{"id":5064,"date":"2015-06-29T11:48:14","date_gmt":"2015-06-29T15:48:14","guid":{"rendered":"https:\/\/www.duck9.com\/?p=5064"},"modified":"2015-10-19T00:10:44","modified_gmt":"2015-10-19T04:10:44","slug":"credit-score-748-6-and-beyond-748-8","status":"publish","type":"post","link":"https:\/\/www.duck9.com\/blog\/credit-score-748-6-and-beyond-748-8\/","title":{"rendered":"Credit Score 748.6 and Beyond {748.8+}"},"content":{"rendered":"<p>Larry Chiang&#8217;s book, WTDTYASBS, is a sequel to his mentor&#8217;s, Mark McCormack&#8217;s, book, &#8220;What They Don&#8217;t Teach You at Harvard Business School. Chiang debuted his book on the runway of fashion week because his mentor started IMG, International Management Group. As an undergrad entrepreneur, Larry Chiang mentored college students at public<a href=\"https:\/\/www.101secrets.com\/general-population-credit-knowledge.htm\" target=\"_blank\"> schools to get a FICO<\/a> over 765 as an undergrad. &#8220;<a href=\"https:\/\/www.harbus.org\/2009\/What-They-Dont-Teach-4531\/\" target=\"_blank\">What They Don\u2019t Teach You at Stanford Business School<\/a>&#8221; and &#8220;<a href=\"https:\/\/whattheydontteachyouatstanfordbusinessschool.com\/blog\/2015\/01\/18\/networking-before-sxsw-2015\/\" target=\"_blank\">So Lets Network for SXSW using WordPress Trackbacks<\/a>&#8221; are at Harbus, Harvard B-school&#8217;s blog.<\/p>\n<table style=\"height: 155px;\" width=\"156\" cellpadding=\"10\" align=\"left\">\n<tbody>\n<tr>\n<td width=\"100\"><span class=\"embed-youtube\"><iframe loading=\"lazy\" class=\"youtube-player\" src=\"https:\/\/www.youtube.com\/embed\/QXIaNZi3mHQ?version=3&amp;rel=1&amp;fs=1&amp;showsearch=0&amp;showinfo=1&amp;iv_load_policy=1&amp;wmode=transparent\" width=\"260\" height=\"183\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><\/iframe><\/span><br \/>\nNY Fashion Week is like the Super Bowl of fashion.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<div>\n<div>\n<div>\n<div>\n<blockquote class=\"twitter-tweet\" lang=\"en\">\n<p lang=\"en\" dir=\"ltr\">Credit score. Step one, email&#8230; chiang9 <a href=\"https:\/\/twitter.com\/duck9\">@duck9<\/a> <a href=\"https:\/\/t.co\/29rIkP0UOh\">pic.twitter.com\/29rIkP0UOh<\/a><\/p>\n<p>&mdash; Larry Chiang (@LarryChiang) <a href=\"https:\/\/twitter.com\/LarryChiang\/status\/655903607313711104\">October 19, 2015<\/a><\/p><\/blockquote>\n<p><script async src=\"\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><br \/>\nBy Larry Chiang<\/p>\n<div>\n<div>\n<div><\/div>\n<div>Do you know what the difference between .297 and .259? All-star versus also also-ran. Yup, I&#8217;m getting ready for all star game in Cincinnati.<\/div>\n<div><\/div>\n<div>In the industry I&#8217;m an &#8220;All Star&#8221; in, credit FICO score, 748.8&#8217;s matter.<\/div>\n<div><\/div>\n<div>\n<table style=\"border: 1px solid black; padding: 8px;\">\n<tbody>\n<tr valign=\"bottom\">\n<td width=\"48\"><span style=\"background-color: rgba(255, 255, 255, 0);\"><img decoding=\"async\" style=\"width: 48px; height: 48px; padding-right: 8px;\" src=\"https:\/\/pbs.twimg.com\/profile_images\/613751289587957760\/ZN0VKUOa_normal.jpg\" alt=\"\" \/><\/span><\/td>\n<td><b style=\"background-color: rgba(255, 255, 255, 0);\">Larry Chiang (<a href=\"https:\/\/twitter.com\/larrychiang?refsrc=email&amp;s=11\">@LarryChiang<\/a>)<\/b><\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">\n<div><a style=\"background-color: rgba(255, 255, 255, 0);\" href=\"https:\/\/twitter.com\/larrychiang\/status\/615527586832125952?refsrc=email&amp;s=11\"><span style=\"color: #000000;\">6\/29\/15, 7:29 AM<\/span><\/a><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">Make your MON shine: spend 5 min\u00a0<a href=\"https:\/\/twitter.com\/creditkarma\">@creditkarma<\/a>\u00a0and raise your FICO over 748.8 like\u00a0<a href=\"https:\/\/twitter.com\/arrington\">@arrington<\/a>\u00a0did w CreditKarma Oct &#8217;10!