{"id":5764,"date":"2015-08-26T11:08:57","date_gmt":"2015-08-26T15:08:57","guid":{"rendered":"https:\/\/www.duck9.com\/?p=5764"},"modified":"2016-07-10T11:54:36","modified_gmt":"2016-07-10T15:54:36","slug":"getting-back-to-zero-with-rule-of-1111-ruleof1111","status":"publish","type":"post","link":"https:\/\/www.duck9.com\/blog\/getting-back-to-zero-with-rule-of-1111-ruleof1111\/","title":{"rendered":"Getting Back to Zero With &#8220;Rule of 11:11&#8221; #RuleOf1111"},"content":{"rendered":"<blockquote class=\"twitter-tweet\" data-lang=\"en\">\n<p dir=\"ltr\" lang=\"en\">What is Rule of 11:11 <a href=\"https:\/\/t.co\/5WeE7kpG6n\">https:\/\/t.co\/5WeE7kpG6n<\/a><\/p>\n<p>\u2014 Larry Chiang (@LarryChiang) <a href=\"https:\/\/twitter.com\/LarryChiang\/status\/752161612698492929\">July 10, 2016<\/a><\/p><\/blockquote>\n<p><script src=\"\/\/platform.twitter.com\/widgets.js\" async=\"\" charset=\"utf-8\"><\/script><\/p>\n<div>\n<div>By Larry Chiang<\/div>\n<div><\/div>\n<div>I pay attention to the notes people take in their journal about life, inflection points.<\/div>\n<div><\/div>\n<div>\n<p>This would count as an inflection point:<\/p>\n<table style=\"border: 1px solid black; padding: 8px;\">\n<tbody>\n<tr valign=\"bottom\">\n<td width=\"48\"><img decoding=\"async\" style=\"width: 48px; height: 48px; padding-right: 8px;\" src=\"https:\/\/pbs.twimg.com\/profile_images\/635944249171685376\/3ep_VoVa_normal.jpg\" \/><\/td>\n<td><b>Chris Sacca (<a href=\"https:\/\/twitter.com\/sacca?refsrc=email&amp;s=11\">@sacca<\/a>)<\/b><\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">\n<div><a href=\"https:\/\/twitter.com\/sacca\/status\/636313836463636480?refsrc=email&amp;s=11\">8\/25\/15, 4:06 PM<\/a><\/div>\n<div>The richest you&#8217;ll ever feel is when you pay off all your debts and get back to zero.<\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>This jives and dovetails with this simple fact: Interest is the largest expense we have in our lives. Money is a horrible, horrible master, but a wonderful servant. Let us get in the right side, the correct side of the interest rate equation.<\/p>\n<\/div>\n<div>\n<a href=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2016\/05\/image1-18.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\" wp-image-7981\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2016\/05\/image1-18.jpg\" alt=\"Silicon Valley guy in NYFW\" width=\"356\" height=\"378\" srcset=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2016\/05\/image1-18.jpg 603w, https:\/\/www.duck9.com\/wp-content\/uploads\/2016\/05\/image1-18-283x300.jpg 283w\" sizes=\"auto, (max-width: 356px) 100vw, 356px\" \/><\/a> Silicon Valley guy in NYFW\n<\/div>\n<div>Rule of 11:11<\/div>\n<div>\n<div>\n<table style=\"border: 1px solid black; padding: 8px;\">\n<tbody>\n<tr valign=\"bottom\">\n<td width=\"48\"><span style=\"background-color: rgba(255, 255, 255, 0);\"><img decoding=\"async\" style=\"width: 48px; height: 48px; padding-right: 8px;\" src=\"https:\/\/pbs.twimg.com\/profile_images\/613751289587957760\/ZN0VKUOa_normal.jpg\" \/><\/span><\/td>\n<td><b style=\"background-color: rgba(255, 255, 255, 0);\">Larry Chiang (<a href=\"https:\/\/twitter.com\/larrychiang?refsrc=email&amp;s=11\">@LarryChiang<\/a>)<\/b><\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">\n<div><a style=\"background-color: rgba(255, 255, 255, 0);\" href=\"https:\/\/twitter.com\/larrychiang\/status\/636546637796499456?refsrc=email&amp;s=11\"><span style=\"color: #000000;\">8\/26\/15, 7:31 AM<\/span><\/a><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">Wikipedia: I cracked the Fair Isaac credit algorithm\u00a0<a href=\"https:\/\/twitter.com\/search?q=%23RuleOf1111&amp;src=hash\">#RuleOf1111<\/a>\u00a0<a href=\"https:\/\/t.co\/rs5YB79vLi\">en.m.wikipedia.org\/wiki\/User:Larr\u2026<\/a><\/span><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/>\nFair Isaac has the monopoly on credit FICO scores. FICO is the score and the company.