{"id":5213,"date":"2015-07-08T13:08:00","date_gmt":"2015-07-08T17:08:00","guid":{"rendered":"https:\/\/www.duck9.com\/?p=5213"},"modified":"2015-07-08T13:18:58","modified_gmt":"2015-07-08T17:18:58","slug":"cs183creditscore-cs-183-credit-score","status":"publish","type":"post","link":"https:\/\/www.duck9.com\/blog\/cs183creditscore-cs-183-credit-score\/","title":{"rendered":"#cs183creditScore = &#8220;CS 183 Credit Score&#8221;"},"content":{"rendered":"<div>\n<div>\n<div>By Larry Chiang<\/div>\n<div><\/div>\n<div>Have you read &#8220;<i>Zero to One<\/i>&#8220;. It&#8217;s a Peter Thiel tome. His first.&nbsp;<\/div>\n<div><\/div>\n<div>In short, it&#8217;s a theory explained in a book that borders on a &#8220;protocol&#8221;. What I mean is that he wrote a book as a person with a 200++ IQ about the process of going Zero~~&gt; ONE.<\/div>\n<div><\/div>\n<div>(Btw, I&#8217;m guessing his IQ to be 144. And his FICO to be &#8220;730&#8221;) Well, you can doubt and argue. But here are somethings that you cannot refute<\/div>\n<div><\/div>\n<div>-#cs183 was a class.&nbsp;<\/div>\n<div>&#8211; #cs183b was a sequel class<\/div>\n<div>&#8211; CS 183b, lec 5 had this genius slide<\/div>\n<div><img decoding=\"async\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2015\/07\/image115.jpg\" alt=\"image1.JPG\" id=\"71B41B3F-9B00-447C-A1FA-36B7CD309DAA\"><\/div>\n<div><span style=\"-webkit-tap-highlight-color: rgba(0, 0, 0, 0);\"><br \/><\/span><\/div>\n<div><span style=\"-webkit-tap-highlight-color: rgba(0, 0, 0, 0);\">Here is a sequel protocol<\/span><\/div>\n<div><img decoding=\"async\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2015\/07\/image29.jpg\" alt=\"image2.JPG\" id=\"44C42D4F-0C69-4216-8E16-1B1A9DE2D469\"><\/div>\n<div><span style=\"-webkit-tap-highlight-color: rgba(0, 0, 0, 0);\">I &#8220;forked&#8221; the CS 183b subroutine.&nbsp;<\/span><\/div>\n<div><span style=\"-webkit-tap-highlight-color: rgba(0, 0, 0, 0);\">CS 183 S is&nbsp;<\/span><font color=\"#000000\" style=\"background-color: rgba(255, 255, 255, 0);\"><a href=\"https:\/\/twitter.com\/search?q=%23cs183creditScore&amp;src=hash\" style=\"background-color: rgba(255, 255, 255, 0);\">#cs183s<\/a>&nbsp;<\/font><span style=\"-webkit-tap-highlight-color: rgba(0, 0, 0, 0);\"><br \/><\/span><br \/>Another fork:<\/div>\n<div><font color=\"#000000\" style=\"background-color: rgba(255, 255, 255, 0);\"><a href=\"https:\/\/twitter.com\/search?q=%23cs183creditScore&amp;src=hash\" style=\"background-color: rgba(255, 255, 255, 0);\">#cs183creditScore<\/a>&nbsp;<\/font><\/p>\n<table style=\"border: 1px solid black; padding: 8px;\">\n<tbody>\n<tr valign=\"bottom\">\n<td width=\"48\"><span style=\"background-color: rgba(255, 255, 255, 0);\"><img decoding=\"async\" src=\"https:\/\/pbs.twimg.com\/profile_images\/613751289587957760\/ZN0VKUOa_normal.jpg\" style=\"width: 48px; height: 48px; padding-right: 8px;\"><\/span><\/td>\n<td><b style=\"background-color: rgba(255, 255, 255, 0);\">Larry Chiang (<a href=\"https:\/\/twitter.com\/larrychiang?refsrc=email&amp;s=11\">@LarryChiang<\/a>)<\/b><\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">\n<div><a href=\"https:\/\/twitter.com\/larrychiang\/status\/618809395275694080?refsrc=email&amp;s=11\" style=\"background-color: rgba(255, 255, 255, 0);\"><font color=\"#000000\">7\/8\/15, 8:50 AM<\/font><\/a><\/div>\n<div><font color=\"#000000\"><span style=\"background-color: rgba(255, 255, 255, 0);\"><a href=\"https:\/\/twitter.com\/search?q=%23cs183creditScore&amp;src=hash\">#cs183creditScore<\/a>&nbsp;<br \/>Bc when you&#8217;re a CS major w an 800 FICO, w\/mastery of&nbsp;<a href=\"https:\/\/twitter.com\/search?q=%23CS183&amp;src=hash\">#CS183<\/a>&#8230; everything looks like code&nbsp;<a href=\"https:\/\/t.co\/rXtDN8p9eq\">pic.twitter.com\/rXtDN8p9eq<\/a><\/span><\/font><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/><\/span><\/div>\n<div><\/div>\n<table