{"id":6698,"date":"2015-12-22T12:48:43","date_gmt":"2015-12-22T16:48:43","guid":{"rendered":"https:\/\/www.duck9.com\/?p=6698"},"modified":"2015-12-22T12:57:27","modified_gmt":"2015-12-22T16:57:27","slug":"sex-and-fico-ceo-of-duck9-larry-explains-it-all","status":"publish","type":"post","link":"https:\/\/www.duck9.com\/blog\/sex-and-fico-ceo-of-duck9-larry-explains-it-all\/","title":{"rendered":"Sex and FICO. CEO of Duck9, Larry, Explains It All"},"content":{"rendered":"<div>\n<div>\n<div>By Larry Chiang<\/div>\n<div><\/div>\n<div>I know what you&#8217;re thinking. Sex.&nbsp;<\/div>\n<div><\/div>\n<div>Well, it turns out that if you can delay gratification, it positively impacts your credit score. Yup, your FICO will soar.&nbsp;<\/div>\n<div><\/div>\n<div>The alternative. Trying to polish up a credit report AFTER you&#8217;ve ruined it<\/div>\n<div><\/div>\n<div><img decoding=\"async\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2015\/12\/image116.jpg\" alt=\"image1.JPG\" id=\"9B084A19-B7EF-4FC8-9877-406B5CCF63CD\"><\/div>\n<div><span style=\"-webkit-tap-highlight-color: rgba(0, 0, 0, 0);\">Andrew Mason is talking about startups, but it applies to life.&nbsp;<br \/><\/span><\/p>\n<table style=\"border: 1px solid black; padding: 8px;\">\n<tbody>\n<tr valign=\"bottom\">\n<td width=\"48\"><span style=\"background-color: rgba(255, 255, 255, 0);\"><img decoding=\"async\" src=\"https:\/\/pbs.twimg.com\/profile_images\/613751289587957760\/ZN0VKUOa_normal.jpg\" style=\"width: 48px; height: 48px; padding-right: 8px;\"><\/span><\/td>\n<td><b style=\"background-color: rgba(255, 255, 255, 0);\">Larry Chiang (<a href=\"https:\/\/twitter.com\/larrychiang?refsrc=email&amp;s=11\">@LarryChiang<\/a>)<\/b><\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">\n<div><a href=\"https:\/\/twitter.com\/larrychiang\/status\/666303278762754048?refsrc=email&amp;s=11\" style=\"background-color: rgba(255, 255, 255, 0);\"><font color=\"#000000\">11\/16\/15, 9:14 AM<\/font><\/a><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">Letter of Explanation=&nbsp;<a href=\"https:\/\/twitter.com\/search?q=%23bcsEUTWM9&amp;src=hash\">#bcsEUTWM9<\/a>. Polishing Up Your Turd Credit Report. Qualifying. {Sequel to&nbsp;<a href=\"https:\/\/twitter.com\/search?q=%23bcsEUTWM&amp;src=hash\" >#bcsEUTWM<\/a>&nbsp;<a href=\"https:\/\/twitter.com\/search?q=%23cs183cs&amp;src=hash\" >#cs183cs<\/a>}&nbsp;<a href=\"https:\/\/t.co\/flWWLyceD7\">pic.twitter.com\/flWWLyceD7<\/a><\/span><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/>Okay if you&#8217;re new to the credit game and have a virginal credit report&#8230; Let&#8217;s pop your credit score cherry correctly.&nbsp;<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/><\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">Let&#8217;s document and journal [and even scrapbook <\/span><font color=\"#000000\" style=\"background-color: rgba(255, 255, 255, 0);\"><a href=\"https:\/\/t.co\/ZZCfNisNTR\" style=\"background-color: rgba(255, 255, 255, 0);\">amazon.com\/dp\/B004ZBLKC2<\/a>]&nbsp;<\/font><span style=\"background-color: rgba(255, 255, 255, 0);\">your credit score rising.&nbsp;<\/span><\/div>\n<table style=\"border:1px solid black;padding:8px;\">\n<tbody>\n<tr valign=\"bottom\">\n<td width=\"48\"><img decoding=\"async\" src=\"https:\/\/pbs.twimg.com\/profile_images\/361307546\/larry-chiang9-duck9-business-card_normal.jpg\" style=\"width:48px;height:48px;padding-right:8px;\"><\/td>\n<td><b>CEO of Duck9, Larry (<a href=\"https:\/\/twitter.com\/6502838008?refsrc=email&amp;s=11\">@6502838008<\/a>)<\/b><\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">\n<div><a href=\"https:\/\/twitter.com\/6502838008\/status\/665298616051855360?refsrc=email&amp;s=11\">11\/13\/15, 2:42 PM<\/a><\/div>\n<div>Document ascent using a