{"id":4825,"date":"2015-06-16T17:03:00","date_gmt":"2015-06-16T21:03:00","guid":{"rendered":"https:\/\/www.duck9.com\/?p=4825"},"modified":"2015-10-26T18:48:52","modified_gmt":"2015-10-26T22:48:52","slug":"an-equifax-dispute-option-you-might-consider-that-leverages-power-of-hashtags","status":"publish","type":"post","link":"https:\/\/www.duck9.com\/blog\/an-equifax-dispute-option-you-might-consider-that-leverages-power-of-hashtags\/","title":{"rendered":"An Equifax Dispute Option You Might Consider That Leverages Power of Hashtags"},"content":{"rendered":"<p>Larry Chiang&#8217;s is a credit protocol expert. As <a href=\"https:\/\/www.twitter.com\/6502838008\" target=\"_blank\">CEO of Duck9<\/a>, he leads a battalion of sorority girls reach a <a href=\"https:\/\/www.101secrets.com\/general-population-credit-knowledge.htm\" target=\"_blank\">consumer, collegiate, female, undergrad, FICO, credit score<\/a> over 750. Amazingly, a credit score over 750 while you&#8217;re in college and texting <a href=\"https:\/\/www.twitter.com\/6502838008\" target=\"_blank\">@6502838008<\/a>. Chiang launched a book 09-09-09 (2009 at New York Fashion Week, on a runway and the book launch\u00a0 included a &#8220;Harvard Law School&#8221; keynote. Post H.L.S. where he was verbally recruited to attend because of his work getting a <a href=\"https:\/\/www.duck9.com\/credit-card-card-act\/how-to-get-a-law-passed-for-217\/\" target=\"_blank\">college student credit law<\/a> passed. Harvard Business wrote: \u201c<a href=\"https:\/\/www.harbus.org\/2009\/What-They-Dont-Teach-4531\/\" target=\"_blank\">What They Don\u2019t Teach You at Stanford Business School.<\/a>&#8221; His latest post in Harbus, unbelievably, he writes at Harvard University as an entrepreneur guest expert: &#8220;<a href=\"https:\/\/bit.ly\/vc0311b\" target=\"_blank\">Winning SXSW, This SXSW<\/a>&#8220;.<\/p>\n<table style=\"height: 155px;\" width=\"156\" cellpadding=\"10\" align=\"left\">\n<tbody>\n<tr>\n<td width=\"100\"><span class=\"embed-youtube\"><iframe loading=\"lazy\" class=\"youtube-player\" src=\"https:\/\/www.youtube.com\/embed\/QXIaNZi3mHQ?version=3&amp;rel=1&amp;fs=1&amp;showsearch=0&amp;showinfo=1&amp;iv_load_policy=1&amp;wmode=transparent\" width=\"260\" height=\"183\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><\/iframe><\/span><br \/>\nNY Fashion Week. Tory Burch&#8217;s front row had <a href=\"https:\/\/www.twitter.com\/6502838008\" target=\"_blank\">my iPhone69<\/a> on silent (650) 283 8008.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<div>\n<div>\n<p>By LARRY CHIANG<\/p>\n<div>Hashtags are more powerful than email when it comes to your FICO credit score.<\/p>\n<p>There are at least six hashtags below!! Using a hashtag, you can lever &#8220;deep underground credit knowledge via subroutines&#8221;. A hashtag connects a series of tweets. A hashtag reveal a set of protocols for helping your sorority girl FICO credit score. A hashtag reveal both new credit protocols that work great and old credit methods that still work really well.<\/p><\/div>\n<div><\/div>\n<div>You&#8217;re EFFEN welcome for the three hashtags below!<\/div>\n<div><\/div>\n<div>\n<table style=\"border: 1px solid black; padding: 8px;\">\n<tbody>\n<tr valign=\"bottom\">\n<td width=\"48\"><img decoding=\"async\" style=\"width: 48px; height: 48px; padding-right: 8px;\" src=\"https:\/\/pbs.twimg.com\/profile_images\/3411684931\/bd26194fa93733b624ec22966dbdb9d9_normal.jpeg\" alt=\"\" \/><\/td>\n<td><b>Larry Chiang (<a href=\"https:\/\/twitter.com\/larrychiang?refsrc=email&amp;s=11\">@LarryChiang<\/a>)<\/b><\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">\n<div><a href=\"https:\/\/twitter.com\/larrychiang\/status\/610910544812347392?refsrc=email&amp;s=11\">6\/16\/15, 