pbs.twimg.com\/profile_images\/3411684931\/bd26194fa93733b624ec22966dbdb9d9_normal.jpeg\" alt=\"\" \/><\/td>\n<td><b>Larry Chiang (<a href=\"https:\/\/twitter.com\/larrychiang\">@LarryChiang<\/a>)<\/b><\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">\n<div><a href=\"https:\/\/twitter.com\/larrychiang\/status\/477158186382675970\">6\/12\/14, 11:39 AM<\/a><\/div>\n<div>&#8216;Countermeasures to Getting Double Billed by SFMTA&#8217; (for SF parking tix)\u00a0<a href=\"https:\/\/t.co\/CXTyQ8wFt8\">on.fb.me\/1kRpRWy<\/a><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>The problem: your FICO score just dropped<\/p>\n<\/div>\n<div><\/div>\n<div>You&#8217;re a traveling vc with automatic autopay. You think it&#8217;s impossible for their to be a collection against you! Credit data Au contraire,<\/div>\n<div>mademoiselle it&#8217;s not fair<\/div>\n<div><\/div>\n<div>The problem: the paid parking ticket is now back haunting u (founder-that-has-sold-a-startup)<\/div>\n<div>\n<p>Larry Chiang (@LarryChiang) tweeted at 11:38am &#8211; 3 Oct 13:I\u00a0pattern recognize a one time double bill by SFMTA because of a Ryan Junee fB update 120 days prior (<a href=\"https:\/\/twitter.com\/LarryChiang\/status\/385836247979421696?s=17\">https:\/\/twitter.com\/LarryChiang\/status\/385836247979421696?s=17<\/a>)<\/p>\n<\/div>\n<div><\/div>\n<div>Solution: Parking tickets often get a zombie &#8220;afterlife&#8221;. The data entry person juxtaposes two numbers. Thus, your paid ticket number becomes unpaid.<\/div>\n<div><\/div>\n<div>Solution: start your ticket paying process with what you need: a paper trail.<\/div>\n<div><img decoding=\"async\" id=\"EE9E5407-E2E1-4AA8-A498-EFB0B356F3FA\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2015\/02\/image44.jpeg\" alt=\"image.jpeg\" \/><\/div>\n<div><\/div>\n<div>Fixer: now that your ticket is a charge-off (also known as credit code 9, also known as a collection). MAKE SURE YOU PAY YOUR BOGUS ZOMBIE TICKET WITH A PAPER CHECK PAID DIRECTLY TO SFMTA. THEN GET A COPY FROM BANK OF AMERICA AT 530 Lytton. #530Lytton<\/div>\n<div><\/div>\n<div>\n<p>Your credit report from #PObox105281 will thank you<\/p>\n<a href=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2015\/02\/write-binding-contract-to-document-your-credit-dispute-and-remove-chargeoff-from-sfmta-zombie-parking-ticket.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"size-medium wp-image-3749\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2015\/02\/write-binding-contract-to-document-your-credit-dispute-and-remove-chargeoff-from-sfmta-zombie-parking-ticket-224x300.jpg\" alt=\"Majority of zombie tickets occur bc credit card is used to pay a ticket number and then the numbers get juxtaposed\" width=\"224\" height=\"300\" srcset=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2015\/02\/write-binding-contract-to-document-your-credit-dispute-and-remove-chargeoff-from-sfmta-zombie-parking-ticket-224x300.jpg 224w, https:\/\/www.duck9.com\/wp-content\/uploads\/2015\/02\/write-binding-contract-to-document-your-credit-dispute-and-remove-chargeoff-from-sfmta-zombie-parking-ticket.jpg 717w\" sizes=\"auto, (max-width: 224px) 100vw, 224px\" \/><\/a> Majority of zombie tickets occur bc credit card is used to pay a ticket number and then the numbers get juxtaposed\n<\/div>\n<div><\/div>\n<div>THIS BLOG POST REQUIRES YOU TO GOOGLE AND READ THINGS AS A VC. IF YOU WOULD LIKE PERSONAL ATTN, PAY ONE OF MY DUCK9 KIDS 1,000.oo TO BOOST YOUR FICO AND MENTOR YOUR SILICON VALLEY ATTY ON the Fair Credit Reporting Act.<\/div>\n<div><\/div>\n<div><img decoding=\"async\" id=\"45762473-4E96-4E0D-A503-DE4DF3F4D9AF\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2015\/02\/image45.jpeg\" alt=\"image.jpeg\" \/><\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Larry Chiang&#8217;s 5th book, What They Don&#8217;t Teach You At Stanford Business School, launched after a Harvard Law School keynote on the New York Fashion Week runway 09-09-2009. He knows how to sniff out grand openings and crashed them with his dog Baxter. As CEO of Duck9, he spearheads to effort to get college consumers [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4,9],"tags":[],"class_list":["post-3728","post","type-post","status-publish","format-standard","hentry","category-credit-bureau-disputes","category-credit-secrets"],"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/3728","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/comments?post=3728"}],"version-history":[{"count":0,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/3728\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/media?parent=3728"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/categories?post=3728"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/tags?post=3728"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}