{"id":7456,"date":"2016-04-16T10:58:32","date_gmt":"2016-04-16T14:58:32","guid":{"rendered":"https:\/\/www.duck9.com\/?p=7456"},"modified":"2016-04-16T12:21:26","modified_gmt":"2016-04-16T16:21:26","slug":"ubers-credit-problem","status":"publish","type":"post","link":"https:\/\/www.duck9.com\/blog\/ubers-credit-problem\/","title":{"rendered":"Uber&#8217;s Credit Problem"},"content":{"rendered":"<div>\n<div>By Larry Chiang<\/div>\n<div><\/div>\n<div>More people would use Uber if more people had better credit scores. A lot of people that do not have banking relationships use taxis by paying cash. Cash is a significant component of transportation expenditures as per the CEO of Amex, Kenneth Chanault&nbsp;<\/div>\n<div><\/div>\n<div>The non-banked and <i>creditcard-less<\/i> are locked out of Uber.&nbsp;<\/p>\n<table style=\"border:1px solid black;padding:8px;\">\n<tbody>\n<tr valign=\"bottom\">\n<td width=\"48\"><img decoding=\"async\" src=\"https:\/\/pbs.twimg.com\/profile_images\/613751289587957760\/ZN0VKUOa_normal.jpg\" style=\"width:48px;height:48px;padding-right:8px;\"><\/td>\n<td><b>Larry Chiang (<a href=\"https:\/\/twitter.com\/larrychiang?refsrc=email&amp;s=11\">@LarryChiang<\/a>)<\/b><\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">\n<div><a href=\"https:\/\/twitter.com\/larrychiang\/status\/721347916825104386?refsrc=email&amp;s=11\">4\/16\/16, 7:42 AM<\/a><\/div>\n<div>Does Uber have a program for non-banked customers <a href=\"https:\/\/twitter.com\/ChrisSaad\">@ChrisSaad<\/a> <a href=\"https:\/\/twitter.com\/chrismessina\">@chrismessina<\/a>? <a href=\"https:\/\/t.co\/LMLqFBhitI\"><span>pic.twitter.com\/LMLqFBhitI<\/span><\/a><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>For #ENGR145 practice, we will promote Uber to a huge segment of Main St: Those with bad FICO scores that want to use Uber<\/div>\n<div><\/div>\n<div><img decoding=\"async\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2016\/04\/image131.jpg\" alt=\"image1.JPG\" id=\"E6A445E0-5B6A-475C-B8A0-0EEA989EF25D\"><\/div>\n<div>Let&#8217;s practice the customer development cycle inside the Main St vertical of &#8220;people who have bad credit but are curious about Uber&#8221;. [The hashed area up above]<\/div>\n<div><\/div>\n<table style=\"border: 1px solid black; padding: 8px;\">\n<tbody>\n<tr valign=\"bottom\">\n<td width=\"48\"><span style=\"background-color: rgba(255, 255, 255, 0);\"><img decoding=\"async\" src=\"https:\/\/pbs.twimg.com\/profile_images\/613751289587957760\/ZN0VKUOa_normal.jpg\" style=\"width: 48px; height: 48px; padding-right: 8px;\"><\/span><\/td>\n<td><b style=\"background-color: rgba(255, 255, 255, 0);\">Larry Chiang (<a href=\"https:\/\/twitter.com\/larrychiang?refsrc=email&amp;s=11\">@LarryChiang<\/a>)<\/b><\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">\n<div><a href=\"https:\/\/twitter.com\/larrychiang\/status\/721346398516486144?refsrc=email&amp;s=11\" style=\"background-color: rgba(255, 255, 255, 0);\"><font color=\"#000000\">4\/16\/16, 7:35 AM<\/font><\/a><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">Does Uber have a problem w\/ shared credit card #&#8217;s causing chargebacks&nbsp;<a href=\"https:\/\/twitter.com\/chrismessina\">@chrismessina<\/a>&nbsp;<a href=\"https:\/\/twitter.com\/ChrisSaad\">@ChrisSaad<\/a>!?&nbsp;<a href=\"https:\/\/t.co\/Z4GjvIQImf\">pic.twitter.com\/Z4GjvIQImf<\/a><\/span><\/div>\n<div><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<div><\/div>\n<div><img decoding=\"async\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2016\/04\/image215.jpg\" alt=\"image2.JPG\" id=\"25EC83CC-4202-4294-A092-CB201B749FC4\"><\/p>\n<div>More on Crossing The Chasm From The Right {#CTCFTR} is my work based on my 20 lectures inside Engineering 145. See the video below.&nbsp;<\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/><\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\"><a href=\"https:\/\/www.youtube.com\/watch?v=WVKHwYJzVVc&amp;sns=em\"><embed width='425' height='344' allowfullscreen='true' allowscriptaccess='always' type='application\/x-shockwave-flash' src='https:\/\/www.youtube.com\/v\/WVKHwYJzVVc&#038;hl=en&#038;fs=1' \/><\/a><\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/><\/span><\/div>\n<div><img decoding=\"async\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2016\/04\/image38.jpg\" alt=\"image3.JPG\" id=\"85688042-8CA9-41E0-97F6-CB256DF6D258\"><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/><\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/><\/span><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>By Larry Chiang More people would use Uber if more people had better credit scores. A lot of people that do not have banking relationships use taxis by paying cash. Cash is a significant component of transportation expenditures as per the CEO of Amex, Kenneth Chanault&nbsp; The non-banked and creditcard-less are locked out of Uber.&nbsp; [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[40],"tags":[],"class_list":["post-7456","post","type-post","status-publish","format-standard","hentry","category-deep-underground-credit-knowledge-via-subroutines"],"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/7456","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/comments?post=7456"}],"version-history":[{"count":0,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/7456\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/media?parent=7456"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/categories?post=7456"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/tags?post=7456"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}