style=\"border:1px solid black;padding:8px;\">\n<tbody>\n<tr valign=\"bottom\">\n<td width=\"48\"><img decoding=\"async\" src=\"https:\/\/pbs.twimg.com\/profile_images\/613751289587957760\/ZN0VKUOa_normal.jpg\" style=\"width:48px;height:48px;padding-right:8px;\"><\/td>\n<td><b>Larry Chiang (<a href=\"https:\/\/twitter.com\/larrychiang?refsrc=email&amp;s=11\">@LarryChiang<\/a>)<\/b><\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">\n<div><a href=\"https:\/\/twitter.com\/larrychiang\/status\/618476028558585856?refsrc=email&amp;s=11\">7\/7\/15, 10:45 AM<\/a><\/div>\n<div>FML. Stumbling upon (dbl entendre intended:) a cash cow that forces you to read aloud blog posts into your YouTube <a href=\"https:\/\/t.co\/QPMomDPZva\"><span>pic.twitter.com\/QPMomDPZva<\/span><\/a><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>After DJ ing 5 entrepreneurship books into one &#8220;Fifth Epiphany&#8221;: (aka Crossing the Chasm From the Right)<\/div>\n<div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/><\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\"><a href=\"https:\/\/www.youtube.com\/watch?v=WVKHwYJzVVc&amp;sns=em\"><embed width='425' height='344' allowfullscreen='true' allowscriptaccess='always' type='application\/x-shockwave-flash' src='https:\/\/www.youtube.com\/v\/WVKHwYJzVVc&#038;hl=en&#038;fs=1' \/><\/a><\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">The old way was to die crossing the innovation chasm from the left.&nbsp;<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/><\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">I&#8217;m using&nbsp;<\/span><a href=\"https:\/\/twitter.com\/search?q=%23cs183creditScore&amp;src=hash\" style=\"background-color: rgba(255, 255, 255, 0);\">#cs183creditScore<\/a><span style=\"background-color: rgba(255, 255, 255, 0);\">&nbsp;to simply do what Peter Thiel did as an undergrad at Stanford: &#8220;Go from non-existent, nil FICO score to 800.+&#8221;<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/><\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">You like how I&#8217;m bringing this super-rough blog post full circle!?&nbsp;<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/><\/span><\/div>\n<div><font color=\"#000000\" style=\"background-color: rgba(255, 255, 255, 0);\"><a href=\"https:\/\/twitter.com\/search?q=%23cs183creditScore&amp;src=hash\" style=\"background-color: rgba(255, 255, 255, 0);\">#cs183creditScore<\/a>&nbsp;is the protocol de la credit of 1,1,1,1&#8230;, {20 more 1&#8217;s (1s =on-time payments) so you go from zero credit score to 750+}<\/font><\/div>\n<div><font color=\"#000000\" style=\"background-color: rgba(255, 255, 255, 0);\"><a href=\"https:\/\/twitter.com\/search?q=%23cs183creditScore&amp;src=hash\" style=\"background-color: rgba(255, 255, 255, 0);\">#cs183creditScore<\/a>&nbsp;is 24 on time payments. 2 years. 2 credit cards. All on your solo social security number*<\/font><\/div>\n<div><font color=\"#000000\" style=\"background-color: rgba(255, 255, 255, 0);\"><br \/><\/font><\/div>\n<div><font color=\"#000000\" style=\"background-color: rgba(255, 255, 255, 0);\">*Peter went to college at a time when 15k credit lines were prevalent. I use&nbsp;<\/font><font color=\"#000000\" style=\"background-color: rgba(255, 255, 255, 0);\"><a href=\"https:\/\/twitter.com\/search?q=%23cs183creditScore&amp;src=hash\" style=\"background-color: rgba(255, 255, 255, 0);\">#cs183creditScore<\/a>&nbsp;in today&#8217;s regulatory environment with a credit line of $300 at 530 Lytton Avenue&#8217;s BANK OF AMERICA.