{"id":6465,"date":"2015-11-18T23:10:00","date_gmt":"2015-11-19T03:10:00","guid":{"rendered":"https:\/\/www.duck9.com\/?p=6465"},"modified":"2015-11-18T23:20:39","modified_gmt":"2015-11-19T03:20:39","slug":"alternative-database-off-credit-report-scoring-the-4th-bureau-exptransfax","status":"publish","type":"post","link":"https:\/\/www.duck9.com\/blog\/alternative-database-off-credit-report-scoring-the-4th-bureau-exptransfax\/","title":{"rendered":"Alternative Database = Off Credit Report Scoring = The 4th Bureau =#ExpTransFax"},"content":{"rendered":"<div>\n<div>\n<div>\n<div>By Larry Chiang<\/div>\n<div><\/div>\n<div><img decoding=\"async\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2015\/11\/image117.jpg\" alt=\"image1.JPG\" id=\"50D1FAF9-A925-4517-BB4B-67B095B9F801\"><\/div>\n<div>Used Car Week is this week.&nbsp;<\/div>\n<div><\/div>\n<div>It&#8217;s at the Phoenician in Scottsdale on Camelback near 64th street.&nbsp;<\/div>\n<div>\n<table style=\"border: 1px solid black; padding: 8px;\">\n<tbody>\n<tr valign=\"bottom\">\n<td width=\"48\"><span style=\"background-color: rgba(255, 255, 255, 0);\"><img decoding=\"async\" src=\"https:\/\/pbs.twimg.com\/profile_images\/638472188748693504\/tKyqR8u4_normal.jpg\" style=\"width: 48px; height: 48px; padding-right: 8px;\"><\/span><\/td>\n<td><b style=\"background-color: rgba(255, 255, 255, 0);\">Diana Asatryan (<a href=\"https:\/\/twitter.com\/dinaasat?refsrc=email&amp;s=11\">@DinaAsat<\/a>)<\/b><\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">\n<div><a href=\"https:\/\/twitter.com\/dinaasat\/status\/667001033898389504?refsrc=email&amp;s=11\" style=\"background-color: rgba(255, 255, 255, 0);\"><font color=\"#000000\">11\/18\/15, 7:26 AM<\/font><\/a><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">&#8220;We are all in an alternative database now&#8221;&nbsp;<a href=\"https:\/\/twitter.com\/FactorTrust\">@FactorTrust<\/a>&#8216;s&nbsp;<a href=\"https:\/\/twitter.com\/underbankedstew\">@underbankedstew<\/a>&nbsp;gives opening notes for&nbsp;<a href=\"https:\/\/twitter.com\/search?q=%23Re3&amp;src=hash\">#Re3<\/a>&nbsp;<a href=\"https:\/\/twitter.com\/search?q=%23usedcarweek&amp;src=hash\">#usedcarweek<\/a><\/span><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/>So if you&#8217;re too off-the-credit-grid&#8230;, you&#8217;re in the 4th credit bureau.&nbsp;<\/span><\/div>\n<table style=\"border: 1px solid black; padding: 8px;\">\n<tbody>\n<tr valign=\"bottom\">\n<td width=\"48\"><span style=\"background-color: rgba(255, 255, 255, 0);\"><img decoding=\"async\" src=\"https:\/\/pbs.twimg.com\/profile_images\/613751289587957760\/ZN0VKUOa_normal.jpg\" style=\"width: 48px; height: 48px; padding-right: 8px;\"><\/span><\/td>\n<td><b style=\"background-color: rgba(255, 255, 255, 0);\">Larry Chiang (<a href=\"https:\/\/twitter.com\/larrychiang?refsrc=email&amp;s=11\">@LarryChiang<\/a>)<\/b><\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">\n<div><a href=\"https:\/\/twitter.com\/larrychiang\/status\/667007374633271297?refsrc=email&amp;s=11\" style=\"background-color: rgba(255, 255, 255, 0);\"><font color=\"#000000\">11\/18\/15, 7:52 AM<\/font><\/a><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">It&#8217;s termed &#8220;off credit report scoring&#8221; in my world cc&nbsp;<a href=\"https:\/\/twitter.com\/arrington\">@arrington<\/a>&nbsp;<a href=\"https:\/\/twitter.com\/search?q=%23fico748pt8&amp;src=hash\">#fico748pt8<\/a>&nbsp;<a href=\"https:\/\/twitter.com\/search?q=%23RMRMRE&amp;src=hash\">#RMRMRE<\/a>&nbsp;<a href=\"https:\/\/t.co\/rKb0KgWSMA\">twitter.com\/dinaasat\/statu\u2026<\/a><\/span><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/>&nbsp;<a href=\"https:\/\/twitter.com\/search?q=%23RMRMRE&amp;src=hash\">#RMRMRE<\/a>&nbsp;is Risk Mitigation. risk minimization. Risk Elimination. It applies to entrepreneurship as well as credit underwriting.