{"id":6139,"date":"2015-10-20T12:57:47","date_gmt":"2015-10-20T16:57:47","guid":{"rendered":"https:\/\/www.duck9.com\/?p=6139"},"modified":"2015-11-17T17:09:57","modified_gmt":"2015-11-17T21:09:57","slug":"how-to-go-from-fico-0-to-fico-800-as-a-17-year-old","status":"publish","type":"post","link":"https:\/\/www.duck9.com\/blog\/how-to-go-from-fico-0-to-fico-800-as-a-17-year-old\/","title":{"rendered":"How to go from FICO 0 to FICO 800 as a 17 year old"},"content":{"rendered":"
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\"\"<\/td>\nLarry Chiang (@LarryChiang<\/a>)<\/b><\/td>\n<\/tr>\n
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10\/19\/15, 3:32 PM<\/a><\/div>\n
How exactly to go from FICO 0 to FICO 800 as a 17 year old in America<\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

By Larry Chiang<\/p>\n<\/div>\n

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Only rich kids will do this, which is unfortunate for because a high FICO helps all.
\nI think only rich students will execute this protocol for high credit score, because…, h-i-s-t-o-r-y.<\/div>\n
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The following tweets do not cost much money. Supplies needed include #10 envelopes, stamps. And a smartphone that takes digital photos.<\/p>\n

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\"\"<\/span><\/td>\nLarry Chiang (@LarryChiang<\/a>)<\/b><\/td>\n<\/tr>\n
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10\/19\/15, 3:34 PM<\/span><\/a><\/div>\n
*#1 of 9*: Prepare 31 envelopes with a stamp in the upper right hand corner RE FICO zero to FICO 800 as a 17 year old in America<\/span><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n


\nTake a pic to make sure you’re doing it correctly. In a recent workshop, students did not know where to put the stamp.\u00a0<\/span><\/p>\n<\/div>\n

\u00a0<\/span><\/div>\n
If you ask why stamps and using the usa postal service…, welcome to AMERICAN credit law under the 1970’s FCRA. Draconian would be a compliment for the Fair Credit Reporting Act<\/span><\/div>\n
\u00a0<\/span><\/div>\n\n\n\n\n
\"\"<\/span><\/td>\nLarry Chiang (@LarryChiang<\/a>)<\/b><\/td>\n<\/tr>\n
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10\/19\/15, 3:35 PM<\/span><\/a><\/div>\n
#2 of 9; Get yourself to the Bank of America at\u00a0#530Lytton<\/a>\u00a0with $300. Thats your credit line. FICO 0 to FICO 800 as a 17 year old in America<\/span><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n


\nIn America. We don’t ask for a line of credit.\u00a0<\/span><\/p>\n<\/div>\n

We do not ask for permission for credit.\u00a0<\/span><\/div>\n
We show up with $300 and demand a legal $300 credit line.<\/div>\n
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{When\/IF your FICO is bad as an adult, you can’t borrow $300 even against a $500 collateral in the form of five Benjamin Franklin bills. 5, $100 bills \ud83d\ude41 but that’s a different post)<\/div>\n
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This post is about “Going\u00a0from FICO 0 to FICO 800 as a 17 year old”<\/span><\/div>\n\n\n\n\n
\"\"<\/span><\/td>\nLarry Chiang (@LarryChiang<\/a>)<\/b><\/td>\n<\/tr>\n
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10\/19\/15, 3:37 PM<\/span><\/a><\/div>\n
#3 of 9 FICO 0 -> credit score 800; Get an email address that looks like your real name and get a “PayPal” account\u00a0#PyPl<\/a><\/span><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n


\nDJliteBrite@gmail<\/a> dot com seems sketch.\u00a0<\/span><\/p>\n<\/div>\n

Lawrence.Chiang.2008@gmail.com<\/a> makes the connection to Lawrence Chiang, someone that Bank of America would waive the $300 deposit requirement for.<\/span><\/div>\n\n\n\n\n
\"\"<\/span><\/td>\nLarry Chiang (@LarryChiang<\/a>)<\/b><\/td>\n<\/tr>\n
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10\/19\/15, 3:39 PM<\/span><\/a><\/div>\n
#4 of 9; 0 to credit score FICO 800 as a 17 year old in America. execute the\u00a0#RuleOf1111<\/a>.<\/span><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n


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\"\"<\/span><\/td>\nLarry Chiang (@LarryChiang<\/a>)<\/b><\/td>\n<\/tr>\n
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10\/19\/15, 3:40 PM<\/span><\/a><\/div>\n
#5 of 9 FICO 0 to FICO 800 as a 17 year old in America. Email me or snapchat LarryChiang that you have a pulse\u00a0larry@larrychiang.com<\/a><\/span><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n


\nRead the bounce email larry@duck9.com<\/a><\/span><\/p>\n<\/div>\n


\n<\/span><\/p>\n\n\n\n\n
\"\"<\/span><\/td>\nLarry Chiang (@LarryChiang<\/a>)<\/b><\/td>\n<\/tr>\n
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10\/19\/15, 3:41 PM<\/span><\/a><\/div>\n
#6 of 9 FICO 0 to FICO 800 as a 17 year old in America. On your 18th birthday you will be 50% there. Halfway to your goal de la credit score<\/span><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

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\"\"<\/span><\/td>\nLarry Chiang (@LarryChiang<\/a>)<\/b><\/td>\n<\/tr>\n
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10\/19\/15, 3:47 PM<\/span><\/a><\/div>\n
#7 of 9 FICO 0 to 800 as a 17 year old in America Write down the 9 tweets. Put them up 2Fridge. Email pic of fridge\u00a0pic.twitter.com\/EItfjLAQor<\/a><\/span><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n


\nEmail me the picture of your refrigerator. Take down your little siblings drawings to make space.\u00a0<\/span><\/p>\n<\/div>\n

\"image2.JPG\"
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Print this out because it’s worth a lot to save money on your largest expense in life. Interest.\u00a0<\/span><\/div>\n
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go from FICO 0 to FICO 800 as a 17 year old because interest is lower for FICO 800 people<\/span><\/div>\n
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#8\/of 9.<\/div>\n
Now go mentor. Go mentor at a table to help the public go\u00a0from FICO 0 to FICO 800.\u00a0<\/span><\/div>\n
Read this Mark Cuban post about selling shoelaces https:\/\/bit.ly\/mcuban710<\/a><\/div>\n
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Edit the word shoelaces with “fico SCORE prep”<\/p>\n

This site is targeted at college grad and young professionals, contains user contributed content, and material that may be confusing to a lay audience.<\/span><\/div>\n
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Larry Chiang (@LarryChiang) 10\/19\/15, 3:32 PM How exactly to go from FICO 0 to FICO 800 as a 17 year old in America By Larry Chiang Only rich kids will do this, which is unfortunate for because a high FICO helps all. I think only rich students will execute this protocol for high credit score, […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[40],"tags":[],"class_list":["post-6139","post","type-post","status-publish","format-standard","hentry","category-deep-underground-credit-knowledge-via-subroutines"],"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/6139","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/comments?post=6139"}],"version-history":[{"count":0,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/6139\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/media?parent=6139"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/categories?post=6139"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/tags?post=6139"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}