{"id":7850,"date":"2016-05-05T20:16:14","date_gmt":"2016-05-06T00:16:14","guid":{"rendered":"https:\/\/www.duck9.com\/?p=7850"},"modified":"2016-05-06T00:06:42","modified_gmt":"2016-05-06T04:06:42","slug":"millennials-prefer-debit-cards-bc-we-are-dumb-and-lazy","status":"publish","type":"post","link":"https:\/\/www.duck9.com\/blog\/millennials-prefer-debit-cards-bc-we-are-dumb-and-lazy\/","title":{"rendered":"Millennials Prefer Debit Cards Because We Are Dumb and Lazy"},"content":{"rendered":"<div>\n<div>\n<p>By Larry Chiang<\/p>\n<table style=\"border: 1px solid black; padding: 8px;\">\n<tbody>\n<tr valign=\"bottom\">\n<td width=\"48\"><img decoding=\"async\" style=\"width: 48px; height: 48px; padding-right: 8px;\" src=\"https:\/\/pbs.twimg.com\/profile_images\/613751289587957760\/ZN0VKUOa_normal.jpg\" alt=\"\" \/><\/td>\n<td><b>Larry Chiang (<a href=\"https:\/\/twitter.com\/larrychiang?refsrc=email&amp;s=11\">@LarryChiang<\/a>)<\/b><\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">\n<div><a href=\"https:\/\/twitter.com\/larrychiang\/status\/728372775111495682?refsrc=email&amp;s=11\">5\/5\/16, 4:56 PM<\/a><\/div>\n<div>Do Millennials prefer debit cards to credit cards? What does the evidence say? <a href=\"https:\/\/t.co\/3FZzmKCIeY\">quora.com\/Do-Millennials\u2026<\/a><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/>\n<\/span><\/div>\n<\/div>\n<\/div>\n<p>The system has been set up to place you in &#8216;negative territory&#8217; even if you have proper funds in place to spend. Its buried in the terms of service under <strong>authorization hold<\/strong>.<\/p>\n<a href=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2016\/05\/debit-card-authorization-hold-and-release-five-to-seven-days-after-you-check-out-of-hotel.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-7852\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2016\/05\/debit-card-authorization-hold-and-release-five-to-seven-days-after-you-check-out-of-hotel.jpg\" alt=\"Terms of service under *authorization hold*. \" width=\"324\" height=\"464\" srcset=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2016\/05\/debit-card-authorization-hold-and-release-five-to-seven-days-after-you-check-out-of-hotel.jpg 324w, https:\/\/www.duck9.com\/wp-content\/uploads\/2016\/05\/debit-card-authorization-hold-and-release-five-to-seven-days-after-you-check-out-of-hotel-209x300.jpg 209w\" sizes=\"auto, (max-width: 324px) 100vw, 324px\" \/><\/a> Terms of service under *authorization hold*.\n<p>Some solutions are over on Quora: <a href=\"https:\/\/t.co\/3FZzmKCIeY\">Quora.com<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>By Larry Chiang Larry Chiang (@LarryChiang) 5\/5\/16, 4:56 PM Do Millennials prefer debit cards to credit cards? What does the evidence say? quora.com\/Do-Millennials\u2026 The system has been set up to place you in &#8216;negative territory&#8217; even if you have proper funds in place to spend. Its buried in the terms of service under authorization hold. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[48,7],"tags":[],"class_list":["post-7850","post","type-post","status-publish","format-standard","hentry","category-banking-secrets","category-stanford-engineering"],"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/7850","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/comments?post=7850"}],"version-history":[{"count":0,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/7850\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/media?parent=7850"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/categories?post=7850"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/tags?post=7850"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}