{"id":6385,"date":"2015-11-12T21:40:39","date_gmt":"2015-11-13T01:40:39","guid":{"rendered":"https:\/\/www.duck9.com\/?p=6385"},"modified":"2015-11-13T01:45:25","modified_gmt":"2015-11-13T05:45:25","slug":"5-10-paper-checks-critical-to-get-fico-850-fico850m","status":"publish","type":"post","link":"https:\/\/www.duck9.com\/blog\/5-10-paper-checks-critical-to-get-fico-850-fico850m\/","title":{"rendered":"5-10 Paper Checks = Critical to get FICO 850 #FICO850m"},"content":{"rendered":"<div>\n<div><\/div>\n<div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">By Larry Chiang<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">\u00a0<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">When I say &#8220;paper check&#8221;, what do you think??<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">\u00a0<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">I bet you did not say: BINDING LEGAL AGREEMENT UPON ENDORSEMENT (and subsequent coincidental CASHING of said CHECK.<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">\u00a0<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">Paper checks, in short, are a legal document\u00a0<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">\u00a0<\/span><\/div>\n<table style=\"border: 1px solid black; padding: 8px;\">\n<tbody>\n<tr valign=\"bottom\">\n<td width=\"48\"><span style=\"background-color: rgba(255, 255, 255, 0);\"><img decoding=\"async\" style=\"width: 48px; height: 48px; padding-right: 8px;\" src=\"https:\/\/pbs.twimg.com\/profile_images\/613751289587957760\/ZN0VKUOa_normal.jpg\" alt=\"\" \/><\/span><\/td>\n<td><b style=\"background-color: rgba(255, 255, 255, 0);\">Larry Chiang (<a href=\"https:\/\/twitter.com\/larrychiang?refsrc=email&amp;s=11\">@LarryChiang<\/a>)<\/b><\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">\n<div><a style=\"background-color: rgba(255, 255, 255, 0);\" href=\"https:\/\/twitter.com\/larrychiang\/status\/664817755963568128?refsrc=email&amp;s=11\"><span style=\"color: #000000;\">11\/12\/15, 6:51 AM<\/span><\/a><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">5-10 checks are critical.\u00a0<a href=\"https:\/\/twitter.com\/search?q=%23FICO850m&amp;src=hash\">#FICO850m<\/a><a href=\"https:\/\/t.co\/PKfsMY5Ni0\">pic.twitter.com\/PKfsMY5Ni0<\/a><\/span><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/>\nPaper checks also help you lock in address stability (so use your parents address)<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">\u00a0<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">Properly filling out a paper check. Do you know how to do this.<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">Properly starting check numbers at a large number. Do you know how to do this<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">Properly addressing a &#8220;#10 envelope&#8221;. Do you have the skills to do this.\u00a0<\/span><\/div>\n<div>\n<table style=\"border: 1px solid black; padding: 8px;\">\n<tbody>\n<tr valign=\"bottom\">\n<td width=\"48\"><span style=\"background-color: rgba(255, 255, 255, 0);\"><img decoding=\"async\" style=\"width: 48px; height: 48px; padding-right: 8px;\" src=\"https:\/\/pbs.twimg.com\/profile_images\/613751289587957760\/ZN0VKUOa_normal.jpg\" alt=\"\" \/><\/span><\/td>\n<td><b style=\"background-color: rgba(255, 255, 255, 0);\">Larry Chiang (<a href=\"https:\/\/twitter.com\/larrychiang?refsrc=email&amp;s=11\">@LarryChiang<\/a>)<\/b><\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">\n<div><a style=\"background-color: rgba(255, 255, 255, 0);\" href=\"https:\/\/twitter.com\/larrychiang\/status\/664821355393650688?refsrc=email&amp;s=11\"><span style=\"color: #000000;\">11\/12\/15, 7:05 AM<\/span><\/a><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">Hands down, the\u00a0<a href=\"https:\/\/twitter.com\/search?q=%23RuleOf111&amp;src=hash\">#RuleOf111<\/a>\u00a0(with its 24 1s) is most fundamental in going towards\u00a0<a href=\"https:\/\/twitter.com\/search?q=%23FICO850m&amp;src=hash\">#FICO850m<\/a><br \/>\n&#8212;\u00a0<a href=\"https:\/\/twitter.com\/LarryChiang\">@LarryChiang<\/a><\/span><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/>\n<\/span><\/div>\n<div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">\u00a0<\/span><\/div>\n<div><a style=\"background-color: rgba(255, 255, 255, 0);\" href=\"https:\/\/www.youtube.com\/watch?v=WVKHwYJzVVc&amp;sns=em\"><span style=\"color: #000000;\"><embed src=\"https:\/\/www.youtube.com\/v\/WVKHwYJzVVc&amp;hl=en&amp;fs=1\" type=\"application\/x-shockwave-flash\" width=\"425\" height=\"344\"><\/embed><\/span><\/a><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">\u00a0<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">\u00a0<\/span><\/div>\n<div><img decoding=\"async\" id=\"B1538983-1971-4E72-9208-B600E31E1480\" style=\"max-width: 100%;\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2015\/11\/image17.jpg\" alt=\"image1.JPG\" \/><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/>\nProperly starting check numbers at a large number. Do not start with 101. Start with &#8220;63,000&#8221;<\/span><\/div>\n<\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">\u00a0<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">When you&#8217;re a 17 year old with a check number 63,010, the credit bureaus will think your parents work at the credit bureaus of that your uncle Larry is Uncle Larry Chiang.\u00a0<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">\u00a0<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">Legendary.\u00a0<\/span><\/div>\n<div><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>By Larry Chiang \u00a0 When I say &#8220;paper check&#8221;, what do you think?? \u00a0 I bet you did not say: BINDING LEGAL AGREEMENT UPON ENDORSEMENT (and subsequent coincidental CASHING of said CHECK. \u00a0 Paper checks, in short, are a legal document\u00a0 \u00a0 Larry Chiang (@LarryChiang) 11\/12\/15, 6:51 AM 5-10 checks are critical.\u00a0#FICO850mpic.twitter.com\/PKfsMY5Ni0 Paper checks also [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[45],"tags":[],"class_list":["post-6385","post","type-post","status-publish","format-standard","hentry","category-business-school-level-knowledge-about-credit-scores"],"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/6385","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/comments?post=6385"}],"version-history":[{"count":0,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/6385\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/media?parent=6385"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/categories?post=6385"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/tags?post=6385"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}