{"id":7308,"date":"2016-04-01T10:42:04","date_gmt":"2016-04-01T14:42:04","guid":{"rendered":"https:\/\/www.duck9.com\/?p=7308"},"modified":"2016-04-01T10:49:02","modified_gmt":"2016-04-01T14:49:02","slug":"lindsey-pedersens-fico-may-or-may-not-have-dropped-30-points","status":"publish","type":"post","link":"https:\/\/www.duck9.com\/blog\/lindsey-pedersens-fico-may-or-may-not-have-dropped-30-points\/","title":{"rendered":"Lindsey Pedersen&#8217;s FICO May or May Not Have Dropped 30 Points"},"content":{"rendered":"<div>\n<div>By Larry Chiang<\/div>\n<div><\/div>\n<div>FICO&#8217;s have a range.&nbsp;<\/div>\n<div><\/div>\n<div>For each person, credit scores have a range. Depending on the weight of each credit bureau, the FICO can swing higher or lower. So, a seemingly drop might just be because of the variance. Remember that each credit scoring entity&#8217;s algorithm produces slightly different credit FICO scores.&nbsp;<\/p>\n<table style=\"border:1px solid black;padding:8px;\">\n<tbody>\n<tr valign=\"bottom\">\n<td width=\"48\"><img decoding=\"async\" src=\"https:\/\/pbs.twimg.com\/profile_images\/711779720375836672\/FcN6e1NM_normal.jpg\" style=\"width:48px;height:48px;padding-right:8px;\"><\/td>\n<td><b>Lindsey Pedersen (<a href=\"https:\/\/twitter.com\/lindsloup?refsrc=email&amp;s=11\">@lindsloup<\/a>)<\/b><\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">\n<div><a href=\"https:\/\/twitter.com\/lindsloup\/status\/715203961448312837?refsrc=email&amp;s=11\">3\/30\/16, 8:48 AM<\/a><\/div>\n<div>Laying in bed depressed cause my FICO credit score went down 30 points <a href=\"https:\/\/twitter.com\/search?q=%23adultprobs&amp;src=hash\">#adultprobs<\/a><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>Lindsey, we do not just have one FICO score.&nbsp;<\/div>\n<div><\/div>\n<div>\n<table style=\"border: 1px solid black; padding: 8px;\">\n<tbody>\n<tr valign=\"bottom\">\n<td width=\"48\"><span style=\"background-color: rgba(255, 255, 255, 0);\"><img decoding=\"async\" src=\"https:\/\/pbs.twimg.com\/profile_images\/361307546\/larry-chiang9-duck9-business-card_normal.jpg\" style=\"width: 48px; height: 48px; padding-right: 8px;\"><\/span><\/td>\n<td><b style=\"background-color: rgba(255, 255, 255, 0);\">CEO of Duck9, Larry (<a href=\"https:\/\/twitter.com\/6502838008?refsrc=email&amp;s=11\">@6502838008<\/a>)<\/b><\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">\n<div><a href=\"https:\/\/twitter.com\/6502838008\/status\/711958123074887681?refsrc=email&amp;s=11\" style=\"background-color: rgba(255, 255, 255, 0);\"><font color=\"#000000\">3\/21\/16, 9:50 AM<\/font><\/a><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">FICO 8oo is hidden bc it is 800 spelled with &#8220;8&#8221; little-o, little-o. Text me, &#8220;<a href=\"https:\/\/twitter.com\/search?q=%23FICO8oo&amp;src=hash\">#FICO8oo<\/a>&#8221; <a href=\"https:\/\/t.co\/BlcLkeHzZl\">pic.twitter.com\/BlcLkeHzZl<\/a><\/span><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/>Good luck!!<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/><\/span><\/div>\n<div><img decoding=\"async\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2016\/04\/image1.jpg\" alt=\"image1.JPG\" id=\"EE589B07-2DA5-483A-849D-12595D68CCEB\"><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/><\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">Option for immediate personal service to go from no FICO to 8oo.&nbsp;<br \/>$606.oo<br \/><a href=\"https:\/\/PayPal.me\/LarryChiang\/606\"><a href=\"https:\/\/PayPal.me\/LarryChiang\/606\" >https:\/\/PayPal.me\/LarryChiang\/606<\/a><\/a><\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">I can invoice you $606.oo&nbsp;<a href=\"https:\/\/twitter.com\/search?q=%23SXSW&amp;src=hash\">#SXSW<\/a>&nbsp;<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">LarryChiang<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">125 University Ave\/Suite 100<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">Palo Alto CA 94301<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/><\/span><\/div>\n<div>In return, you will get 5 &#8211; 40+ YouTube videos just like these 2,200.&nbsp;<\/div>\n<div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/><\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\"><a href=\"https:\/\/www.youtube.com\/LarryChiang\"><a href=\"https:\/\/www.youtube.com\/LarryChiang\" >https:\/\/www.youtube.com\/LarryChiang<\/a><\/a>&nbsp;<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/><\/span><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>By Larry Chiang FICO&#8217;s have a range.&nbsp; For each person, credit scores have a range. Depending on the weight of each credit bureau, the FICO can swing higher or lower. So, a seemingly drop might just be because of the variance. Remember that each credit scoring entity&#8217;s algorithm produces slightly different credit FICO scores.&nbsp; Lindsey [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-7308","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/7308","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/comments?post=7308"}],"version-history":[{"count":0,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/7308\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/media?parent=7308"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/categories?post=7308"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/tags?post=7308"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}