{"id":4795,"date":"2015-06-14T10:33:37","date_gmt":"2015-06-14T14:33:37","guid":{"rendered":"https:\/\/www.duck9.com\/?p=4795"},"modified":"2015-10-21T19:51:41","modified_gmt":"2015-10-21T23:51:41","slug":"1111-is-like-search-engine-optimization-seo-but-for-your-student-fico-score","status":"publish","type":"post","link":"https:\/\/www.duck9.com\/blog\/1111-is-like-search-engine-optimization-seo-but-for-your-student-fico-score\/","title":{"rendered":"11:11 is Like Search Engine Optimization (SEO), But for Your Student FICO Score"},"content":{"rendered":"<p><strong>Larry Chiang is a credit industry expert with a J.B.A. (<a href=\"https:\/\/austinstartuparchive.wordpress.com\/2013\/03\/13\/jba-is-a-jedi-in-business-administration\/\" target=\"_blank\">Jedi in Business Administration<\/a>). As Mark McCormack&#8217;s mentee, Chiang started a company out of his dorm room. He got to keynote Harvard Law and Harvard Business wrote: \u201c<a href=\"https:\/\/www.harbus.org\/2009\/What-They-Dont-Teach-4531\/\" target=\"_blank\">What They Don\u2019t Teach You at Stanford Business School&#8221;<\/a>. Be a Jedi in Business Administration by reading the Harvard HARBUS posts that cite and source his mentor&#8217;s book, \u201c<a href=\"https:\/\/www.harbus.org\/2009\/What-They-Dont-Teach-4531\/\" target=\"_blank\">What They Don\u2019t Teach You at Stanford Business School&#8221;<\/a>.<br \/>\n<\/strong><\/p>\n<p><strong><a href=\"https:\/\/whattheydontteachyouatstanfordbusinessschool.com\/blog\/wp-content\/uploads\/2011\/12\/cropped-head-shot-no-smile.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-743\" title=\"Larry-Chiang\" src=\"https:\/\/whattheydontteachyouatstanfordbusinessschool.com\/blog\/wp-content\/uploads\/2011\/12\/cropped-head-shot-no-smile.jpg\" alt=\"Larry Chiang\" width=\"150\" height=\"150\" \/><\/a><\/strong><\/p>\n<div>\n<div>\n<p>By Larry Chiang<\/p>\n<div><\/div>\n<div>SEO is what webmasters and CS majors use to game, hack and optimize INBOUND search traffic. Search Engine Optimization relies heavily on how often news sites quote passages and link to your app, telephone number or website.<\/div>\n<div><\/div>\n<div>\n<p>Duck9 at the consumer level gamification-ifies and optimizes credit scores<\/p>\n<table style=\"border: 1px solid black; padding: 8px;\">\n<tbody>\n<tr valign=\"bottom\">\n<td width=\"48\"><span style=\"background-color: rgba(255, 255, 255, 0);\"><img decoding=\"async\" style=\"width: 48px; height: 48px; padding-right: 8px;\" src=\"https:\/\/pbs.twimg.com\/profile_images\/3411684931\/bd26194fa93733b624ec22966dbdb9d9_normal.jpeg\" alt=\"\" \/><\/span><\/td>\n<td><b style=\"background-color: rgba(255, 255, 255, 0);\">Larry Chiang (<a href=\"https:\/\/twitter.com\/larrychiang?refsrc=email&amp;s=11\">@LarryChiang<\/a>)<\/b><\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">\n<div><a style=\"background-color: rgba(255, 255, 255, 0);\" href=\"https:\/\/twitter.com\/larrychiang\/status\/609968002444849152?refsrc=email&amp;s=11\"><span style=\"color: #000000;\">6\/13\/15, 11:17 PM<\/span><\/a><\/div>\n<div>\n<p><span style=\"background-color: rgba(255, 255, 255, 0);\"><span style=\"background-color: rgba(255, 255, 255, 0);\">It&#8217;s like SEO. But for FICO<\/span><\/span>11:11 = 1,1,1,1&#8230;, 1<\/p>\n<\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<div>1&#8217;s are positive credit report occurrences. You paid a credit bill &#8220;on-time&#8221;<\/div>\n<div><\/div>\n<div><a href=\"https:\/\/m.youtube.com\/watch?a=&amp;feature=youtu.be&amp;v=_m8PNNwtGVo\">The 11:11 Larry Chiang Credit Method at SXSW &#8211; YouTube<\/a><\/div>\n<div><\/div>\n<div>Common mistakes<\/div>\n<div>&#8211; Just because the credit card has your name, doesn&#8217;t mean it&#8217;s building credit in your name.<\/div>\n<div>&#8211; Build credit in your personal social security number. I know those words are scary.