&nbsp;<\/font><\/div>\n<div><font color=\"#000000\" style=\"background-color: rgba(255, 255, 255, 0);\"><br \/><\/font><\/div>\n<div><font color=\"#000000\" style=\"background-color: rgba(255, 255, 255, 0);\">Now, you make use&nbsp;<\/font><font color=\"#000000\" style=\"background-color: rgba(255, 255, 255, 0);\"><a href=\"https:\/\/twitter.com\/search?q=%23cs183creditScore&amp;src=hash\" style=\"background-color: rgba(255, 255, 255, 0);\">#cs183creditScore<\/a>&nbsp;to make money<\/font><\/div>\n<div><img decoding=\"async\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2015\/07\/image34.jpg\" alt=\"image3.JPG\" id=\"E131A0F9-BC8B-46CF-846E-57678734DF9A\"><font color=\"#000000\" style=\"background-color: rgba(255, 255, 255, 0);\"><br \/><\/font><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">Another subroutine is #EUBM. It came from #ENGR145 when I taught it.&nbsp;<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/><\/span><\/div>\n<div><img decoding=\"async\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2015\/07\/image42.jpg\" alt=\"image4.JPG\" id=\"2847E0E0-848A-472A-A433-5FF1257ED17C\"><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\"><span style=\"-webkit-tap-highlight-color: rgba(0, 0, 0, 0);\">What FICO is necessary for the Westin Hotel credit card!?&nbsp;<\/span><\/span><font color=\"#000000\" style=\"background-color: rgba(255, 255, 255, 0);\"><a href=\"https:\/\/twitter.com\/search?q=%23cs183creditScore&amp;src=hash\" style=\"background-color: rgba(255, 255, 255, 0);\">#cs183creditScore<\/a>&nbsp;<a href=\"https:\/\/bit.ly\/mmpqq710\"><a href=\"https:\/\/bit.ly\/mmpqq710\" >https:\/\/bit.ly\/mmpqq710<\/a><\/a><\/font><\/div>\n<div><font color=\"#000000\" style=\"background-color: rgba(255, 255, 255, 0);\"><br \/><\/font><\/div>\n<div><font color=\"#000000\" style=\"background-color: rgba(255, 255, 255, 0);\">Sometimes, I sleep at a hotel W because the Westin in Scottsdale is wayyyyy far from the epicenter&nbsp;<\/font><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/><\/span><\/div>\n<div><img decoding=\"async\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2015\/07\/image51.jpg\" alt=\"image5.JPG\" id=\"22538354-3C9B-4EF2-8301-753662AD388C\"><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/><\/span>&#8220;Starwood&#8221; hotel is a group of hotels. Westin Hotel is part of that group.&nbsp;<\/div>\n<\/div>\n<div><\/div>\n<div>FTC Disclosure: I supermodel. I get paid money to model.&nbsp;<\/div>\n<div><\/div>\n<div>Note:&nbsp;<font color=\"#000000\" style=\"background-color: rgba(255, 255, 255, 0);\"><a href=\"https:\/\/twitter.com\/search?q=%23cs183creditScore&amp;src=hash\" style=\"background-color: rgba(255, 255, 255, 0);\">#cs183creditScore<\/a>&nbsp;is open source.&nbsp;<\/font><font color=\"#000000\" style=\"background-color: rgba(255, 255, 255, 0);\"><a href=\"https:\/\/twitter.com\/search?q=%23cs183creditScore&amp;src=hash\" style=\"background-color: rgba(255, 255, 255, 0);\">#LarryChiangSky<\/a>&nbsp;is an American programming language that conjures up money where your money grubbing effort starts up your startup.&nbsp;<\/font><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>By Larry Chiang Have you read &#8220;Zero to One&#8220;. It&#8217;s a Peter Thiel tome. His first.&nbsp; In short, it&#8217;s a theory explained in a book that borders on a &#8220;protocol&#8221;. What I mean is that he wrote a book as a person with a 200++ IQ about the process of going Zero~~&gt; ONE. (Btw, I&#8217;m [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-5213","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/5213","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/comments?post=5213"}],"version-history":[{"count":0,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/5213\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/media?parent=5213"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/categories?post=5213"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/tags?post=5213"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}