{"id":6790,"date":"2016-01-24T14:55:39","date_gmt":"2016-01-24T18:55:39","guid":{"rendered":"https:\/\/www.duck9.com\/?p=6790"},"modified":"2016-01-25T09:52:58","modified_gmt":"2016-01-25T13:52:58","slug":"personal-finance-startups-would-do-well-to-analyze-this-waze-app","status":"publish","type":"post","link":"https:\/\/www.duck9.com\/blog\/personal-finance-startups-would-do-well-to-analyze-this-waze-app\/","title":{"rendered":"&#8220;Personal finance startups would do well to analyze this Waze app&#8221;"},"content":{"rendered":"<div>\n<div>\n<div>\n<div>\n<div>\n<div>By Larry Chiang<\/div>\n<div><\/div>\n<div>Duck9 helps students with blank credit report slates.<\/div>\n<div><\/div>\n<div>\n<p>Waze is a navigation app.<\/p>\n<table style=\"border: 1px solid black; padding: 8px;\">\n<tbody>\n<tr valign=\"bottom\">\n<td width=\"48\"><span style=\"background-color: rgba(255, 255, 255, 0);\"><img decoding=\"async\" style=\"width: 48px; height: 48px; padding-right: 8px;\" src=\"https:\/\/pbs.twimg.com\/profile_images\/674786571535540225\/FaIZRxLv_normal.jpg\" alt=\"\" \/><\/span><\/td>\n<td><b style=\"background-color: rgba(255, 255, 255, 0);\">Elliot Loh (<a href=\"https:\/\/twitter.com\/loh?refsrc=email&amp;s=11\">@Loh<\/a>)<\/b><\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">\n<div><a style=\"background-color: rgba(255, 255, 255, 0);\" href=\"https:\/\/twitter.com\/loh\/status\/250279247401324545?refsrc=email&amp;s=11\"><span style=\"color: #000000;\">9\/24\/12, 10:03 AM<\/span><\/a><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">Testing\u00a0<a href=\"https:\/\/twitter.com\/waze\">@waze<\/a>\u00a0for the first time in heavy traffic. Personal finance startups would do well to analyze this app.<\/span><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/>\nThe need for people who have damaged ExpTransFax reports is real. Navigating back (Waze pun intended) from detrimental Experian TransUnion and Equifax occurances is a real issue.\u00a0 [Think getting navigated from FICO nil to FICO 800 via &#8216;deep underground credit knowledge via subroutines&#8217;.<\/span><\/p>\n<p>&nbsp;<\/p>\n<\/div>\n<table style=\"border: 1px solid black; padding: 8px;\">\n<tbody>\n<tr valign=\"bottom\">\n<td width=\"48\"><span style=\"background-color: rgba(255, 255, 255, 0);\"><img decoding=\"async\" style=\"width: 48px; height: 48px; padding-right: 8px;\" src=\"https:\/\/pbs.twimg.com\/profile_images\/613751289587957760\/ZN0VKUOa_normal.jpg\" alt=\"\" \/><\/span><\/td>\n<td><b style=\"background-color: rgba(255, 255, 255, 0);\">Larry Chiang (<a href=\"https:\/\/twitter.com\/larrychiang?refsrc=email&amp;s=11\">@LarryChiang<\/a>)<\/b><\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">\n<div><a style=\"background-color: rgba(255, 255, 255, 0);\" href=\"https:\/\/twitter.com\/larrychiang\/status\/251426136721080320?refsrc=email&amp;s=11\"><span style=\"color: #000000;\">9\/27\/12, 2:00 PM<\/span><\/a><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">RT\u00a0<a href=\"https:\/\/twitter.com\/Loh\">@Loh<\/a>: &#8220;Testing\u00a0<a href=\"https:\/\/twitter.com\/waze\">@waze<\/a>\u00a0for the first time in heavy traffic. Personal finance startups would do well to analyze this app.