{"id":4017,"date":"2015-04-24T15:50:09","date_gmt":"2015-04-24T19:50:09","guid":{"rendered":"https:\/\/www.duck9.com\/?p=4017"},"modified":"2015-04-25T10:55:46","modified_gmt":"2015-04-25T14:55:46","slug":"748-6-is-greater-than-a-credit-score-below-740","status":"publish","type":"post","link":"https:\/\/www.duck9.com\/blog\/748-6-is-greater-than-a-credit-score-below-740\/","title":{"rendered":"&#8220;748.6&#8221; is greater than a credit score below 740"},"content":{"rendered":"<p>Larry Chiang&#8217;s book, What They Don&#8217;t Teach You At Stanford Business School, has an entire chapter devoted to &#8220;Character Compassing&#8221;. As CEO of Duck9, he helps institutions make credit receivables less risky and plays the other side to by getting college <a href=\"https:\/\/www.101secrets.com\/general-population-credit-knowledge.htm\" target=\"_blank\">consumers get a FICO<\/a> over 750. Post Harvard Law School keynote, Harvard Business wrote: \u201c<a href=\"https:\/\/www.harbus.org\/2009\/What-They-Dont-Teach-4531\/\" target=\"_blank\">What They Don\u2019t Teach You at Stanford Business School<\/a>&#8220;. This post is about, &#8220;FICO credit scores that dictate how high your interest rate is&#8221;.<\/p>\n<table style=\"height: 155px;\" width=\"156\" cellpadding=\"10\" align=\"left\">\n<tbody>\n<tr>\n<td width=\"100\"><span class=\"embed-youtube\"><iframe loading=\"lazy\" class=\"youtube-player\" src=\"https:\/\/www.youtube.com\/embed\/QXIaNZi3mHQ?version=3&amp;rel=1&amp;fs=1&amp;showsearch=0&amp;showinfo=1&amp;iv_load_policy=1&amp;wmode=transparent\" width=\"260\" height=\"183\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><\/iframe><\/span><br \/>\nNY Fashion Week has supermodels getting a high FICO credit score because I supermodel on-the-side<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<div>\n<div>\n<div>\n<div>\n<div><span class=\"Apple-style-span\" style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.296875); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); \"><span class=\"Apple-style-span\" style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); \"><\/p>\n<div>By Larry Chiang<\/div>\n<div><\/div>\n<div>Me and Suze Orman went to University of Illinois. She lived at this place called six-pack. I lived at Illini Tower and started a business out of Suite 1512 409 e Chalmers<\/div>\n<div><\/div>\n<div>Anyway, she takes money from FICO. It&#8217;s a monopoly. Me!? I&#8217;m ceo of the one billion dollar company, Duck9. We have no working business relationship with Fair Isaac. There are no related transactions. They have sent cease and desist letters to me as an officer of my company. A C&amp;D at my elevated career level is good news.&nbsp;<\/div>\n<div><\/div>\n<div>I hacked the FICO credit score with my mentors&#8217; help. I could charge you a lot of $$$$, but alas&#8230; All of your praise and media adoration has caused me, CEO of Duck9 to go soft.&nbsp;<\/div>\n<div><\/div>\n<div>You, the sub 748.6 FICO score schmuck can have the Mike Arrington deal. [He self reported at &#8220;748.0&#8221; via Credit Karma (also a billion dollar startup) <a href=\"https:\/\/bit.ly\/mmpqq710\"><a href=\"https:\/\/bit.ly\/mmpqq710\" >https:\/\/bit.ly\/mmpqq710<\/a><\/a>}]&nbsp;Michael Arrington deal = Free&nbsp;<\/div>\n<div><\/div>\n<div>Free:<\/div>\n<div><a href=\"https:\/\/www.101secrets.com\/general-population-credit-knowledge.htm\"><a href=\"https:\/\/www.101secrets.com\/general-population-credit-knowledge.htm\" >https:\/\/www.101secrets.com\/general-population-credit-knowledge.htm<\/a><\/a><\/div>\n<div>There are actually 121 secrets but I haven&#8217;t updated&nbsp;<\/div>\n<div><\/div>\n<div><a href=\"https:\/\/www.101secrets.com\"><a href=\"https:\/\/www.101secrets.com\" >https:\/\/www.101secrets.com<\/a><\/a> bc my laptops are nailed to a desk at 2021 Midwest Road<\/div>\n<div><\/div>\n<div>This post is being submitted via email using Matt Mullenweg&#8217;s WordPress technology using &#8220;jet-Pack&#8221; apps for WP \ud83d\ude42<\/p>\n<p><span class=\"Apple-style-span\" style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); \"><\/p>\n<div>\n<div><a href=\"https:\/\/www.youtube.com\/watch?v=DdsgVdOfnbU&amp;list=FL72guuci1g5juEnll5NLhyA&amp;sns=em\"><embed width='425' height='344' allowfullscreen='true' allowscriptaccess='always' type='application\/x-shockwave-flash' src='https:\/\/www.youtube.com\/v\/DdsgVdOfnbU&#038;hl=en&#038;fs=1' \/><\/a><\/div>\n<p><span class=\"Apple-style-span\" style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); \"><\/p>\n<div><\/div>\n<p><span class=\"Apple-style-span\" style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); font-size: 15px; font-family: Arial, Tahoma, Verdana, sans-serif; line-height: 20px; -webkit-text-size-adjust: none; \"><strong>Is your credit score below 740?