scrapbook Re #bcsEUTWM &#8211; Build Credit Score (engineer up tidal wave Momentum) via <a href=\"https:\/\/twitter.com\/search?q=%23530Lytton&amp;src=hash\">#530Lytton<\/a>  <a href=\"https:\/\/t.co\/ZZCfNisNTR\"><span>amazon.com\/dp\/B004ZBLKC2\/\u2026<\/span><\/a><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>use the hashtag&nbsp;<span style=\"background-color: rgba(255, 255, 255, 0);\">&nbsp;<a href=\"https:\/\/twitter.com\/search?q=%23530Lytton&amp;src=hash\">#530Lytton<\/a><\/span><br \/> <a href=\"https:\/\/twitter.com\/download?ref_src=MailTweet-iOS\">Download<\/a> the Twitter app and see the <span style=\"background-color: rgba(255, 255, 255, 0);\">&nbsp;<a href=\"https:\/\/twitter.com\/search?q=%23530Lytton&amp;src=hash\">#530Lytton<\/a>&nbsp;tweets and&nbsp;<\/span><font color=\"#000000\" style=\"background-color: rgba(255, 255, 255, 0);\"><a href=\"https:\/\/twitter.com\/search?q=%23bcsEUTWM&amp;src=hash\" style=\"background-color: rgba(255, 255, 255, 0);\">#bcsEUTWM<\/a>&nbsp;tagged tweets. For example searching&nbsp;<\/font><font color=\"#000000\" style=\"background-color: rgba(255, 255, 255, 0);\"><a href=\"https:\/\/twitter.com\/search?q=%23bcsEUTWM&amp;src=hash\" style=\"background-color: rgba(255, 255, 255, 0);\">#bcsEUTWM<\/a>&nbsp;inside the Twitter app would yield this in the search results:<\/font><\/div>\n<div><\/div>\n<div>\n<table style=\"border: 1px solid black; padding: 8px;\">\n<tbody>\n<tr valign=\"bottom\">\n<td width=\"48\"><span style=\"background-color: rgba(255, 255, 255, 0);\"><img decoding=\"async\" src=\"https:\/\/pbs.twimg.com\/profile_images\/613751289587957760\/ZN0VKUOa_normal.jpg\" style=\"width: 48px; height: 48px; padding-right: 8px;\"><\/span><\/td>\n<td><b style=\"background-color: rgba(255, 255, 255, 0);\">Larry Chiang (<a href=\"https:\/\/twitter.com\/larrychiang?refsrc=email&amp;s=11\">@LarryChiang<\/a>)<\/b><\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">\n<div><a href=\"https:\/\/twitter.com\/larrychiang\/status\/666303278762754048?refsrc=email&amp;s=11\" style=\"background-color: rgba(255, 255, 255, 0);\"><font color=\"#000000\">11\/16\/15, 9:14 AM<\/font><\/a><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">Letter of Explanation=&nbsp;<a href=\"https:\/\/twitter.com\/search?q=%23bcsEUTWM9&amp;src=hash\">#bcsEUTWM9<\/a>. Polishing Up Your Turd Credit Report. Qualifying. {Sequel to&nbsp;<a href=\"https:\/\/twitter.com\/search?q=%23bcsEUTWM&amp;src=hash\" >#bcsEUTWM<\/a>&nbsp;<a href=\"https:\/\/twitter.com\/search?q=%23cs183cs&amp;src=hash\" >#cs183cs<\/a>}&nbsp;<a href=\"https:\/\/t.co\/flWWLyceD7\">pic.twitter.com\/flWWLyceD7<\/a><\/span><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"background-color: rgba(255, 255, 255, 0);\"><\/span><\/p>\n<div>Delayed gratification is doing mundane things and getting to a FICO of 850.&nbsp;<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>By Larry Chiang I know what you&#8217;re thinking. Sex.&nbsp; Well, it turns out that if you can delay gratification, it positively impacts your credit score. Yup, your FICO will soar.&nbsp; The alternative. Trying to polish up a credit report AFTER you&#8217;ve ruined it Andrew Mason is talking about startups, but it applies to life.&nbsp; Larry [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-6698","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/6698","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/comments?post=6698"}],"version-history":[{"count":0,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/6698\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/media?parent=6698"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/categories?post=6698"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/tags?post=6698"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}