{"id":3972,"date":"2015-04-17T14:13:42","date_gmt":"2015-04-17T18:13:42","guid":{"rendered":"https:\/\/www.duck9.com\/?p=3972"},"modified":"2015-05-09T15:13:48","modified_gmt":"2015-05-09T19:13:48","slug":"1-1-1-1-american-express-fico-score-requirements-starwood-preferred-guests-amex-and-inside-industry-scoop-on-credit-scores","status":"publish","type":"post","link":"https:\/\/www.duck9.com\/blog\/1-1-1-1-american-express-fico-score-requirements-starwood-preferred-guests-amex-and-inside-industry-scoop-on-credit-scores\/","title":{"rendered":"1 1 1 1 American Express&#8217; FICO Score Requirements, Starwood Preferred Guest&#8217;s Amex and Inside Industry Scoop on Credit Scores"},"content":{"rendered":"<p>Larry Chiang&#8217;s 5th book, What They Don&#8217;t Teach You At Stanford Business School, launched after a Harvard Law School keynote on the New York Fashion Week runway 09-09-2009. He knows how to sniff out grand openings and crashed them with his dog Baxter. As CEO of Duck9, he spearheads to effort to get college <a href=\"https:\/\/www.101secrets.com\/general-population-credit-knowledge.htm\" target=\"_blank\">consumers get a FICO<\/a> over 750. Post H.L.S. keynote, Harvard Business wrote: \u201c<a href=\"https:\/\/www.harbus.org\/2009\/What-They-Dont-Teach-4531\/\" target=\"_blank\">What They Don\u2019t Teach You at Stanford Business School<\/a>&#8221; (his latest post was done #shirtless as a yogi who &#8220;<a href=\"https:\/\/www.duck9.com\/entrepreneurship\/setting-an-intention-for-your-sxsw-practice-at-yoga-journal-conference\/\" target=\"_blank\">Sets an intention for SXSW<\/a>&#8220;.<\/p>\n<table style=\"height: 155px;\" width=\"156\" cellpadding=\"10\" align=\"left\">\n<tbody>\n<tr>\n<td width=\"100\"><span class=\"embed-youtube\"><iframe loading=\"lazy\" class=\"youtube-player\" src=\"https:\/\/www.youtube.com\/embed\/QXIaNZi3mHQ?version=3&amp;rel=1&amp;fs=1&amp;showsearch=0&amp;showinfo=1&amp;iv_load_policy=1&amp;wmode=transparent\" width=\"260\" height=\"183\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><\/iframe><\/span><br \/>\nNY Fashion Week had credit educational content in Amex &#8220;SkyBox&#8221; <\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<div>\n<div>\n<div>\n<div>\n<div>\n<div>By Larry Chiang<\/div>\n<p><\/p>\n<div><\/div>\n<div>American Express&#8217; FICO Score Requirements, Starwood Preferred Guest&#8217;s Amex and Inside Industry Scoop on Credit Scores.<\/div>\n<div><\/div>\n<p><span class=\"Apple-style-span\" style=\"font-family: Georgia, Times, 'Times New Roman', serif; font-size: 15px; line-height: 21px; -webkit-tap-highlight-color: rgba(26, 26, 26, 0.296875); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); -webkit-text-size-adjust: 100%; color: #333333;\">\u00a0<\/span><\/p>\n<blockquote style=\"padding-left: 16px; color: #666666; border-left-width: 2px; border-left-style: solid; border-left-color: #dddddd; margin: 0px;\"><p>I\u00a0 used to work for Amex. Can&#8217;t provide too much more detail without giving away the precise risk formulae: I can&#8217;t comment on answers anonymously but\u00a0<span class=\"qlink_container\"><a style=\"background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; text-decoration: none; color: #2b6dad; background-position: initial initial; background-repeat: initial initial;\" href=\"https:\/\/www.quora.com\/Larry-Chiang\">Larry Chiang<\/a><\/span>&#8216;s answer totally nails it<\/p><\/blockquote>\n<div><\/div>\n<div>1a\/ Embed video on YouTube:<\/div>\n<div><\/div>\n<div>What credit score is needed for an SPG Amex?