<\/strong><br \/>A FICO credit score of at least 740 is going to put you in the position to land the best loan deal. Anything below that and I would recommend taking the time to get your score higher before you shop for a house. Qualifying for a mortgage that is just an eighth or a quarter point lower because of a solid credit score can save you tens of thousands of dollars in interest costs over the life of a loan.<br \/><b><br \/><\/b><\/span><\/p>\n<div><\/div>\n<div>&#8212; Suze Orman<\/p>\n<p><span class=\"Apple-style-span\" style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); \"><\/p>\n<div>Fashion Week&#8217;s front row:<\/div>\n<div><a href=\"https:\/\/www.youtube.com\/watch?v=QXIaNZi3mHQ&amp;feature=youtube_gdata_player\"><embed width='425' height='344' allowfullscreen='true' allowscriptaccess='always' type='application\/x-shockwave-flash' src='https:\/\/www.youtube.com\/v\/QXIaNZi3mHQ&#038;hl=en&#038;fs=1' \/><\/a><\/div>\n<div>Because I know models sometimes have low FICO<\/div>\n<div><\/div>\n<div>What A Super Model Can Teach a Harvard MBA About Credit <a href=\"https:\/\/www.slideshare.net\/larrychiang\/what-a-super-model-can-teach-a-harvard-mba-about-credit\"><a href=\"https:\/\/www.slideshare.net\/larrychiang\/what-a-super-model-can-teach-a-harvard-mba-about-credit\"><a href=\"https:\/\/www.slideshare.net\/larrychiang\/what-a-super-model-can-teach-a-harvard-mba-about-credit\" >https:\/\/www.slideshare.net\/larrychiang\/what-a-super-model-can-teach-a-harvard-mba-about-credit<\/a><\/a><\/a><\/div>\n<div><\/div>\n<p><\/span>American Express hosted me mentoring you about FICO scores at New York Fashion Week<\/p>\n<div><a href=\"https:\/\/t.co\/inxTmZAj\"><a href=\"https:\/\/t.co\/inxTmZAj\" >https:\/\/t.co\/inxTmZAj<\/a><\/a>&nbsp;<\/p>\n<div><span class=\"Apple-style-span\" style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); \"><br \/><\/span><\/div>\n<div>My video boils down 20,000 hours and moves you to the right on the entrepreneur bell curve&nbsp;<\/div>\n<div><\/div>\n<div><a href=\"https:\/\/www.youtube.com\/watch?v=eudADPfTWiE&amp;feature=youtube_gdata_player\"><embed width='425' height='344' allowfullscreen='true' allowscriptaccess='always' type='application\/x-shockwave-flash' src='https:\/\/www.youtube.com\/v\/eudADPfTWiE&#038;hl=en&#038;fs=1' \/><\/a><\/div>\n<div>Quintessentially, the best entrepreneurship video in Silicon Valley&nbsp;<\/div>\n<div><\/div>\n<div>I present these fashion week links, these videos about technology startups because stamps from the USA post office, work better than Jeff Bezos&#8217; &amp; Werner Voguls&#8217; &#8220;AWS&#8221; IN RAISING FICO<\/div>\n<div><\/div>\n<div><a href=\"https:\/\/www.youtube.com\/watch?v=GxH6RuUKUdU&amp;sns=em\"><embed width='425' height='344' allowfullscreen='true' allowscriptaccess='always' type='application\/x-shockwave-flash' src='https:\/\/www.youtube.com\/v\/GxH6RuUKUdU&#038;hl=en&#038;fs=1' \/><\/a><\/div>\n<p><span class=\"Apple-style-span\" style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.296875); \"><span class=\"Apple-style-span\" style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); \"><\/p>\n<div><\/div>\n<div>31 envelopes method<\/p>\n<p><span class=\"Apple-style-span\" style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); \"><\/p>\n<div><\/div>\n<p><\/span><\/div>\n<p><\/span>The How and Why of \u201c31 Envelopes\u201d {aka #31envelopes}<\/p>\n<div><a href=\"https:\/\/www.duck9.com\/uncategorized\/the-how-and-why-of-31-envelopes-aka-31envelopes\/\"><a href=\"https:\/\/www.duck9.com\/uncategorized\/the-how-and-why-of-31-envelopes-aka-31envelopes\/\" >https:\/\/www.duck9.com\/uncategorized\/the-how-and-why-of-31-envelopes-aka-31envelopes\/<\/a><\/a><\/div>\n<p><\/span><\/p>\n<div><span class=\"Apple-style-span\" style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); \"><br \/><\/span><\/p>\n<div><span class=\"Apple-style-span\" style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); \">CEO of