<\/div>\n<div>&#8211; experian, equifax and trans union (#ExpTransFax) only care about associating negative credit file items to your social security number. Make them mad by stackOverflowing\u00a0<span style=\"background-color: rgba(255, 255, 255, 0);\">#ExpTransFax with positive credit info. Let me repeat: pepper and pass and marinate your\u00a0#Experian #TransUnion #EquiFax in a bath of &#8220;1&#8217;s&#8221;. Let me repeat<\/span><\/div>\n<div><\/div>\n<div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">1&#8217;s are positive credit report occurrence(s). You paid a credit bill &#8220;on-time&#8221;. 24 1&#8217;s is two years of paying on-time. Monthly.\u00a0<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">\u00a0<\/span><\/div>\n<div><img decoding=\"async\" id=\"3737CD20-EF5E-4C57-9F3A-B771B2D10ED3\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2015\/06\/image12.png\" alt=\"image1.PNG\" \/><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/>\n<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">\u00a0<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">My father taught me: Never cook until you marinate the meat for an hour at least. I&#8217;m your credit-daddy. I&#8217;m telling you\u00a0<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">\u00a0<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">&#8220;NEVER BE AN ADULT WITH CRAP CREDIT.\u00a0<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">11:11 won&#8217;t ever be a popular sub REDDIT.<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">SEO is like GitHub and StackOverflow<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">(Hacking #ExpTransFax is the way to go!<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">Duck9 is gonna cost 600 bucks<\/span><\/div>\n<div>But free if U google, I don&#8217;t give fux.<\/div>\n<div>There&#8217;s a right side of the interest equation.<\/div>\n<div>I must be the hottest, tall Asian.<\/div>\n<div>Please get to a 780 FICO credit score.<\/div>\n<div>I sit front rows like a dirty supermodel whore.<\/div>\n<div><\/div>\n<div><img decoding=\"async\" id=\"94A0D5F1-A96C-4649-BCC6-AB3B8A113222\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2015\/06\/image2.jpg\" alt=\"image2.JPG\" \/><\/div>\n<div>Stay on that mother scratching towel and don&#8217;t you dare touch that oriental carpet.<\/div>\n<div><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">\u00a0<\/span><\/div>\n<div><\/div>\n<p>&nbsp;<\/p>\n<\/div>\n<div><\/div>\n<\/div>\n<\/div>\n<p><\/p>\n<blockquote class=\"twitter-tweet\" lang=\"en\">\n<p lang=\"en\" dir=\"ltr\">The quickest way to update positive info to your Trans Union Credit Report is via <a href=\"https:\/\/twitter.com\/hashtag\/PObox2000?src=hash\">#PObox2000<\/a>, w\/a duck9 logo, on #10 envelope&#10;&#10;<a href=\"https:\/\/twitter.com\/LarryChiang\">@LarryChiang<\/a><\/p>\n<p>&mdash; Larry Chiang (@LarryChiang) <a href=\"https:\/\/twitter.com\/LarryChiang\/status\/656928768481755136\">October 21, 2015<\/a><\/p><\/blockquote>\n<p><script async src=\"\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Larry Chiang is a credit industry expert with a J.B.A. (Jedi in Business Administration). As Mark McCormack&#8217;s mentee, Chiang started a company out of his dorm room. He got to keynote Harvard Law and Harvard Business wrote: \u201cWhat They Don\u2019t Teach You at Stanford Business School&#8221;. Be a Jedi in Business Administration by reading the [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4,9],"tags":[],"class_list":["post-4795","post","type-post","status-publish","format-standard","hentry","category-credit-bureau-disputes","category-credit-secrets"],"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/4795","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/comments?post=4795"}],"version-history":[{"count":0,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/4795\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/media?parent=4795"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/categories?post=4795"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/tags?post=4795"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}