\u201d<\/span><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/>\n<\/span><\/p>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">\u00a0<\/span><\/div>\n<table style=\"border: 1px solid black; padding: 8px;\">\n<tbody>\n<tr valign=\"bottom\">\n<td width=\"48\"><span style=\"background-color: rgba(255, 255, 255, 0);\"><img decoding=\"async\" style=\"width: 48px; height: 48px; padding-right: 8px;\" src=\"https:\/\/pbs.twimg.com\/profile_images\/361307546\/larry-chiang9-duck9-business-card_normal.jpg\" alt=\"\" \/><\/span><\/td>\n<td><b style=\"background-color: rgba(255, 255, 255, 0);\">CEO of Duck9, Larry (<a href=\"https:\/\/twitter.com\/6502838008?refsrc=email&amp;s=11\">@6502838008<\/a>)<\/b><\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">\n<div><a style=\"background-color: rgba(255, 255, 255, 0);\" href=\"https:\/\/twitter.com\/6502838008\/status\/250282809808285697?refsrc=email&amp;s=11\"><span style=\"color: #000000;\">9\/24\/12, 10:17 AM<\/span><\/a><\/div>\n<div><span style=\"color: #000000;\"><span style=\"background-color: rgba(255, 255, 255, 0);\"><a href=\"https:\/\/twitter.com\/Loh\">@Loh<\/a>\u00a0how so?<br \/>\nPlease answer how\u00a0<a href=\"https:\/\/twitter.com\/waze\">@waze<\/a>\u00a0can help personal finance co&#8217;s pattern replicate<\/span><\/span><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/>\n<\/span><\/p>\n<\/div>\n<div><img decoding=\"async\" id=\"9E30DA0F-18DF-415F-96F8-5CF72CBFED3E\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2016\/01\/image16.jpg\" alt=\"image1.JPG\" \/><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/>\n<\/span><\/div>\n<table style=\"border: 1px solid black; padding: 8px;\">\n<tbody>\n<tr valign=\"bottom\">\n<td width=\"48\"><span style=\"background-color: rgba(255, 255, 255, 0);\"><img decoding=\"async\" style=\"width: 48px; height: 48px; padding-right: 8px;\" src=\"https:\/\/pbs.twimg.com\/profile_images\/674786571535540225\/FaIZRxLv_normal.jpg\" alt=\"\" \/><\/span><\/td>\n<td><b style=\"background-color: rgba(255, 255, 255, 0);\">Elliot Loh (<a href=\"https:\/\/twitter.com\/loh?refsrc=email&amp;s=11\">@Loh<\/a>)<\/b><\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">\n<div><a style=\"background-color: rgba(255, 255, 255, 0);\" href=\"https:\/\/twitter.com\/loh\/status\/250289221036826624?refsrc=email&amp;s=11\"><span style=\"color: #000000;\">9\/24\/12, 10:42 AM<\/span><\/a><\/div>\n<div><span style=\"color: #000000;\"><span style=\"background-color: rgba(255, 255, 255, 0);\"><a href=\"https:\/\/twitter.com\/6502838008\">@6502838008<\/a>\u00a01)\u00a0<a href=\"https:\/\/twitter.com\/waze\">@waze<\/a>\u00a0poured on the magic sauce &amp; made normally-boring traffic fun; 2) social but non-creepy; 3) realtime feeling of progress<\/span><\/span><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/>\nLendUp looks good so far&#8230;<\/span><\/p>\n<\/div>\n<table style=\"border: 1px solid black; padding: 8px;\">\n<tbody>\n<tr valign=\"bottom\">\n<td width=\"48\"><span style=\"background-color: rgba(255, 255, 255, 0);\"><img decoding=\"async\" style=\"width: 48px; height: 48px; padding-right: 8px;\" src=\"https:\/\/pbs.twimg.com\/profile_images\/1783187293\/techmeme_tw_av_normal\" alt=\"\" \/><\/span><\/td>\n<td><b style=\"background-color: rgba(255, 255, 255, 0);\">Techmeme (<a href=\"https:\/\/twitter.com\/techmeme?refsrc=email&amp;s=11\">@Techmeme<\/a>)<\/b><\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">\n<div><a style=\"background-color: rgba(255, 255, 255, 