Duck9<\/span><\/p>\n<div><span class=\"Apple-style-span\" style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); \">Founding EIR @Stanford<\/span><\/div>\n<div>\n<div><\/div>\n<div>Duck9 = &#8220;Deep Underground Credit Knowledge&#8221; 9<\/div>\n<div><a href=\"https:\/\/www.duck9.com\/blog\"><a href=\"https:\/\/www.duck9.com\/blog\" >https:\/\/www.duck9.com\/blog<\/a><\/a><\/div>\n<div>650-566-9600<\/div>\n<div><span class=\"Apple-style-span\" style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469); \">650-566-9696 (direct)<\/span><\/div>\n<div><\/div>\n<div>Editor of the widely syndicated &#8220;What They Don&#8217;t Teach at School&#8221;<\/div>\n<div><a href=\"https:\/\/whattheydontteachyouatstanfordbusinessschool.com\/blog\"><a href=\"https:\/\/whattheydontteachyouatstanfordbusinessschool.com\/blog\" >https:\/\/whattheydontteachyouatstanfordbusinessschool.com\/blog<\/a><\/a><\/div>\n<div><\/div>\n<div>CNN Video Channel:&nbsp;<a href=\"https:\/\/ireport.cnn.com\/people\/larrychiang\"><a href=\"https:\/\/ireport.cnn.com\/people\/larrychiang\"><a href=\"https:\/\/ireport.cnn.com\/people\/larrychiang\" >https:\/\/ireport.cnn.com\/people\/larrychiang<\/a><\/a><\/a><\/div>\n<div><\/div>\n<div>Read my last 10 tweets at <a href=\"https:\/\/www.Twitter.com\/LarryChiang\"><a href=\"https:\/\/www.Twitter.com\/LarryChiang\"><a href=\"https:\/\/www.Twitter.com\/LarryChiang\" >https:\/\/www.Twitter.com\/LarryChiang<\/a><\/a><\/a><\/div>\n<div><\/div>\n<div>Author, NY Times Bestseller (09-09-09 release of WTDTYASBS)<\/div>\n<p><a href=\"https:\/\/whattheydontteachyouatstanfordbusinessschool.com\/blog\/?s=Ny+times+bestseller\"><a href=\"https:\/\/whattheydontteachyouatstanfordbusinessschool.com\/blog\/?s=Ny+times+bestseller\" >https:\/\/whattheydontteachyouatstanfordbusinessschool.com\/blog\/?s=Ny+times+bestseller<\/a><\/a><\/div>\n<div><\/div>\n<\/div>\n<div><\/p>\n<div>\n<div>This 9 year old will have an amazing FICO because he listens<\/div>\n<div><\/div>\n<div><a href=\"https:\/\/www.youtube.com\/watch?v=OFGY7v9C4G0&amp;feature=youtube_gdata_player\"><embed width='425' height='344' allowfullscreen='true' allowscriptaccess='always' type='application\/x-shockwave-flash' src='https:\/\/www.youtube.com\/v\/OFGY7v9C4G0&#038;hl=en&#038;fs=1' \/><\/a><\/div>\n<div><\/div>\n<div>Hunter Pence&#8217;s FICO is high too<\/div>\n<p><a href=\"https:\/\/www.youtube.com\/watch?v=usu0luYy9pw&amp;feature=youtube_gdata_player\"><embed width='425' height='344' allowfullscreen='true' allowscriptaccess='always' type='application\/x-shockwave-flash' src='https:\/\/www.youtube.com\/v\/usu0luYy9pw&#038;hl=en&#038;fs=1' \/><\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/span><\/div>\n<p><\/span><\/div>\n<p><\/span><\/p>\n<div><\/div>\n<p><\/span><\/p>\n<div><span class=\"Apple-style-span\" style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.292969); -webkit-composition-fill-color: rgba(175, 192, 227, 0.230469); -webkit-composition-frame-color: rgba(77, 128, 180, 0.230469);\"><span class=\"Apple-style-span\" style=\"-webkit-tap-highlight-color: rgba(26, 26, 26, 0.300781); -webkit-composition-fill-color: rgba(175, 192, 227, 0.234375); -webkit-composition-frame-color: rgba(77, 128, 180, 0.234375);\">&#8220;748.6&#8221;<\/span><\/span><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Larry Chiang&#8217;s book, What They Don&#8217;t Teach You At Stanford Business School, has an entire chapter devoted to &#8220;Character Compassing&#8221;. As CEO of Duck9, he helps institutions make credit receivables less risky and plays the other side to by getting college consumers get a FICO over 750. Post Harvard Law School keynote, Harvard Business wrote: [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9,31],"tags":[],"class_list":["post-4017","post","type-post","status-publish","format-standard","hentry","category-credit-secrets","category-credit-underwriting-risk-mitigation"],"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/4017","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/comments?post=4017"}],"version-history":[{"count":0,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/4017\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/media?parent=4017"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/categories?post=4017"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/tags?post=4017"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}