<\/div>\n<p><a href=\"https:\/\/www.youtube.com\/watch?v=eVIXcTXpbTw&amp;feature=youtube_gdata_player\"><embed src=\"https:\/\/www.youtube.com\/v\/eVIXcTXpbTw&amp;hl=en&amp;fs=1\" type=\"application\/x-shockwave-flash\" width=\"425\" height=\"344\"><\/embed><\/a><\/p>\n<\/div>\n<div><\/div>\n<div>\/1b\/ re work <a href=\"https:\/\/bit.ly\/mmpqq710\">https:\/\/bit.ly\/mmpqq710<\/a><\/div>\n<div><\/div>\n<div>\/1b1\/ Start with Mike Arrington quote<\/div>\n<div id=\"__w2_KCgQfU9_answer_content\">\n<div id=\"ld_mruhai_1957\"><\/div>\n<div id=\"ld_mruhai_1954\">\n<div id=\"__w2_fPe7b3G_original_answer\" class=\"suggested_edits_text\" style=\"font-family: Georgia, Times, 'Times New Roman', serif; font-size: 15px; line-height: 1.4;\">\n<div id=\"__w2_Vl5yJZI_outer\" style=\"display: inline;\">\n<div id=\"__w2_Vl5yJZI_container\">\n<p>my credit score is 748 and amex has repeatedly declined me for a card.<\/p>\n<div id=\"__w2_Vl5yJZI_container_boundary\" class=\"container_boundary\" style=\"height: 0px; width: 0px; padding: 0px; margin: 0px;\"><\/div>\n<\/div>\n<\/div>\n<div class=\"ContentFooter AnswerFooter\" style=\"padding-top: 8px; font-size: 13px; float: left; font-family: 'Helvetica Neue', Helvetica, Arial, sans-serif; color: #999999;\"><span id=\"ld_quljun_1664\"><a id=\"__w2_ihIm54N_link\" class=\"answer_permalink\" style=\"background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: transparent; text-decoration: none; color: #999999; background-position: initial initial; background-repeat: initial initial;\" href=\"https:\/\/www.quora.com\/What-credit-score-is-needed-for-an-AmEx-Starwood-credit-card\/answer\/Michael-Arrington\">Written 25 Oct, 2010<\/a><\/span>. 2,922 views<span id=\"ld_quljun_1665\"><\/span>.<\/div>\n<div class=\"ContentFooter AnswerFooter\" style=\"padding-top: 8px; font-size: 13px; float: left; font-family: 'Helvetica Neue', Helvetica, Arial, sans-serif; color: #999999;\"><span class=\"Apple-style-span\" style=\"color: #000000; font-family: Helvetica; line-height: normal; -webkit-tap-highlight-color: rgba(26, 26, 26, 0.296875); -webkit-text-size-adjust: auto; font-size: 17px;\">\u00a0<\/span><\/div>\n<div class=\"ContentFooter AnswerFooter\" style=\"padding-top: 8px; font-size: 13px; float: left; font-family: 'Helvetica Neue', Helvetica, Arial, sans-serif; color: #999999;\"><span class=\"Apple-style-span\" style=\"color: #000000; font-family: Helvetica; line-height: normal; -webkit-tap-highlight-color: rgba(26, 26, 26, 0.296875); -webkit-text-size-adjust: auto; font-size: 17px;\">\u00a0<\/span><\/div>\n<div class=\"ContentFooter AnswerFooter\" style=\"padding-top: 8px; font-size: 13px; float: left; font-family: 'Helvetica Neue', Helvetica, Arial, sans-serif; color: #999999;\"><span class=\"Apple-style-span\" style=\"color: #000000; font-family: Helvetica; line-height: normal; -webkit-tap-highlight-color: rgba(26, 26, 26, 0.296875); -webkit-text-size-adjust: auto; font-size: 17px;\">\u00a0<\/span><\/div>\n<div class=\"ContentFooter AnswerFooter\" style=\"padding-top: 8px; font-size: 13px; float: left; font-family: 'Helvetica Neue', Helvetica, Arial, sans-serif; color: #999999;\"><span class=\"Apple-style-span\" style=\"color: #000000; font-family: Helvetica; line-height: normal; -webkit-tap-highlight-color: rgba(26, 26, 26, 0.296875); -webkit-text-size-adjust: auto; font-size: 17px;\">\u00a0<\/span><\/div>\n<div class=\"ContentFooter AnswerFooter\" style=\"padding-top: 8px; font-size: 13px; float: left; font-family: 'Helvetica Neue', Helvetica, Arial, sans-serif; color: #999999;\"><span class=\"Apple-style-span\" style=\"color: #000000; font-family: Helvetica; line-height: normal; -webkit-tap-highlight-color: rgba(26, 26, 26, 0.296875); -webkit-text-size-adjust: auto; font-size: 17px;\">\u00a0<\/span><\/div>\n<div class=\"ContentFooter AnswerFooter\" style=\"padding-top: 8px; font-size: 13px; float: left; font-family: 'Helvetica Neue', Helvetica, Arial, sans-serif; color: #999999;\"><span class=\"Apple-style-span\" style=\"color: #000000; font-family: Helvetica; line-height: normal; -webkit-tap-highlight-color: rgba(26, 26, 26, 0.296875); -webkit-text-size-adjust: auto; font-size: 17px;\">\u00a0<\/span><\/div>\n<div class=\"ContentFooter AnswerFooter\" style=\"padding-top: 8px; font-size: 13px; float: left; font-family: 'Helvetica Neue', Helvetica, Arial, sans-serif; color: #999999;\"><span class=\"Apple-style-span\" style=\"color: #000000; font-family: Helvetica; line-height: normal; -webkit-tap-highlight-color: rgba(26, 26, 26, 0.296875); -webkit-text-size-adjust: auto; font-size: 17px;\">\u00a0<\/span><\/div>\n<div class=\"ContentFooter AnswerFooter\" style=\"padding-top: 8px; font-size: 13px; float: left; font-family: 'Helvetica Neue', Helvetica, Arial, sans-serif; color: #999999;\"><span class=\"Apple-style-span\" style=\"color: #000000; font-family: Helvetica; line-height: normal; -webkit-tap-highlight-color: rgba(26, 26, 26, 0.296875); -webkit-text-size-adjust: auto; font-size: 17px;\">\u00a0<\/span><\/div>\n<div class=\"ContentFooter AnswerFooter\" style=\"padding-top: 8px; font-size: 13px; float: left; font-family: 'Helvetica Neue', Helvetica, Arial, sans-serif; color: #999999;\"><span class=\"Apple-style-span\" style=\"color: #000000; font-family: Helvetica; line-height: normal; -webkit-tap-highlight-color: rgba(26, 26, 26, 0.296875); -webkit-text-size-adjust: auto; font-size: 17px;\">\u00a0<\/span><\/div>\n<div class=\"ContentFooter AnswerFooter\" style=\"padding-top: 8px; font-size: 13px; float: left; font-family: 'Helvetica Neue', Helvetica, Arial, sans-serif; color: #999999;\"><span class=\"Apple-style-span\" style=\"color: #000000; font-family: Helvetica; line-height: normal; -webkit-tap-highlight-color: rgba(26, 26, 26, 0.296875); -webkit-text-size-adjust: auto; font-size: 17px;\">\u00a0<\/span><\/div>\n<div class=\"ContentFooter AnswerFooter\" style=\"padding-top: 8px; font-size: 13px; float: left; font-family: 'Helvetica Neue', Helvetica, Arial, sans-serif; color: #999999;\"><span class=\"Apple-style-span\" style=\"color: #000000; font-family: Helvetica; line-height: normal; -webkit-tap-highlight-color: rgba(26, 26, 26, 0.296875); -webkit-text-size-adjust: auto; font-size: 17px;\">Mike&#8217;s pic<\/span><\/div>\n<\/div>\n<\/div>\n<\/div>\n<p>&nbsp;<\/p>\n<div><\/div>\n<div>Mike&#8217;s blog post<\/div>\n<p><a href=\"https:\/\/techcrunch.com\/2010\/10\/25\/damnit-amex-give-me-a-credit-card\/\">https:\/\/techcrunch.com\/2010\/10\/25\/damnit-amex-give-me-a-credit-card\/<\/a><\/p>\n<div><\/div>\n<div>How it turned out.<\/div>\n<p><span class=\"Apple-style-span\" style=\"font-family: Georgia, Times, 'Times New Roman', serif; font-size: 15px; line-height: 21px; -webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); -webkit-text-size-adjust: 100%; color: #333333;\">\ud83d\ude42 update Mike got one at 11:45 am (Oct 26, 2010). I tweeted Oct 25 2010 Re: 11:11 Nov 11<\/span><span class=\"Apple-style-span\" style=\"font-family: Georgia, Times, 'Times New Roman', serif; font-size: 15px; line-height: 21px; -webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); -webkit-text-size-adjust: 100%; color: #333333;\"><br style=\"font-size: 15px; line-height: 1.4;\" \/><\/span><span class=\"Apple-style-span\" style=\"font-family: Georgia, Times, 'Times New Roman', serif; font-size: 15px; line-height: 