1:43 PM<\/a><\/div>\n<div>Dispute Equifax with mail sent to <a href=\"https:\/\/twitter.com\/search?q=%23PObox740256&amp;src=hash\">#PObox740256<\/a>; Atlanta 30374. CC <a href=\"https:\/\/twitter.com\/search?q=%23POBox105281&amp;src=hash\">#POBox105281<\/a> <a href=\"https:\/\/t.co\/bkp5mo2Bo6\">twitter.com\/6502838008\/sta\u2026<\/a><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"background-color: rgba(255, 255, 255, 0);\">Equifax Credit Reporting Agency<br \/>\n<\/span><a href=\"https:\/\/twitter.com\/search?q=%23PObox740256&amp;src=hash\">#PObox740256<\/a>; <span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/>\n<\/span><span style=\"background-color: rgba(255, 255, 255, 0);\">Atlanta GA 30374<\/span><\/p>\n<\/div>\n<div>\n<div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\"><span style=\"background-color: rgba(255, 255, 255, 0);\">QQ: Hey that looks like it is just a PO box. Won&#8217;t they just throw mail away.<\/p>\n<p>LARRY CHIANG answer: Equifax can&#8217;t. Just because you toss away all your mail, The law (FCRA law) states that they cannot. They must answer your paper mail letter. They must augment your credit report with a statement that tells your side of the credit report story.<\/span><\/span>Let me ask you a question: Have you heard of LCECSPA. Has that law passed in the dimension of time that you live in? LCECPA is a sequel to HR627, Dick Durbin (D-IL), Senate Banking Chair&#8217;s CARD Act. LCECPA is:<\/p>\n<\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">Larry<br \/>\nChiang<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">Electronic<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">Credit<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">Score<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">Protection\u00a0<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">Act.\u00a0<a href=\"https:\/\/twitter.com\/search?q=%23LCECSPA&amp;src=hash\">#LCECSPA<\/a>\u00a0will be a law in the future. TRANSLATION: YOU CANT EMAIL PHONE OR WEBBY WEB UNTIL THEN. Let me repeat this for the dee gees planning anchor splash: You must use #PObox105281&#8217;s THREE affiliated\u00a0 PO boxes. It gets super confusing in a hurry, so I drafted out credit dispute and credit information augmentation PROTOCOLS via hashtags.<br \/>\n<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">\u00a0<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">Swallow:<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/>\n<\/span><\/p>\n<div>\n<div>\n<table style=\"border: 1px solid black; padding: 8px;\">\n<tbody>\n<tr valign=\"bottom\">\n<td width=\"48\"><span style=\"background-color: rgba(255, 255, 255, 0);\"><img decoding=\"async\" style=\"width: 48px; height: 48px; padding-right: 8px;\" src=\"https:\/\/pbs.twimg.com\/profile_images\/3411684931\/bd26194fa93733b624ec22966dbdb9d9_normal.jpeg\" alt=\"\" \/><\/span><\/td>\n<td><b style=\"background-color: rgba(255, 255, 255, 0);\">Larry Chiang (<a href=\"https:\/\/twitter.com\/larrychiang?refsrc=email&amp;s=11\">@LarryChiang<\/a>)<\/b><\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">\n<div><a style=\"background-color: rgba(255, 255, 255, 0);\" href=\"https:\/\/twitter.com\/larrychiang\/status\/610699090238664705?refsrc=email&amp;s=11\"><span style=\"color: #000000;\">6\/15\/15, 11:43 PM<\/span><\/a><\/div>\n<div><span style=\"color: #000000;\"><span style=\"color: #000000;\"><span style=\"color: #000000;\"><span style=\"background-color: rgba(255, 255, 255, 0);\"><a href=\"https:\/\/twitter.com\/search?q=%23POBox105281&amp;src=hash\">#POBox105281<\/a>\u00a0=&gt; Atlanta 30348<br \/>\n<a href=\"https:\/\/twitter.com\/search?q=%23POBox4500&amp;src=hash\">#POBox4500<\/a>\u00a0Allen TX 75013<br \/>\n<a href=\"https:\/\/twitter.com\/search?q=%23POBox2000&amp;src=hash\">#POBox2000<\/a>\u00a0=&gt; Chester PA 19022<br \/>\n<a href=\"https:\/\/twitter.com\/search?q=%23POBox740256&amp;src=hash\">#POBox740256<\/a>\u00a0=&gt; Atlanta 30374-0256<\/span><\/span><\/span><\/span>&nbsp;<\/p>\n<p><a href=\"https:\/\/twitter.com\/search?q=%23ExpTransFax&amp;src=hash\">#ExpTransFax<\/a><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"background-color: rgba(255, 255, 255, 0);\">Eat it up.