{"id":5263,"date":"2015-07-09T20:43:17","date_gmt":"2015-07-10T00:43:17","guid":{"rendered":"https:\/\/www.duck9.com\/?p=5263"},"modified":"2015-07-09T20:43:17","modified_gmt":"2015-07-10T00:43:17","slug":"because-we-are-better-at-collecting-junk-fees-than-yall-are-at-dodging-punitive-charges-for-toll-and-bridge","status":"publish","type":"post","link":"https:\/\/www.duck9.com\/blog\/because-we-are-better-at-collecting-junk-fees-than-yall-are-at-dodging-punitive-charges-for-toll-and-bridge\/","title":{"rendered":"Because we are better at collecting &#8220;junk fees&#8221; than y&#8217;all are at dodging punitive charges for toll and bridge"},"content":{"rendered":"<p>By Larry Chiang<\/p>\n<p>The grey area of tollway tax has a related gray area of Fair Debt collection practices.<\/p>\n<p>I know. They know. Legislatures know. We all know the tollway authority operates with little or no oversight. They are not a bank and thus the OCC cannot curtail their fee and late payment legality. They are not a credit bureau, so the FTC cannot regulate.<\/p>\n<p>Our Illinois based company, UCMS, has a history of government affairs, public policy work. We lobbied for consumer credit score laws to be passed such as HR627. The tollway, junk fee and bridge toll, late-pay penalties are not going away anytime soon. So, leverage the <a href=\"https:\/\/twitter.com\/search?q=%23PObox5382&amp;src=hash\">#PObox5382<\/a> and <a href=\"https:\/\/twitter.com\/search?q=%23PObox26926&amp;src=hash\">#PObox26926<\/a>\u00a0\u2018protocols\u2019, respectively. You see, calling is a zero-win situation. This credit war you know verrrrry little about must be a paper war. If it is paper, you&#8217;ve got a prayer. If you are calling, you&#8217;re nothing but hot air.<\/p>\n<p>This is a first person experience for a (illinois) tollway consumer, &#8220;J.T., Cambridge, Mass.&#8221;<\/p>\n<p>&#8220;Time passed, I thought it would go away. \u00a0Boy was I wrong.<br \/>\nA year later, out of the blue I get a bill for $3000. \u00a0I called in again, they had sent it to collections. \u00a0Nobody would talk to me about anything. \u00a0And they suspended my current IPASS which I had been paying in good standing for over a year. \u00a0And they threatened to suspend my license.&#8221;<\/p>\n<p><strong>If it is paper, you&#8217;ve got a prayer. If you are calling, you&#8217;re nothing but hot air.<\/strong><br \/>\n<strong>&#8212; Larry Chiang<\/strong><br \/>\n<strong>Founder UCMS<\/strong><br \/>\n<strong>Co-founder and CEO, Duck9<\/strong><\/p>\n<p>FasTrak in the bay area collects <del>money<\/del> fees by suspending your license.<\/p>\n<p>&#8220;I would have to pay the hundreds of dollars in fines, when the tolls themselves amounted to no more than $25.&#8221;<br \/>\n&#8212; J.T., Cambridge, Mass.<\/p>\n<p>Here are some recommended protocols <a href=\"https:\/\/twitter.com\/search?q=%23PObox5382&amp;src=hash\">#PObox5382<\/a> and <a href=\"https:\/\/twitter.com\/search?q=%23PObox26926&amp;src=hash\">#PObox26926<\/a> with associated pictures.<br \/>\n<a href=\"https:\/\/www.duck9.com\/deep-underground-credit-knowledge-via-subroutines\/because-theyre-better-at-collecting-fees-and-penalties-than-you-are-at-dodging-fees-penalties-and-collections-and-charge-offs\/\" target=\"_blank\">https:\/\/www.duck9.com\/deep-underground-credit-knowledge-via-subroutines\/because-theyre-better-at-collecting-fees-and-penalties-than-you-are-at-dodging-fees-penalties-and-collections-and-charge-offs\/<\/p>\n<p><\/a>You might see them as a PO box. But I put a Chris Messina invented, &#8220;hashtag&#8221;. You see I am both more tech savvy and less tech savvy than YOU. I collect money better. I dodge paying junk fees, SFMTA double-billing and avoid penalties on top of late fees better than you. So click &#8211;&gt; <a href=\"https:\/\/twitter.com\/search?q=%23PObox5382&amp;src=hash\">#PObox5382<\/a> &lt;-.<\/p>\n<p>I am filing this under &#8216;deep underground credit knowledge via subroutines&#8217;.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>By Larry Chiang The grey area of tollway tax has a related gray area of Fair Debt collection practices. I know. They know. Legislatures know. We all know the tollway authority operates with little or no oversight. They are not a bank and thus the OCC cannot curtail their fee and late payment legality. They [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[],"class_list":["post-5263","post","type-post","status-publish","format-standard","hentry","category-stanford-engineering"],"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/5263","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/comments?post=5263"}],"version-history":[{"count":0,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/5263\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/media?parent=5263"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/categories?post=5263"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/tags?post=5263"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}