{"id":7784,"date":"2016-05-03T16:03:54","date_gmt":"2016-05-03T20:03:54","guid":{"rendered":"https:\/\/www.duck9.com\/?p=7784"},"modified":"2016-05-03T19:30:30","modified_gmt":"2016-05-03T23:30:30","slug":"i-wonder-if-amex-will-approve-me-for-a-starwood-credit-card","status":"publish","type":"post","link":"https:\/\/www.duck9.com\/blog\/i-wonder-if-amex-will-approve-me-for-a-starwood-credit-card\/","title":{"rendered":"&#8220;I wonder if Amex will approve me for a starwood credit card&#8221;"},"content":{"rendered":"<div>\n<div>\n<div>\n<div>May 3, 2016<\/div>\n<div><\/div>\n<div>By Larry Chiang.<\/div>\n<div><\/div>\n<div>So the way I walked Mike&#8217;s credit app through the American Express system is the same for how I manually wrangle a college student through Bank of America&#8217;s visa credit card approval process.<\/div>\n<div><\/div>\n<div>First Mike Arrington&#8217;s experience (he&#8217;s a retired founder who swims at Bay Club)<\/p>\n<table style=\"border: 1px solid black; padding: 8px;\">\n<tbody>\n<tr valign=\"bottom\">\n<td width=\"48\"><span style=\"background-color: rgba(255, 255, 255, 0);\"><img decoding=\"async\" style=\"width: 48px; height: 48px; padding-right: 8px;\" src=\"https:\/\/pbs.twimg.com\/profile_images\/676849823425822720\/AgUC4N3E_normal.jpg\" alt=\"\" \/><\/span><\/td>\n<td><b style=\"background-color: rgba(255, 255, 255, 0);\">Michael Arrington (<a href=\"https:\/\/twitter.com\/arrington?refsrc=email&amp;s=11\">@arrington<\/a>)<\/b><\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">\n<div><a style=\"background-color: rgba(255, 255, 255, 0);\" href=\"https:\/\/twitter.com\/arrington\/status\/25951976784?refsrc=email&amp;s=11\"><span style=\"color: #000000;\">9\/29\/10, 10:01 PM<\/span><\/a><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">I wonder if Amex will approve me for a starwood credit card now. They declined me a month ago.<\/span><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/>\n<\/span><\/div>\n<div><\/div>\n<table style=\"border: 1px solid black; padding: 8px;\">\n<tbody>\n<tr valign=\"bottom\">\n<td width=\"48\"><span style=\"background-color: rgba(255, 255, 255, 0);\"><img decoding=\"async\" style=\"width: 48px; height: 48px; padding-right: 8px;\" src=\"https:\/\/pbs.twimg.com\/profile_images\/378800000474712257\/54b9d4d0c87af0310770e21f3f2baaa1_normal.jpeg\" alt=\"\" \/><\/span><\/td>\n<td><b style=\"background-color: rgba(255, 255, 255, 0);\">travis kalanick (<a href=\"https:\/\/twitter.com\/travisk?refsrc=email&amp;s=11\">@travisk<\/a>)<\/b><\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">\n<div><a style=\"background-color: rgba(255, 255, 255, 0);\" href=\"https:\/\/twitter.com\/travisk\/status\/25956271539?refsrc=email&amp;s=11\"><span style=\"color: #000000;\">9\/29\/10, 11:29 PM<\/span><\/a><\/div>\n<div><span style=\"color: #000000;\"><span style=\"background-color: rgba(255, 255, 255, 0);\"><a href=\"https:\/\/twitter.com\/arrington\">@arrington<\/a>\u00a0a bad case of entrepreneur credit&#8230; AMEX won&#8217;t give a shit about your exit&#8230;<\/span><\/span><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/>\nIt&#8217;s the same Travis that co-founded Uber.\u00a0<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">\u00a0<\/span><\/div>\n<table style=\"border: 1px solid black; padding: 8px;\">\n<tbody>\n<tr valign=\"bottom\">\n<td width=\"48\"><img decoding=\"async\" style=\"width: 48px; height: 48px; padding-right: 8px;\" src=\"https:\/\/pbs.twimg.com\/profile_images\/613751289587957760\/ZN0VKUOa_normal.jpg\" alt=\"\" \/><\/td>\n<td><b>Larry Chiang (<a href=\"https:\/\/twitter.com\/larrychiang?refsrc=email&amp;s=11\">@LarryChiang<\/a>)<\/b><\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">\n<div><a href=\"https:\/\/twitter.com\/larrychiang\/status\/28755235627?refsrc=email&amp;s=11\">10\/25\/10, 8:23 PM<\/a><\/div>\n<div>Mike <a href=\"https:\/\/twitter.com\/arrington\">@arrington<\/a> ya know by 11-11 day, I&#8217;ll get u approved Re: Amex just declined me again for a starwood card<\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>I had texted my Amex friend Shari Joseph.