<\/span><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/>\nWhen I tweeted, I meant 748.6.<br \/>\n<a href=\"https:\/\/twitter.com\/download?ref_src=MailTweet-iOS\">USE<\/a>\u00a0the Twitter feed\u00a0<a href=\"https:\/\/twitter.com\/creditkarma\">@credit karma<\/a>\u00a0&amp;\u00a0hashtags\u00a0<\/span><\/p>\n<\/div>\n<div><span style=\"color: #000000;\"><span style=\"background-color: rgba(255, 255, 255, 0);\"><a href=\"https:\/\/twitter.com\/search?q=%23POBox4500&amp;src=hash\">#POBox4500<\/a><br \/>\n<a href=\"https:\/\/twitter.com\/search?q=%23POBox2000&amp;src=hash\">#POBox2000<\/a><br \/>\n<a href=\"https:\/\/twitter.com\/search?q=%23POBox740256&amp;src=hash\">#POBox740256<\/a>\u00a0<\/span><\/span><\/div>\n<div><span style=\"color: #000000;\"><span style=\"background-color: rgba(255, 255, 255, 0);\">\u00a0<\/span><\/span><\/div>\n<div><span style=\"color: #000000;\"><span style=\"background-color: rgba(255, 255, 255, 0);\">these hashtags are subroutines. They associate to specific methods to Application Protocol Interface (API) with the following three credit bureaus<\/span><\/span><\/div>\n<div><span style=\"color: #000000;\"><span style=\"background-color: rgba(255, 255, 255, 0);\">\u00a0<\/span><\/span><\/div>\n<div><span style=\"color: #000000;\"><span style=\"background-color: rgba(255, 255, 255, 0);\">experian.<\/span><\/span><\/div>\n<div><span style=\"color: #000000;\"><span style=\"background-color: rgba(255, 255, 255, 0);\">Trans Union.\u00a0<\/span><\/span><\/div>\n<div><span style=\"color: #000000;\"><span style=\"background-color: rgba(255, 255, 255, 0);\">Equifax.\u00a0<\/span><\/span><\/div>\n<div><\/div>\n<table style=\"border: 1px solid black; padding: 8px;\">\n<tbody>\n<tr valign=\"bottom\">\n<td width=\"48\"><span style=\"background-color: rgba(255, 255, 255, 0);\"><img decoding=\"async\" style=\"width: 48px; height: 48px; padding-right: 8px;\" src=\"https:\/\/pbs.twimg.com\/profile_images\/361307546\/larry-chiang9-duck9-business-card_normal.jpg\" alt=\"\" \/><\/span><\/td>\n<td><b style=\"background-color: rgba(255, 255, 255, 0);\">CEO of Duck9, Larry (<a href=\"https:\/\/twitter.com\/6502838008?refsrc=email&amp;s=11\">@6502838008<\/a>)<\/b><\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">\n<div><a style=\"background-color: rgba(255, 255, 255, 0);\" href=\"https:\/\/twitter.com\/6502838008\/status\/610808122316161024?refsrc=email&amp;s=11\"><span style=\"color: #000000;\">6\/16\/15, 6:56 AM<\/span><\/a><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/>\n<a href=\"https:\/\/twitter.com\/search?q=%23POBox4500&amp;src=hash\">#POBox4500<\/a>\u00a0Allen TX 75013<br \/>\n<a href=\"https:\/\/twitter.com\/search?q=%23POBox2000&amp;src=hash\">#POBox2000<\/a>\u00a0Chester PA 19022<br \/>\n<a href=\"https:\/\/twitter.com\/search?q=%23POBox740256&amp;src=hash\">#POBox740256<\/a>\u00a0ATL 30374<br \/>\n<a href=\"https:\/\/twitter.com\/search?q=%23ExpTransFax&amp;src=hash\">#ExpTransFax<\/a><\/span><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"background-color: rgba(255, 255, 255, 0); color: #000000;\"><a style=\"background-color: rgba(255, 255, 255, 0);\" href=\"https:\/\/twitter.com\/search?q=%23ExpTransFax&amp;src=hash\">#ExpTransFax<\/a>\u00a0is Experian TransUnion EQUIFAX as one oligopolistic entity. I wrote subroutines to interface. Have you heard of API before!?