\u00a0<\/span><span style=\"background-color: rgba(255, 255, 255, 0); color: #000000;\"><a style=\"background-color: rgba(255, 255, 255, 0);\" href=\"https:\/\/twitter.com\/search?q=%23RuleOf1111&amp;src=hash\">Rule Of 11:11<\/a>\u00a0is getting 24\u00a0<\/span><span style=\"background-color: rgba(255, 255, 255, 0); color: #000000;\"><a style=\"background-color: rgba(255, 255, 255, 0);\" href=\"https:\/\/twitter.com\/search?q=%23RuleOf1111&amp;src=hash\">1&#8217;s<\/a>\u00a0in a row. 1&#8217;s are on-time payments. So, twenty four on time payments in your name on your solo social security number. The\u00a0<a style=\"background-color: rgba(255, 255, 255, 0);\" href=\"https:\/\/twitter.com\/search?q=%23RuleOf1111&amp;src=hash\">Rule Of 11:11<\/a> is getting the first four 1&#8217;s and then twenty more<br \/>\n<\/span><\/p>\n<\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/>\n<\/span><\/p>\n<table style=\"border: 1px solid black; padding: 8px;\">\n<tbody>\n<tr valign=\"bottom\">\n<td width=\"48\"><span style=\"background-color: rgba(255, 255, 255, 0);\"><img decoding=\"async\" style=\"width: 48px; height: 48px; padding-right: 8px;\" src=\"https:\/\/pbs.twimg.com\/profile_images\/613751289587957760\/ZN0VKUOa_normal.jpg\" \/><\/span><\/td>\n<td><b style=\"background-color: rgba(255, 255, 255, 0);\">Larry Chiang (<a href=\"https:\/\/twitter.com\/larrychiang?refsrc=email&amp;s=11\">@LarryChiang<\/a>)<\/b><\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">\n<div><a style=\"background-color: rgba(255, 255, 255, 0);\" href=\"https:\/\/twitter.com\/larrychiang\/status\/636547804601544708?refsrc=email&amp;s=11\"><span style=\"color: #000000;\">8\/26\/15, 7:36 AM<\/span><\/a><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">I actively refute Fair Isaac&#8217;s claim that the average FICO is 723. It is 535.\u00a0<a href=\"https:\/\/t.co\/rs5YB79vLi\">en.m.wikipedia.org\/wiki\/User:Larr\u2026<\/a><\/span><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"background-color: rgba(255, 255, 255, 0);\">\u00a0<\/span><\/p>\n<\/div>\n<\/div>\n<div>\n<div>I hope you feel as rich as Chris Sacca.<\/div>\n<div><\/div>\n<div>If you&#8217;re a CS major undergrad, couple\u00a0<span style=\"background-color: rgba(255, 255, 255, 0); color: #000000;\"><a style=\"background-color: rgba(255, 255, 255, 0);\" href=\"https:\/\/twitter.com\/search?q=%23RuleOf1111&amp;src=hash\">Rule Of 11:11<\/a>\u00a0with the subroutine you google: &#8220;<a href=\"https:\/\/twitter.com\/hashtag\/ZeroPt6?src=hash\" target=\"_blank\">#ZeroPt6<\/a>&#8220;. It&#8217;s making $600k doing pop up internships.\u00a0<\/span><\/div>\n<div><img decoding=\"async\" id=\"B6806209-F0DC-4FB7-BEA0-4D8023800B18\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2015\/08\/image128.jpg\" alt=\"image1.JPG\" \/><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/>\n<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">#ZeroPt6<br \/>\n<\/span><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>What is Rule of 11:11 https:\/\/t.co\/5WeE7kpG6n \u2014 Larry Chiang (@LarryChiang) July 10, 2016 By Larry Chiang I pay attention to the notes people take in their journal about life, inflection points. This would count as an inflection point: Chris Sacca (@sacca) 8\/25\/15, 4:06 PM The richest you&#8217;ll ever feel is when you pay off all [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[],"class_list":["post-5764","post","type-post","status-publish","format-standard","hentry","category-credit-secrets"],"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/5764","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/comments?post=5764"}],"version-history":[{"count":0,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/5764\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/media?parent=5764"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/categories?post=5764"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/tags?post=5764"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}