<br \/>\nPut it in your mouth.<br \/>\n<img decoding=\"async\" id=\"A0244A97-7717-4E71-B401-9597D335B41D\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2015\/06\/image27.jpg\" alt=\"image2.JPG\" \/><br \/>\nTwitter follow &#8220;<b><a href=\"https:\/\/twitter.com\/larrychiang?refsrc=email&amp;s=11\">@LarryChiang<\/a>&#8221;\u00a0by just typing in the URL: https:\/\/twitter.com\/LarryChiang<br \/>\n<\/b><\/span><\/p>\n<\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">\u00a0<\/span><\/div>\n<table style=\"border: 1px solid black; padding: 8px;\">\n<tbody>\n<tr valign=\"bottom\">\n<td width=\"48\"><span style=\"background-color: rgba(255, 255, 255, 0);\"><img decoding=\"async\" style=\"width: 48px; height: 48px; padding-right: 8px;\" src=\"https:\/\/pbs.twimg.com\/profile_images\/361307546\/larry-chiang9-duck9-business-card_normal.jpg\" alt=\"\" \/><\/span><\/td>\n<td><b style=\"background-color: rgba(255, 255, 255, 0);\">CEO of Duck9, Larry (<a href=\"https:\/\/twitter.com\/6502838008?refsrc=email&amp;s=11\">@6502838008<\/a>)<\/b><\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">\n<div><a style=\"background-color: rgba(255, 255, 255, 0);\" href=\"https:\/\/twitter.com\/6502838008\/status\/610808122316161024?refsrc=email&amp;s=11\"><span style=\"color: #000000;\">6\/16\/15, 6:56 AM<\/span><\/a><\/div>\n<div><span style=\"color: #000000;\"><span style=\"background-color: rgba(255, 255, 255, 0);\"><a href=\"https:\/\/twitter.com\/search?q=%23POBox105281&amp;src=hash\">#POBox105281<\/a>\u00a0ATL GA 30348\u00a0<a href=\"https:\/\/twitter.com\/freecreditrepor\">@freecreditrepor<\/a><br \/>\n<a href=\"https:\/\/twitter.com\/search?q=%23POBox4500&amp;src=hash\">#POBox4500<\/a>\u00a0Allen TX 75013<br \/>\n<a href=\"https:\/\/twitter.com\/search?q=%23POBox2000&amp;src=hash\">#POBox2000<\/a>\u00a0Chester PA 19022<br \/>\n<a href=\"https:\/\/twitter.com\/search?q=%23POBox740256&amp;src=hash\">#POBox740256<\/a>\u00a0ATL 30374<br \/>\n<a href=\"https:\/\/twitter.com\/search?q=%23ExpTransFax&amp;src=hash\">#ExpTransFax<\/a><\/span><\/span><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"background-color: rgba(255, 255, 255, 0);\">Purchase a mailing sticker from the US postal service, that I call a &#8216;stamp&#8217;. Slap it on a #10 envelope and text me the picture so I know youre not screwing up the FIRST PIECE of BUSINESS CORRESPONDENCE if your young life.<\/span><\/p>\n<p>Then copy-paste-alter like you&#8217;re photoshopping out your ex&#8230;<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">&#8220;Dear EQUIFAX,<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">\u00a0<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">I have reached out to the COLLECTION agency in question.\u00a0<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">\u00a0<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">Twice they&#8217;ve been unable to confirm what my paper check revealed: I paid that parking ticket #363908758 for $37.oo; using check number #109. Equifax has it in collections for &#8220;$110.11&#8221;<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">\u00a0<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">Enclosed is copy of the &#8216;paper check 109&#8217; that my Bank of America banker at 430 Lytton photocopied. Ass you can see the parking ticket number 363908758 matches and is in the memo section.