{"id":6491,"date":"2015-11-23T13:39:56","date_gmt":"2015-11-23T17:39:56","guid":{"rendered":"https:\/\/www.duck9.com\/?p=6491"},"modified":"2015-11-23T14:52:26","modified_gmt":"2015-11-23T18:52:26","slug":"paying-a-collection-can-still-leave-your-score-damaged","status":"publish","type":"post","link":"https:\/\/www.duck9.com\/blog\/paying-a-collection-can-still-leave-your-score-damaged\/","title":{"rendered":"Paying a Collection Can Still Leave Your Score Damaged"},"content":{"rendered":"
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By Larry Chiang<\/div>\n
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I see this all the time.<\/div>\n
<\/div>\n
People pay and then are flabbergasted that their credit score is still low. People pay a collection bill and their credit report still has that chargeoff that torpedoes their FICO, lowering it up to 100 points.<\/div>\n
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\"\"<\/span><\/td>\nLarry Chiang (@LarryChiang<\/a>)<\/b><\/td>\n<\/tr>\n
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11\/23\/15, 7:56 AM<\/span><\/a><\/div>\n
pay parking fine to original municipality WITH A PAPER CHECK w\/an account number in memo section\u00a0twitter.com\/vickysargent\/s\u2026<\/a><\/span><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n


\nSkip\u00a0Download<\/a>\u00a0the Twitter app<\/span><\/div>\n

Just read and search inside my static Twitter page https:\/\/twitter.com\/LarryChiang<\/a>\u00a0<\/span><\/div>\n
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\n<\/span><\/div>\n\n\n\n\n
\"\"<\/td>\nLarry Chiang (@LarryChiang<\/a>)<\/b><\/td>\n<\/tr>\n
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11\/23\/15, 7:57 AM<\/a><\/div>\n
y pay with a WITH A PAPER CHECK w\/an account number in memo section… Youre gonna need a paper trail!!<\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

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\nTry it your way and hope that credit urban legends are correct. Or execute it my way that’s based on American credit laws.<\/div>\n

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\n<\/span><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

By Larry Chiang I see this all the time. People pay and then are flabbergasted that their credit score is still low. People pay a collection bill and their credit report still has that chargeoff that torpedoes their FICO, lowering it up to 100 points. Larry Chiang (@LarryChiang) 11\/23\/15, 7:56 AM pay parking fine to […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[40],"tags":[],"class_list":["post-6491","post","type-post","status-publish","format-standard","hentry","category-deep-underground-credit-knowledge-via-subroutines"],"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/6491","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/comments?post=6491"}],"version-history":[{"count":0,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/6491\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/media?parent=6491"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/categories?post=6491"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/tags?post=6491"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}