{"id":5712,"date":"2015-08-20T10:44:05","date_gmt":"2015-08-20T14:44:05","guid":{"rendered":"https:\/\/www.duck9.com\/?p=5712"},"modified":"2015-08-20T18:19:02","modified_gmt":"2015-08-20T22:19:02","slug":"fcra-is-a-pro-consumer-law","status":"publish","type":"post","link":"https:\/\/www.duck9.com\/blog\/fcra-is-a-pro-consumer-law\/","title":{"rendered":"FCRA is a pro consumer law"},"content":{"rendered":"<p><strong>Larry Chiang gained New York Times best seller status <a href=\"https:\/\/gigaom.com\/2008\/01\/17\/9-things-stanford-b-school-wont-teach-you\/\" target=\"_blank\">pre-promoting<\/a> content and debuting live events before 09-09-09. <a href=\"https:\/\/www.amazon.com\/What-Teach-Stanford-Business-School\/dp\/0615301487\/\" target=\"_blank\">What They Don&#8217;t Teach You At Stanford Business School<\/a> launched at New York Fashion Week September 9, 2009. <a href=\"https:\/\/www.amazon.com\/What-Teach-Stanford-Business-School\/dp\/0615301487\/\" target=\"_blank\">#WTDTYASBS&#8217;s<\/a> knowledge activated content at film festivals like <a href=\"https:\/\/www.duck9.com\/movie\" target=\"_blank\">Sundance<\/a> and <a href=\"https:\/\/bit.ly\/vc0311a\" target=\"_blank\">SXSW<\/a>. As CEO of Duck9, he&#8217;s testified before Congress as an expert credit witness. His mentors are Gerri Detweiler and Mark McCormack. They wrote &#8220;<a href=\"https:\/\/www.amazon.com\/Ultimate-Credit-Handbook-Lifetime-Great\/dp\/0452283922\" target=\"_blank\">Ultimate Credit Handbook<\/a>&#8221; and, \u201c<a href=\"https:\/\/www.amazon.com\/What-Teach-Harvard-Business-School\/dp\/0553345834\" target=\"_blank\">What They Don\u2019t Teach You at Harvard Business School<\/a>&#8220;, respectively.<br \/> <\/strong><\/p>\n<table style=\"height: 155px;\" width=\"156\" cellpadding=\"10\" align=\"left\">\n<tbody>\n<tr>\n<td width=\"100\"><span class=\"embed-youtube\"><iframe loading=\"lazy\" class=\"youtube-player\" src=\"https:\/\/www.youtube.com\/embed\/QXIaNZi3mHQ?version=3&amp;rel=1&amp;fs=1&amp;showsearch=0&amp;showinfo=1&amp;iv_load_policy=1&amp;wmode=transparent\" width=\"260\" height=\"183\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><\/iframe><\/span><br \/> New York Fashion Week is sooooooo fun!<br \/> &#8212; Larry Chiang<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>By Larry Chiang<\/p>\n<div>\n<div>\n<div><\/p>\n<table style=\"border: 1px solid black; padding: 8px;\">\n<tbody>\n<tr valign=\"bottom\">\n<td width=\"48\"><img decoding=\"async\" style=\"width: 48px; height: 48px; padding-right: 8px;\" src=\"https:\/\/pbs.twimg.com\/profile_images\/613751289587957760\/ZN0VKUOa_normal.jpg\" alt=\"\" \/><\/td>\n<td><b>Larry Chiang (<a href=\"https:\/\/twitter.com\/larrychiang?refsrc=email&amp;s=11\">@LarryChiang<\/a>)<\/b><\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">\n<div><a href=\"https:\/\/twitter.com\/larrychiang\/status\/634369779256553476?refsrc=email&amp;s=11\">8\/20\/15, 7:21 AM<\/a><\/div>\n<div>FCRA is a pro consumer law. Fair Credit Reporting Act just does not consider electronic mail or World Wide Web as &#8220;methods&#8221;<\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<\/div>\n<div><img decoding=\"async\" id=\"FB12CDDD-78E1-463E-9354-18BE8E7C95F2\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2015\/08\/image120.jpg\" alt=\"image1.JPG\" \/><\/div>\n<div><span style=\"-webkit-tap-highlight-color: rgba(0, 0, 0, 0);\">Right now, the only people sending snail mail are lawyers who understand the law and their families.\u00a0<\/span><\/div>\n<div><span style=\"-webkit-tap-highlight-color: rgba(0, 0, 0, 0);\">\u00a0<\/span><\/div>\n<div><img decoding=\"async\" id=\"FEA3E46E-33C4-4512-BF22-A9E3682852ED\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2015\/08\/image212.jpg\" alt=\"image2.JPG\" \/><\/div>\n<div>#poBox16589<\/div>\n<div><img decoding=\"async\" id=\"348D8499-C560-498F-B529-FEFEC257CD37\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2015\/08\/image36.jpg\" alt=\"image3.JPG\" \/><span style=\"-webkit-tap-highlight-color: rgba(0, 0, 0, 0);\"><br \/><\/span>Victoria Secret is the front door to a FICO score over 750. They lend $300 to credit score virgins like they&#8217;re giving you $15 in wholesale.\u00a0<\/div>\n<div>\u00a0<\/div>\n<div>Get it!?<\/div>\n<div>\u00a0<\/div>\n<div>What you bought on credit for $300, cost them $15 in product. By credit score virgin, I mean a new person with very little credit that they would be considered a first time credit &#8220;EXPERIENCE&#8221;.\u00a0<\/div>\n<div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">This site is targeted at college grads and young professionals, contains user contributed content, and material that may be confusing to a lay audience.<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">\u00a0<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\"><a href=\"https:\/\/www.youtube.com\/watch?v=eudADPfTWiE&amp;sns=em\"><embed src=\"https:\/\/www.youtube.com\/v\/eudADPfTWiE&amp;hl=en&amp;fs=1\" type=\"application\/x-shockwave-flash\" width=\"425\" height=\"344\"><\/embed><\/a><\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">\u00a0<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\"><a href=\"https:\/\/www.youtube.com\/watch?v=WVKHwYJzVVc&amp;sns=em\"><embed src=\"https:\/\/www.youtube.com\/v\/WVKHwYJzVVc&amp;hl=en&amp;fs=1\" type=\"application\/x-shockwave-flash\" width=\"425\" height=\"344\"><\/embed><\/a><\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">\u00a0<\/span><\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Larry Chiang gained New York Times best seller status pre-promoting content and debuting live events before 09-09-09. What They Don&#8217;t Teach You At Stanford Business School launched at New York Fashion Week September 9, 2009. #WTDTYASBS&#8217;s knowledge activated content at film festivals like Sundance and SXSW. As CEO of Duck9, he&#8217;s testified before Congress as [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[40],"tags":[],"class_list":["post-5712","post","type-post","status-publish","format-standard","hentry","category-deep-underground-credit-knowledge-via-subroutines"],"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/5712","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/comments?post=5712"}],"version-history":[{"count":0,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/5712\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/media?parent=5712"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/categories?post=5712"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/tags?post=5712"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}