<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">\u00a0<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">signed YOU<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">cc: My friend Larry Chiang (heard of him?! he&#8217;s ceo of Duck9 and looks like a supermodel \ud83d\ude42<br \/>\ninclude your home address.<br \/>\ninclude a photo copy of your drivers license.<br \/>\n<\/span><\/div>\n<div><\/div>\n<\/div>\n<div><img decoding=\"async\" id=\"70CBE43F-237F-44E3-BA04-D055DF1C9576\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2015\/06\/image3.jpg\" alt=\"image3.JPG\" \/><\/div>\n<div><span style=\"-webkit-tap-highlight-color: rgba(0, 0, 0, 0);\">\u00a0<\/span><\/div>\n<div>\n<p><span style=\"-webkit-tap-highlight-color: rgba(0, 0, 0, 0);\">PS I pulled my credit report using\u00a0<\/span><span style=\"background-color: rgba(255, 255, 255, 0); color: #000000;\"><a style=\"background-color: rgba(255, 255, 255, 0);\" href=\"https:\/\/twitter.com\/search?q=%23POBox105281&amp;src=hash\">#POBox105281<\/a><\/span><\/p>\n<p>Yes, Zetas. you actually put a &#8220;p.s.&#8221;<\/p>\n<p><img decoding=\"async\" id=\"0633C33B-63F8-45EC-AC7D-C0F76AE5E33C\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2015\/06\/image41.png\" alt=\"image4.PNG\" \/><\/p>\n<\/div>\n<div><span style=\"-webkit-tap-highlight-color: rgba(0, 0, 0, 0);\">I&#8217;m aware of all your FTC violations.\u00a0<\/span><\/div>\n<div><span style=\"-webkit-tap-highlight-color: rgba(0, 0, 0, 0);\">I&#8217;m aware you&#8217;re governed by the FCRA.\u00a0<\/span><\/div>\n<div>\n<p><span style=\"-webkit-tap-highlight-color: rgba(0, 0, 0, 0);\">I came ready to play.<\/span><\/p>\n<p>END LETTER.<\/p>\n<p>NOTE: Do not send me &#8216;#belfies&#8217;. I know I invented that crazy cool thing where you send butt selfies. But do not send me a belfie. That&#8217;s between me and Lisa Falzone, and my girlfriend, and all our friends #Belfie<\/p>\n<div>I&#8217;m all for using my iPhone 9 to pay for things even though my Amex works just fine.<\/div>\n<div><\/div>\n<div><img decoding=\"async\" id=\"24D36F07-1229-4672-B4FD-AC8AEA4A8BA3\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2015\/06\/image13.png\" alt=\"image1.PNG\" \/>Disclosure, my Amex has a 1991 &#8216;magnetic stripe&#8217; that was programmed in Paris because I got pickpocketed and went to the Amex office there in PARIS. Magnetic strips do not ever run out of battery.<\/div>\n<p>&nbsp;<\/p>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Larry Chiang&#8217;s is a credit protocol expert. As CEO of Duck9, he leads a battalion of sorority girls reach a consumer, collegiate, female, undergrad, FICO, credit score over 750. Amazingly, a credit score over 750 while you&#8217;re in college and texting @6502838008. Chiang launched a book 09-09-09 (2009 at New York Fashion Week, on a [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[40,10],"tags":[],"class_list":["post-4825","post","type-post","status-publish","format-standard","hentry","category-deep-underground-credit-knowledge-via-subroutines","category-treasure-management"],"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/4825","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/comments?post=4825"}],"version-history":[{"count":0,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/4825\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/media?parent=4825"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/categories?post=4825"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/tags?post=4825"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}