21px; -webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); -webkit-text-size-adjust: 100%; color: #333333;\"><span class=\"qlink_container\"><a class=\"external_link\" style=\"background-image: url(data:image\/gif; base64,r0lgodlhcaahaiabajo42f\/\/\/yh5baeaaaealaaaaaaiaacaaainjamjd5q2hoslzuadkqa7); background-attachment: initial; background-origin: initial; background-clip: initial; background-color: initial; text-decoration: none; color: #2b6dad; padding-right: 12px; background-position: 100% 5px; background-repeat: no-repeat no-repeat;\" href=\"https:\/\/www.whattheydontteachyouatstanfordbusinessschool.com\/tweets\/larry-chiang-tweets-Oct-24-2010-to-Oct-26-2010.html\" target=\"_blank\" rel=\"nofollow\">Tweets Oct-24-2010 to Oct-26-2010<\/a><\/span><\/span><\/p>\n<div><span class=\"Apple-style-span\" style=\"font-family: Georgia, Times, 'Times New Roman', serif; font-size: 15px; line-height: 21px; -webkit-tap-highlight-color: rgba(26, 26, 26, 0.296875); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); -webkit-text-size-adjust: 100%; color: #333333;\"><br \/>\n<\/span><\/p>\n<div>\n<div>What it means for you normal people.<\/div>\n<div>Who am I to mentor you!?<\/div>\n<div><\/div>\n<div><span class=\"Apple-style-span\" style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469);\"><span class=\"Apple-style-span\" style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.300781); -webkit-composition-fill-color: rgba(175, 192, 227, 0.234375); -webkit-composition-frame-color: rgba(77, 128, 180, 0.234375);\"><br \/>\n<\/span><\/span><\/p>\n<div>What A Super Model Can Teach a Harvard MBA About Credit <a href=\"https:\/\/www.slideshare.net\/larrychiang\/what-a-super-model-can-teach-a-harvard-mba-about-credit\">https:\/\/www.slideshare.net\/larrychiang\/what-a-super-model-can-teach-a-harvard-mba-about-credit<\/a><\/div>\n<p>American Express hosts me mentoring you about FICO scores at New York Fashion Week<\/p>\n<div><a href=\"https:\/\/t.co\/inxTmZAj\u00a0\">https:\/\/t.co\/inxTmZAj\u00a0<\/a><\/div>\n<div><\/div>\n<div>\n<div>Fashion Week&#8217;s front row<\/div>\n<div><embed src=\"https:\/\/www.youtube.com\/v\/QXIaNZi3mHQ&amp;hl=en&amp;fs=1\" type=\"application\/x-shockwave-flash\" width=\"425\" height=\"344\"><\/embed><\/div>\n<div><span class=\"Apple-style-span\" style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469);\">\u00a0<\/span><\/div>\n<p>Todo Amex FICO Score Requirements (and Urban Myths About Credit Scores)\u00a0<span class=\"Apple-style-span\" style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469);\"><a href=\"https:\/\/bit.ly\/mmpqq710\">https:\/\/bit.ly\/mmpqq710<\/a><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Larry Chiang&#8217;s 5th book, What They Don&#8217;t Teach You At Stanford Business School, launched after a Harvard Law School keynote on the New York Fashion Week runway 09-09-2009. He knows how to sniff out grand openings and crashed them with his dog Baxter. As CEO of Duck9, he spearheads to effort to get college consumers [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[],"class_list":["post-3972","post","type-post","status-publish","format-standard","hentry","category-credit-secrets"],"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/3972","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/comments?post=3972"}],"version-history":[{"count":0,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/3972\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/media?parent=3972"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/categories?post=3972"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/tags?post=3972"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}