{"id":6485,"date":"2015-11-22T00:57:20","date_gmt":"2015-11-22T04:57:20","guid":{"rendered":"https:\/\/www.duck9.com\/?p=6485"},"modified":"2015-12-03T12:32:33","modified_gmt":"2015-12-03T16:32:33","slug":"best-credit-score-hacking-question-of-the-month","status":"publish","type":"post","link":"https:\/\/www.duck9.com\/blog\/best-credit-score-hacking-question-of-the-month\/","title":{"rendered":"Best Credit Score “Hacking” Question of The Month"},"content":{"rendered":"
\n
UPDATE: See #startupFICO
\nDecember 2, 2015
\nBy Larry Chiang<\/div>\n
\n

Best question of the month: How can we add a payment history on children’s credit report, after we sell them our car?<\/p>\n\n\n\n\n
\"\"<\/td>\nLarry Chiang (@LarryChiang<\/a>)<\/b><\/td>\n<\/tr>\n
\n
11\/21\/15, 10:52 AM<\/a><\/div>\n
We want to sell a vehicle to our children. How can we put their payment history on their credit report?<\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

This is a great question and is a method similar to putting the children’s name on the family house’s utility bill.<\/p>\n<\/div>\n

\u00a0<\/span><\/div>\n
1\/We want to sell a vehicle to our children.\u00a0<\/span><\/div>\n
2\/ We want to put their payment history on their credit report?<\/span><\/div>\n
\u00a0<\/span><\/div>\n
I have figured out a way to get Experian TransUnion & Equifax to report this collateralized “loan”\u00a0<\/span><\/div>\n
– also known as car loan trade line<\/span><\/div>\n
– also know as selling your children your car to hack their credit score by making it higher (hacking like “legally strategically optimizing”)\u00a0<\/span><\/div>\n
– also known as getting your children a credit score of 800<\/span><\/div>\n
– also known as recording on-time payments.\u00a0<\/span><\/div>\n
\u00a0<\/span><\/div>\n
Please PayPal $650.oo to the PayPal account 650-283-8008. Money back guarantee if your child does not end up with a FICO over “770” within 60 days. {650.oo per child}<\/span><\/div>\n
\u00a0<\/span><\/div>\n
sell vehicle to children. I will put their payment(s), on their credit report, in their name?<\/span><\/div>\n
\u00a0<\/span><\/div>\n
\"image1.JPG\"
\n<\/span><\/div>\n
A credit score over 750 is excellent.<\/div>\n
A credit score over 750 for a child of yours is stupendously awesome.<\/div>\n
<\/div>\n
\"image2.JPG\"<\/div>\n
There are 1,700 Duck9 blog articles on money, credit, FICO credit scores, credit reporting that Experian, TransUnion and Equifax do, and money.
\n<\/span><\/p>\n
<\/div>\n

\n<\/span><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

UPDATE: See #startupFICO December 2, 2015 By Larry Chiang Best question of the month: How can we add a payment history on children’s credit report, after we sell them our car? Larry Chiang (@LarryChiang) 11\/21\/15, 10:52 AM We want to sell a vehicle to our children. How can we put their payment history on their […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[45],"tags":[],"class_list":["post-6485","post","type-post","status-publish","format-standard","hentry","category-business-school-level-knowledge-about-credit-scores"],"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/6485","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/comments?post=6485"}],"version-history":[{"count":0,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/6485\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/media?parent=6485"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/categories?post=6485"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/tags?post=6485"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}