<\/p><\/div>\n<div><\/div>\n<div><img decoding=\"async\" id=\"785A87D4-51C9-4233-B65A-2B2C7D9104F9\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2016\/05\/image11.png\" alt=\"image1.PNG\" \/><\/div>\n<div>Shari Joseph follows @askAmex. I know Shari from NYFW. New York Fashion Week<\/div>\n<div><\/div>\n<div>\n<div><span style=\"color: #000000;\"><span style=\"background-color: rgba(255, 255, 255, 0);\">\u00a0<\/span><\/span><\/div>\n<div>\n<table style=\"border: 1px solid black; padding: 8px;\">\n<tbody>\n<tr valign=\"bottom\">\n<td width=\"48\"><span style=\"background-color: rgba(255, 255, 255, 0);\"><img decoding=\"async\" style=\"width: 48px; height: 48px; padding-right: 8px;\" src=\"https:\/\/pbs.twimg.com\/profile_images\/676849823425822720\/AgUC4N3E_normal.jpg\" alt=\"\" \/><\/span><\/td>\n<td><b style=\"background-color: rgba(255, 255, 255, 0);\">Michael Arrington (<a href=\"https:\/\/twitter.com\/arrington?refsrc=email&amp;s=11\">@arrington<\/a>)<\/b><\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">\n<div><a style=\"background-color: rgba(255, 255, 255, 0);\" href=\"https:\/\/twitter.com\/arrington\/status\/28819035906?refsrc=email&amp;s=11\"><span style=\"color: #000000;\">10\/26\/10, 12:31 PM<\/span><\/a><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">huh. amex just called.<\/span><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<div>And just like that, Mile was approved. Read all the credit risk myths that me, Shari, Travis and Mike know but never took the time to write out<\/p>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\"><a href=\"https:\/\/bit.ly\/mmpqq710\">https:\/\/bit.ly\/mmpqq710<\/a><\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">\u00a0<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">Now, if you&#8217;re a college student wanting to be an owner operator, you can matriculate fellow students. Yes, help undergrads get a Bank of America visa.\u00a0<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">These locations can be messaged via us postage stamps<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">&#8211; 1825 e Buckeye Road<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">&#8211; #530Lytton<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">&#8211; 101 Tryon St. \u00a0<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">&#8211; poBox15291<\/span><\/div>\n<div><img decoding=\"async\" id=\"9B100684-6C74-4360-BBD8-6205B167DC03\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2016\/05\/image24.jpg\" alt=\"image2.JPG\" \/><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/>\n<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">#poBox15291.<br \/>\n<\/span><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>May 3, 2016 By Larry Chiang. So the way I walked Mike&#8217;s credit app through the American Express system is the same for how I manually wrangle a college student through Bank of America&#8217;s visa credit card approval process. First Mike Arrington&#8217;s experience (he&#8217;s a retired founder who swims at Bay Club) Michael Arrington (@arrington) [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[45],"tags":[],"class_list":["post-7784","post","type-post","status-publish","format-standard","hentry","category-business-school-level-knowledge-about-credit-scores"],"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/7784","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/comments?post=7784"}],"version-history":[{"count":0,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/7784\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/media?parent=7784"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/categories?post=7784"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/tags?post=7784"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}