<\/span><\/p>\n<\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/>\n<img decoding=\"async\" id=\"72DE674D-547B-46B5-A4F6-E44DAC7E9C1F\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2015\/06\/image137.jpg\" alt=\"image1.JPG\" \/><br \/>\n<\/span><\/div>\n<div>Belfie is a butt selfie<\/div>\n<div>\n<p>Yes, I post pictures of ass people text me<\/p>\n<table style=\"border: 1px solid black; padding: 8px;\">\n<tbody>\n<tr valign=\"bottom\">\n<td width=\"48\"><span style=\"background-color: rgba(255, 255, 255, 0);\"><img decoding=\"async\" style=\"width: 48px; height: 48px; padding-right: 8px;\" src=\"https:\/\/pbs.twimg.com\/profile_images\/361307546\/larry-chiang9-duck9-business-card_normal.jpg\" alt=\"\" \/><\/span><\/td>\n<td><b style=\"background-color: rgba(255, 255, 255, 0);\">CEO of Duck9, Larry (<a href=\"https:\/\/twitter.com\/6502838008?refsrc=email&amp;s=11\">@6502838008<\/a>)<\/b><\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">\n<div><a style=\"background-color: rgba(255, 255, 255, 0);\" href=\"https:\/\/twitter.com\/6502838008\/status\/589133169229606912?refsrc=email&amp;s=11\"><span style=\"color: #000000;\">4\/17\/15, 11:27 AM<\/span><\/a><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">&#8220;748.6&#8221; credit score\u00a0<a href=\"https:\/\/t.co\/mkTqBX5pWq\">duck9.com\/blog\/uncategor\u2026<\/a><\/span><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/>\n<img decoding=\"async\" id=\"C4768CBB-F6AD-46D7-8ED0-2342D82328EB\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2015\/06\/image226.jpg\" alt=\"image2.JPG\" \/><br \/>\n<\/span><\/p>\n<\/div>\n<div>\n<p>I am about to protocol interface with 33 Chinese people I&#8217;ve never met before. It&#8217;s called crashing their groupie pic<\/p>\n<table style=\"border: 1px solid black; padding: 8px;\">\n<tbody>\n<tr valign=\"bottom\">\n<td width=\"48\"><img decoding=\"async\" style=\"width: 48px; height: 48px; padding-right: 8px;\" src=\"https:\/\/pbs.twimg.com\/profile_images\/613751289587957760\/ZN0VKUOa_normal.jpg\" alt=\"\" \/><\/td>\n<td><b>Larry Chiang (<a href=\"https:\/\/twitter.com\/larrychiang?refsrc=email&amp;s=11\">@LarryChiang<\/a>)<\/b><\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">\n<div><a href=\"https:\/\/twitter.com\/larrychiang\/status\/589138114200776704?refsrc=email&amp;s=11\">4\/17\/15, 11:47 AM<\/a><\/div>\n<div>[&#8220;748.6&#8221; + 11 myths, DEBUNKED] <a href=\"https:\/\/t.co\/OolPbxiuv0\">quora.com\/What-credit-sc\u2026<\/a><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<\/div>\n<div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\"><a href=\"https:\/\/www.youtube.com\/watch?v=eudADPfTWiE&amp;sns=em\"><embed src=\"https:\/\/www.youtube.com\/v\/eudADPfTWiE&amp;hl=en&amp;fs=1\" type=\"application\/x-shockwave-flash\" width=\"425\" height=\"344\"><\/embed><\/a><\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">\u00a0<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\"><a href=\"https:\/\/www.youtube.com\/watch?v=WVKHwYJzVVc&amp;sns=em\"><embed src=\"https:\/\/www.youtube.com\/v\/WVKHwYJzVVc&amp;hl=en&amp;fs=1\" type=\"application\/x-shockwave-flash\" width=\"425\" height=\"344\"><\/embed><\/a><\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/>\n<\/span><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Larry Chiang&#8217;s book, WTDTYASBS, is a sequel to his mentor&#8217;s, Mark McCormack&#8217;s, book, &#8220;What They Don&#8217;t Teach You at Harvard Business School. Chiang debuted his book on the runway of fashion week because his mentor started IMG, International Management Group. As an undergrad entrepreneur, Larry Chiang mentored college students at public schools to get a [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[40],"tags":[],"class_list":["post-5064","post","type-post","status-publish","format-standard","hentry","category-deep-underground-credit-knowledge-via-subroutines"],"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/5064","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/comments?post=5064"}],"version-history":[{"count":0,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/5064\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/media?parent=5064"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/categories?post=5064"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/tags?post=5064"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}