&nbsp;<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\"><a href=\"https:\/\/www.youtube.com\/watch?v=eudADPfTWiE&amp;sns=em\"><embed width='425' height='344' allowfullscreen='true' allowscriptaccess='always' type='application\/x-shockwave-flash' src='https:\/\/www.youtube.com\/v\/eudADPfTWiE&#038;hl=en&#038;fs=1' \/><\/a><\/p>\n<p><\/span><\/p>\n<table style=\"border: 1px solid black; padding: 8px;\">\n<tbody>\n<tr valign=\"bottom\">\n<td width=\"48\"><span style=\"background-color: rgba(255, 255, 255, 0);\"><img decoding=\"async\" src=\"https:\/\/pbs.twimg.com\/profile_images\/613751289587957760\/ZN0VKUOa_normal.jpg\" style=\"width: 48px; height: 48px; padding-right: 8px;\"><\/span><\/td>\n<td><b style=\"background-color: rgba(255, 255, 255, 0);\">Larry Chiang (<a href=\"https:\/\/twitter.com\/larrychiang?refsrc=email&amp;s=11\">@LarryChiang<\/a>)<\/b><\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">\n<div><a href=\"https:\/\/twitter.com\/larrychiang\/status\/666996481287548928?refsrc=email&amp;s=11\" style=\"background-color: rgba(255, 255, 255, 0);\"><font color=\"#000000\">11\/18\/15, 7:08 AM<\/font><\/a><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">I love Trans Union. I hope their business practices remain exactly the same so my secret society THRIVES.&nbsp;<a href=\"https:\/\/t.co\/d14lW9mYBQ\">twitter.com\/AutoFinanceNew\u2026<\/a><\/span><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/><\/span><\/div>\n<div><\/div>\n<table style=\"border:1px solid black;padding:8px;\">\n<tbody>\n<tr valign=\"bottom\">\n<td width=\"48\"><img decoding=\"async\" src=\"https:\/\/pbs.twimg.com\/profile_images\/613751289587957760\/ZN0VKUOa_normal.jpg\" style=\"width:48px;height:48px;padding-right:8px;\"><\/td>\n<td><b>Larry Chiang (<a href=\"https:\/\/twitter.com\/larrychiang?refsrc=email&amp;s=11\">@LarryChiang<\/a>)<\/b><\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">\n<div><a href=\"https:\/\/twitter.com\/larrychiang\/status\/667174843981234176?refsrc=email&amp;s=11\">11\/18\/15, 6:57 PM<\/a><\/div>\n<div>Wait. Until. <a href=\"https:\/\/twitter.com\/search?q=%23ExpTransFax&amp;src=hash\">#ExpTransFax<\/a>. <a href=\"https:\/\/twitter.com\/ExpTransFax\">@ExpTransFax<\/a>. <a href=\"https:\/\/twitter.com\/search?q=%23UsedAutoWeek&amp;src=hash\">#UsedAutoWeek<\/a> <a href=\"https:\/\/t.co\/rKb0KgWSMA\"><span>twitter.com\/dinaasat\/statu\u2026<\/span><\/a><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><font color=\"#000000\"><span style=\"background-color: rgba(255, 255, 255, 0);\"><a href=\"https:\/\/twitter.com\/search?q=%23ExpTransFax&amp;src=hash\">#ExpTransFax<\/a>&nbsp;where the user realizes the bureaus are pulling credit report and submits to help confirm credit risk&#8217;s request for information and data confirmation.&nbsp;<\/span><\/font><\/p>\n<\/div>\n<div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\"><a href=\"https:\/\/www.youtube.com\/watch?v=WVKHwYJzVVc&amp;sns=em\"><embed width='425' height='344' allowfullscreen='true' allowscriptaccess='always' type='application\/x-shockwave-flash' src='https:\/\/www.youtube.com\/v\/WVKHwYJzVVc&#038;hl=en&#038;fs=1' \/><\/a><\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/><\/span><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>By Larry Chiang Used Car Week is this week.&nbsp; It&#8217;s at the Phoenician in Scottsdale on Camelback near 64th street.&nbsp; Diana Asatryan (@DinaAsat) 11\/18\/15, 7:26 AM &#8220;We are all in an alternative database now&#8221;&nbsp;@FactorTrust&#8216;s&nbsp;@underbankedstew&nbsp;gives opening notes for&nbsp;#Re3&nbsp;#usedcarweek So if you&#8217;re too off-the-credit-grid&#8230;, you&#8217;re in the 4th credit bureau.&nbsp; Larry Chiang (@LarryChiang) 11\/18\/15, 7:52 AM It&#8217;s [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-6465","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/6465","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/comments?post=6465"}],"version-history":[{"count":0,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/6465\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/media?parent=6465"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/categories?post=6465"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/tags?post=6465"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}