0);\" href=\"https:\/\/twitter.com\/techmeme\/status\/690903318638399488?refsrc=email&amp;s=11\"><span style=\"color: #000000;\">1\/23\/16, 6:26 AM<\/span><\/a><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">LendUp, an online provider of payday loans, raises $150M Series B, launches own credit card\u00a0<a href=\"https:\/\/t.co\/UNH9TPZWYi\">techcrunch.com\/2016\/01\/22\/the\u2026<\/a>\u00a0<a href=\"https:\/\/t.co\/YoqC1XNSBa\">techmeme.com\/160123\/p4#a160\u2026<\/a><\/span><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/>\nLendUp CEO\u00a0<a href=\"https:\/\/twitter.com\/sashaorloff\">@sashaorloff<\/a>\u00a0talks about\u00a0LendUp&#8217;s app.\u00a0<\/span><\/p>\n<\/div>\n<div><\/div>\n<table style=\"border: 1px solid black; padding: 8px;\">\n<tbody>\n<tr valign=\"bottom\">\n<td width=\"48\"><img decoding=\"async\" style=\"width: 48px; height: 48px; padding-right: 8px;\" src=\"https:\/\/pbs.twimg.com\/profile_images\/519521286033125377\/ZF3zRetl_normal.png\" alt=\"\" \/><\/td>\n<td><b>Josh Constine (<a href=\"https:\/\/twitter.com\/joshconstine?refsrc=email&amp;s=11\">@JoshConstine<\/a>)<\/b><\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">\n<div><a href=\"https:\/\/twitter.com\/joshconstine\/status\/690704109083594752?refsrc=email&amp;s=11\">1\/22\/16, 5:14 PM<\/a><\/div>\n<div>I&#8217;m convinced LendUp CEO <a href=\"https:\/\/twitter.com\/sashaorloff\">@sashaorloff<\/a> is the real deal, bringing morality &amp; compassion to the greedy loan business <a href=\"https:\/\/t.co\/98w6fwtHA8\">tcrn.ch\/20jRqui<\/a><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">\u00a0<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\"><a href=\"https:\/\/www.youtube.com\/watch?v=eudADPfTWiE&amp;sns=em\"><embed src=\"https:\/\/www.youtube.com\/v\/eudADPfTWiE&amp;hl=en&amp;fs=1\" type=\"application\/x-shockwave-flash\" width=\"425\" height=\"344\"><\/embed><\/a><\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">\u00a0<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\"><a href=\"https:\/\/www.youtube.com\/watch?v=WVKHwYJzVVc&amp;sns=em\"><embed src=\"https:\/\/www.youtube.com\/v\/WVKHwYJzVVc&amp;hl=en&amp;fs=1\" type=\"application\/x-shockwave-flash\" width=\"425\" height=\"344\"><\/embed><\/a><\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/>\n<\/span><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>By Larry Chiang Duck9 helps students with blank credit report slates. Waze is a navigation app. Elliot Loh (@Loh) 9\/24\/12, 10:03 AM Testing\u00a0@waze\u00a0for the first time in heavy traffic. Personal finance startups would do well to analyze this app. The need for people who have damaged ExpTransFax reports is real. Navigating back (Waze pun intended) [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[40],"tags":[],"class_list":["post-6790","post","type-post","status-publish","format-standard","hentry","category-deep-underground-credit-knowledge-via-subroutines"],"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/6790","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/comments?post=6790"}],"version-history":[{"count":0,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/6790\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/media?parent=6790"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/categories?post=6790"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/tags?post=6790"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}