{"id":6631,"date":"2015-12-14T13:53:30","date_gmt":"2015-12-14T17:53:30","guid":{"rendered":"https:\/\/www.duck9.com\/?p=6631"},"modified":"2015-12-15T01:25:15","modified_gmt":"2015-12-15T05:25:15","slug":"credit-experts-have-zero-clue-how-exactly-a-18-30yos-credit-fico-score-starts-up","status":"publish","type":"post","link":"https:\/\/www.duck9.com\/blog\/credit-experts-have-zero-clue-how-exactly-a-18-30yos-credit-fico-score-starts-up\/","title":{"rendered":"Credit ‘experts’ have zero clue how exactly a 18-30yo’s credit (FICO) score “starts up”"},"content":{"rendered":"

Larry Chiang mentors engineers at Stanford University to get a Jedi in Business Administration. His padawans benefit from his being “Entrepreneur in Residence” at Stanford University. If you read his hilariously awesome \u201cWhat a Supermodel Can Teach a Stanford MBA<\/a>\u201d you will like his latest post<\/p>\n\n\n\n
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By Larry Chiang<\/p>\n

\n
\nOld people do not remember what it was like to be young. Old people cannot remember what they did to start, up. Fossil executives are at best unconscious competence…<\/p>\n\n\n\n\n
\"\"<\/td>\nLarry Chiang (@LarryChiang<\/a>)<\/b><\/td>\n<\/tr>\n
\n
12\/14\/15, 7:37 AM<\/a><\/div>\n
Credit experts have zero clue how exactly a 18-30yo’s credit (FICO) score “starts up” #Duck9<\/a> pic.twitter.com\/6VJDSFoGDY<\/a><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Let us get you 18-21yo college students to go from conscious incompetent to conscious competence<\/p>\n<\/div>\n

<\/div>\n
First, experts offer conflicting advice…<\/div>\n
\"image2.PNG\"<\/div>\n
This is how to Startup.
\n<\/span>\"image1.JPG\"<\/div>\n
#StartupFICO<\/div>\n
<\/div>\n
Initially, you can’t attack all the segments of the pie. You must initially ace one portion of the pie. This is the start.<\/div>\n
<\/div>\n
YOU<\/div>\n
CANNOT<\/div>\n
WEDGE<\/div>\n
INTO<\/div>\n
A<\/div>\n
PIECE<\/div>\n
OF<\/div>\n
EVERY<\/div>\n
SLICE.<\/div>\n
<\/div>\n
Pun, intended. Wedge into starting one portion of your FICO score. When you’re going from non existent credit card FICO score to 750, you’re going to need to<\/div>\n
<\/div>\n
-startup a semi-secured revolving account<\/div>\n
<\/div>\n
–\u00a0startup a installment account that’s secured by the car title getting held by the bank<\/span><\/div>\n
<\/div>\n
–\u00a0startup a partially-secured credit card account. It resembles a $200 or $300 credit line that coincides with a savings account or\/and a job that does “direct deposit”.\u00a0<\/span><\/p>\n
The majority of expert advice is geared towards credit repair.<\/div>\n
\"image3.JPG\"<\/div>\n
<\/div>\n
These blog posts and text from me are about #StartupFICO. Start your FICO on the path to 800.<\/div>\n

\n<\/span><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Larry Chiang mentors engineers at Stanford University to get a Jedi in Business Administration. His padawans benefit from his being “Entrepreneur in Residence” at Stanford University. If you read his hilariously awesome \u201cWhat a Supermodel Can Teach a Stanford MBA\u201d you will like his latest post By Larry Chiang Old people do not remember what […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[40],"tags":[],"class_list":["post-6631","post","type-post","status-publish","format-standard","hentry","category-deep-underground-credit-knowledge-via-subroutines"],"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/6631","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/comments?post=6631"}],"version-history":[{"count":0,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/6631\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/media?parent=6631"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/categories?post=6631"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/tags?post=6631"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}